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20011359NO <br />8 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Chlri sti na P c,ke1 - Borrower <br />(Seal) <br />Kermah JINickel - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OFNMXUXX COLORADO, <br />The foregoing instrument was acknowledged before me this 27th <br />2001 by Christina P Nickel and Kerman J Nickel <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: /I1 . Itl- Gs- <br />(M-4R( <br />NE) (9604).01 <br />Hugo <br />Notary fic <br />Page 8 of 8 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Lincoln County ss: <br />day of December , <br />in said <br />