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<br /> - •� �4.�.�,����'���Borrower sua7l,instue atl impmvements on the Propeny,wt�er�now in ' '
<br /> . euistetrce or�qaentlY ere�xed,��Y�'a�rds.ra�s[ties..a�oonti�e�cie�,.iacluding fire,for aL'ufi Ixnder req�ces.
<br /> insurence. �is insnrance�ha11 be'm�'htained tt►t6e amouiiu ana for the P�� �T.euder iequires. Horrower shall also
<br /> insus�e ait im�ve�s on tlte Piroperty.wh�hera�aow in existenoe ar s�dY,ererted.ag�r�st toss by floods to,the extent .
<br /> , ���y��r.Ait�s6a11 be�tvith co�anies��red i�y teoder.l`6e,i�twranoe policies a�f�ar►Y _ .
<br /> � �eaewals shall be held by�.cnder and s6all iadude lass Payable clauses in fa�ror of.anQ in a fi�rm acoeptable to.I.ender. . .r .
<br /> t - In the evsnt of loss,Borrower sha!!give I.endec i�nad?ase nocice by arail.I.ender may n�aice pmof of loss if not�de•
<br /> is avthotiz��d dir+ected to malce payment fox�such los.s .
<br /> . . �Y�►Y���=�h�csmpamy eunperned � �Y of the inwranct pmoeeds he applied bY
<br /> dir�ectly to Leoder,inctpd of w BQmnwer and W Le�ider jointly.Ait or auy Part �'
<br /> �,ender.at its aptioa,eitl�eer(a)m the c�eductian of the indebtod�ss w�der the Piote aix�tfiis Seauit�r Iau�m�t.f�m�Y
<br /> � detinquent a�oueHs app]'�ed in the otder in p�3,mid t6en w pirpaYment flf P�•or(�►)w the nrsto�ation or repair
<br /> of the damaged Pmperty. Any applicatton af pruoeods w the priacipal sh�l not exte�M or postpore,the doe date of the' ,
<br /> • monthly p�ay�n�us wt�[di are�eFe�red to in pa�apb Z,or c�ange.the amount of snch payments:�kny exc�s in�trance Pro�ds
<br /> -aver an�t�uined to pay ait ou�8 indebtedness under the Note aod this SeauitY in.ctn�+++s�+t shall be paid to the
<br /> � e�itY Ie�UY eutitled thereto. �
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<br /> - In the eve�N of foreclowre of this�ritY lnstrument-or utber uansfer of t;tle m the Propeny A1r+t exti�gws�s the
<br /> indebtedness.aH right.Eiile and'uuemst of Borrowet in and to�tsarance.palicics ia forae st�all pass to thc pur+d�aser:
<br /> � • 5. Oceupocy, Prtsee�atbn, Mainte�noe•aud R»tecdon ot tLe �y's Bonovrer's Lo�n �ppNutloa; .
<br /> _ !,[asehol�.. Bomower sl�alt accupy.estaMish.�nd usc dte Propercy,as&�rrower`s prir�cipal c�esidence within si�cty dsys after
<br /> - ' the�execurion of dus Secnrity lnstoument and shalt ooatinue to occupy the Propeny as Bocrower's principal residr►tce for at Iwst ,
<br />":� ` - one year aRer ihe Qate nf occapartcy.untess th�5a�tarY�nes�this requi�na�t vrill cause w�dq��h�dsWp.fm Borrower.
<br />=�--- ' or unless e�uenuating circumstances exist which are beYond Borrow�r's conu+al. Bomower.shalf noMy I.Mde�s of any
<br /> extenuating ciincu�ta�s. Borrower sfiaU not commii waste or desTray,damage or substan�Atty d�ange the PtoPeRY os aliow �
<br /> � t6e Property to deceriotatc,reasonabte weas and tear euePted. I.ender may inspect tbe Pr+operty if the Pia�perty is vacant or.
<br /> � ' abandoned or the toan is in defauit. Lender may take reasorabte actian to pmtect and Presen'e such vacaat ot abandoued
<br /> — ' property.Burrower shall also be in defanit if Barrowrr,during the lou►applicatian process.gave materiafly fatse�or i�raccurau •
<br /> infom�ation or statei�x.mts w LeMer(or faited w provide Lender with any material infom�ation) in oormxtion with the loaa
<br /> evidenoad by the�Note:iacluding.but»ot lim�d to, rePres�►tauons ronceming Borrower's oxupancy of the Property as a
<br /> i,�:'� , prineipat rc�idence. !f d�is Sectuity Instnunen� is oa a teasehold;Bomawer shall wmply with tde pmvisions of t1u Iease. If
<br /> v . Homnwer aoqaires fee title to tde Property.ihe lea.gehoW and fee title shall c�ot be merged nnless Lender agrces w the merger in
<br /> - ,� writing. � � ,
<br />- �,. ..t.: ' �
<br /> • ' '�; 6.Cfwrges to Borrnwer and Hot�ctton of Lender's Rights in the Pr�operty.Borrower shall pay aU govemmental or �^_--_.
<br /> : , Y, :�",��,,. municipal charges. fines and impositionc that are not irtclude� in patasraph Z. Borrower shall pay these abligarions an time �=-e:__=
<br /> _ .:J directty w the entiry wh'rch is owed�he paymeni..if failure to pay would adversely affect I.euder's interest in the Property.upon `-�y=A
<br /> _ ' _<._ � �,�_�-
<br /> Lender's trquest Borrower shall promptly fumish to i�ender receipts evidencing these payments. . �;___
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<br /> .,:' _ ._;h�� �� ra h 2.ar fails to ottn any other oovenatus �'�":-
<br /> _ . •: ]f Borrower fails to make these paymenu�r the paymentc required bY P�S P P� - _-
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<br /> - �.� .. * and agreements cantained in thic Security In.�trument.or there is a legal praceeding that may significantly a�fixt l.ender's t�hts '
<br /> 'L.�' �:��r�•!' in the Praperty lsuch as a ptaceeding in b�nkniptcy.far cotxlem�xttian ar.tu enfaree laws os rcgult�lions).then Lencter may do •
<br /> _,,.,��.:��� and p;ty whatever ic necessary to protect the value of thc Propeny and I.encler's rights in the Property. including payment af
<br />_ '"`"�,:`�r'k,�'�'` tax�c.hazard insurancc and mher items mcniioned in�raragreph 2. ,
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<br /> An amaunts disbursod A L.ertder undcr this paragraph yBa11 become ua udditiatwl dcbt�f Botrower and be secnred by �cu;:�
<br /> ' ;r���`sc,-,- Y y -:Y: __.;.
<br /> � ���; � , this Securiry Insttument.Thesc am�unts�hall bc�r interc�t irc�m thc datc ut d+tihuryement,at thc Notc rutc.an{l.ut the aption aY
<br /> -•�-�= 1�c�tcler..rfialt he immediately du�and p;ryable. ' •
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<br /> ' . � 7. Condetnnation. The prc�cee�ls of any awanl ��r claim far damagcs. dircrt or cameyuential. in connection with atty ,
<br /> �" � condemnation or other taking of ttny parl of the Praperty.or for mnveyance in pluce of cundemnrtiun,are heteby assigned azd
<br /> �s;, :., : .
<br /> je:•� y '� • •_ shall be paid to I.ender to the extent af t8e full�maum of'thc irniebtednes!�that rc�rwim unpaid under the Note and this Secudty ,.
<br /> °` tnstrument.Lender shall apply such procr�ds tn the redu�Kian of the indeMalrn�+under the Notc and this Secutity Inurument.
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<br />� s�'' ��,`- first to any delinquent amounts �pplied in the urdcr pcovidcd in p�ragraph 3, and thcn to pre�ayment of principal. Am
<br /> ,.; , ���~:r liwtion of dte prace+eds to the pdncipal shall nnt extend or prn.�ipone thc due date of the manthly payments. which are
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