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M <br />M <br />-" <br />f i D <br />m cn <br />r > <br />C) M <br />cn <br />(D <br />O <br />C <br />Q <br />C J <br />O <br />T <br />_� <br />0 <br />CZ) <br />Ut <br />t'D <br />C..M <br />v v <br />C_n <br />After Recording Return To: <br />N <br />Cr, <br />rn <br />Q <br />(Space Above This Line For Recording Data <br />DEED OF TRUST <br />L.angNumber: <br />01100009 <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain riles regarding the usage of words used in this document nre a!so provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 28, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is Philip D. Janssen and Machelle M. Janssen, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C)"Lender "is FIVE POINTS BANK <br />Lender is a Commercial Bank organized and existing under the <br />laws of NEBRASKA Lender's address is PO BOX 1507 GRAND <br />ISLAND, NE 68802 -1507 <br />Lender is the beneficiary under this Security In,�trlment. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated December 28, 2001 <br />The Note states that Borrower owes Lender <br />One Hundred Seventeen Thousand Three Hundred Twenty -Five And 00 /100 <br />Dollars (U.S. S 117,325.00 ) plus interest. Borrower has promised to pay this <br />debt in reguiar Periodic Payments and to pay the debt in full not later than January 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />''}a31L1 KA -- Single Family -- Fannie Mae /Freddie ;lac UNIFORM INSTRUMENT Form 3028 1/01 <br />noel; I NF I (Page I of l2 pages) <br />DOCU1NEI.VTX 12/01 %2000 <br />