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<br /> . 'I+oCil:�'HEtt wm�au arc impa►emeats eow or t�a+actet etected an ihe piogecty.,na a!t easeak.w,t���R�/ioes.
<br /> �ad fikp�nes m�v Qr hae�fter a PQt of dit pcoQeety. Ali�aod addilioas e�hall aiw ba cuvee�ed by d�is Sacurity .
<br /> t�smmt. A!!ot tbe faegaa�is t�cftatd to i�this Security Instrumeat ac tlre"Praperty.". .. . ' . -, -- , ..- - _
<br /> ` BORRbWER GOVENAN7 S chat Bamower is tawfully seise�of the esatc t�ereby sunveyed aad has the rght w g�aat .
<br /> � �n d canv e y t 6 e P t�o p e r t y a n d Q a t t h e R u p e r t y i s.u n e a c u m b e a d.e x e t p t fi�encumbrmcss of r�ecord..Scx�ower w�rants and
<br /> - , will defmd�enqy d�e titk w tAe P�operty sgYin�t all claims and dem�r�ds.subject ta any ea�cum�rar�oes of roead. .
<br /> � � 77�5 SECURRY II�iS1itUMEN'F combines unifam:covemnts fa auiot�l use�d non-unifarm covenants with .
<br /> limite6 vuistidns by lmisdFttian to constimte a wdfam sectlrity instnmient caveting tr�p�crty. ' .
<br /> � � iJDTIi�ORM E70VENANIS. Bamwa and i.ender cavee�t and agroe as foilows: t
<br /> ` L l���e�t d Priidpd ad I�Eetes�YrePq�at a�A l.s1e��r�e�• �wer st�ll P�PUY MX when duc the
<br /> � P�P�of and inte�est an the debt evidenced 6y tbe Nate and aaY PrWY�t and l�te ch�rges duc�nder tlie Nae.
<br /> 2. FL�S lrir'iiu�es awi Iawraica Subjxt to�pplicable IaM or to a wnt6en walva byt.rnder.Bamwa.shaU pa�r.ca
<br /> tender aa tbe day mootWy payments a�e dae�mder d�e Nate.wiW the Note is paid in fuU,a sum t"Fands")for:(a)S�Y
<br /> wces aad�ses.anaus which may uwn prioriry over tlus Sec+uiry Iasauma�t ac a Ged oa tGe PropertY•(b)Yearty leasehoW
<br /> - p�yments or g�ound,teats a�o 8�e Ptopacy,if�ay;(c)Y�Y�°'r Ps�nY � P��ums:(d)Y�Y�� - ,
<br />- - insura��e p�emiamc,d u►y:(e?Y�Y�8a8��u�P���if any:and t�u►Y sums t�syable by Bamwer to ,
<br /> - I,er�det�n axordan�e vvid�the p�ovisioas of par�raph 8,in�iw of tba payma►t of mo�tgage insur�nce p[emiums. '17�es�
<br /> - iuems are called"L�ow Iumg.° I.ender msy,at�►y time,colkct ancl bold£vuds in an art�ount nat to ekcad tLe maximum -
<br /> - amamt a lenda fot a fedaatly re(s�od.matgage lmrt map zeqaue far Barrower's escrow account under the federal Ital
<br /> - Fstate Settlement Ptocedutes Mt of 1974 as amaided fran tiAje w time.l2 US.C.�2601 er seq.("RESPA'�,nnless another _
<br /> - - law dnt applies w the H�nds sets a tesseramount If so.I.ender may.a�any w�,�ou«x�na hoa r����,o�c noc r�
<br /> -- excad tbe tesser amuu� l.ender may esamue d�e�c of FuQds dae an the 6zsis oP aannt d�as and reasaaa6le
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<br /> � '.-.-,�of expe�m�es af fature Escmw Itcros a othawise in accordurce with applicabk law. . .
<br /> -_- �:;.,-, ' : Ztie�sWil be heW in�instiwtion whose depoats are intivred by a fedezal agency:.�t�3!.��5► -
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<br /> - , C�.�•if Lxndsr�s s�idt sn•m�tituuat)or in aay Cederal Home I.oan Hanic. l,endei s�alt.aPP�.., .. �P�-
<br />- � ' � tLe Fst�v�';�as. i:ezdec may�iot c�saige Bcntowa for holding afld a�plYinB die Fvads.acal?u"'�tijt;aaa�ng.i�esio�r'�:.
<br /> ::�`,*. . a�oanr..b�::yerifgs�e�he.Esci�ov�Ire�s,m#le�Leader PaYs Bc�rroi�er inresesc mn tIu E'vn�s and�a�i+rabl�,����amics
<br /> ,;:: 1,eacier to znaice suci�a�e.'Ha�rever;Lender?naY re4uire.Ba3iawer tb pay a:one-tinx c�f�ar8�fos a��m�eadens r�al'
<br /> .� {f�s.:.. .�.:�'��pq�g sesvi��N b�r€�cTei-�contfe�ua wWt this 3ain.anless app7tcable la�¢�uQid�s c?t�ent+ise. Uniess an - - �
<br /> � �" `,;..zg�i�menit3s made or apptica6te law requires iaxeiesc to be paid.i.ender shaii not t�e required to pay Borc�ecany intecest oc �.'r z"' -
<br /> -� e�ings vn tlie Fiinds. Bomower and I�may agree in writing,however.that imerest shall be paid on the Fands. Lender �� -
<br /> . ' shall give to Bomawer.withont cNacg�;an almaal sccottntmg of ibe Fitnds,s6owing cndits and debits to the Punds and the ��_''�
<br /> - purpase for which eacb debit to the Fands was made.�The Funds ate pledged as additioaal securiry for all sums secured by . �--
<br /> '� this Secunry Insirumen� � ���-�
<br />_ - If the PhtKfs heW by Lender excad the amwuits permitted to be held by applicable law.l.ender shall account to _ - --
<br /> �� gomnw�r for the eacess Fuads in acco�du�ce with the nquirements of applicabk taw. [f the amount of the Punds hetd by �_�
<br /> - � l.ender at any time is twt sufficitnt to pay the Escraw Items when due.l.ender may so notify Homawet in writing.and.in �:--_:-
<br /> such case Barower sNalt psy to Lender 11x amaunt necessary to makc up the�cieacy. Barrower shall make up the �=�-_
<br /> . nts.at L.tnder's sole disetetion. ���"�`
<br /> , deficiency in no mare than twetve manthlY PaY� . .,. �,.
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<br /> tJpan�yment in full of all sums sccured by this Security Instrumen�Len�kr sha1�promptiy�efund ta Borrower any . .L -
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<br /> ` Fund.s heid by Lender. If.under paragraph 21.Leoder shap acquire or sell the Ptoperty.Lender.prior to the xquisition or :_ ��• ;
<br /> � ' �`�- s�k of the Prnperty. shal!apply any Fund.g held by Lender at the time of acquisidon or sale as a crectit against the sums ;:;,'��=��'
<br /> secuned by this Security Instrument. :, :+ `� ;'
<br /> � � 3. AppUcatioe of Paymeata. Unless applicable !aw provides othenvise.all payments teceiveii by l.ender under •
<br /> ': -< paragraphs 1 and 2 shail be applied:f�rst,to any prepayment chatges due under the Nota second.to amounts payable under :,.z,,..-
<br /> � paragraph 2;third to interest due:fo�ath.to principal due:and last,to any late charges due under the Note. ,,
<br /> ' �' 4. C l i s r g e s; Lkas. Borruwet shall pay all taxes,assessmenta, charges. fines and impositions attributable to the . .
<br /> • - property which may attain pr�ariry over this Security lnstrumeN,a r M leage ho l d paymen t s ar gou n d r e n t s.i f an y. B o r r o w e r .. .
<br /> shall pay these obligations in the manner provlded in paragaph 2.or if not paid in that manncr.Borrower sha11 pay them an .
<br /> . '. ', time direc�ly to the person owed paymenw Borrower shall promptiy fumish to Lender all�otices of amounis to be paid nnder �.:" ,.
<br /> thia paragraph. If Bomnwer makes these payments directly.Borrower shall promptty fumish to L.ender rereipta evidencing .
<br /> ...,.: , �:�� the payments. . �;,'`.:�� �:_ !�,;
<br /> • �� . Bomnaer shall ptomptty discharge arry lien which has priority over this Security In.suument unless Horrower:(a)agrees . . � ,•.;;�
<br /> , �. ; in writing to the payment of the oblig¢.�on secured by the lien�n a manner acceptabte to Lender.(b)contests in good faith the � :;r�_:,
<br /> , • • �;: Ikn by.or dafends against enfonceme�::of.the lien in.legal prooaadings which in the Lender's apitsion operate to p�eveni sfie __
<br /> ' - enforcement of the lien:or(c)serures from the hotde�nf the liea�agreement satisfactory to Lender subordlnating the lien ..
<br /> � �'-�' �to this Security Instrum�m� lf Lender determines that any part of the Property is subject to a lien which may attain priosity • � ,
<br /> ���' over this Security lnstrument.Lender may give Borrower a notice identifying the tien. Borrower sball satisfy the lien or taice ,, .
<br /> '�r�• one ot mate of the actians sei forth above witbin t0 days of the giving of notice. • _
<br /> � :,,��•: S. HazarA or Property Insurance Borrawer shall keep the improvements now e�icting or hereaftei erected on[he `F . �
<br /> , - Pr e s p e rt y inst�red a gainst tass b y flre,hazards inclnded within the term"extended caverage"and any ather hazards.including ` �
<br /> - �'��'�� � ftoods or flooding.for which l,cnder tequires insurance.• 'I'�is insurance shall he malntained ln the amounu and for the :. ,
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