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<br /> . 1�c�wrr��u a����.ai���,a�m��r..�oa������+,,�a �
<br /> . �- -rr�s n�v t�r t�eal�r a �rt�of ax p�pe�ey.�hp•�ce�a�s �od aaamoi� �ian atso t�-aoverea by�Wi, sea� �;`
<br /> . =` iaswmart.AU nf tha fprego�n�is re�en�nd to io�s Sei,v�tyF t�a�tl�e'P�op�t�r-' , �� , :
<br /> � HO1tROWEfi COVEATANTS tLat Borrower is IaarfWly seisod of cbt es�te henby cor►�eyed a�d las the r�ght w gcmt and
<br /> ` camr�i the,Prop�ty aad�hac tbe�mperty is uaa�am�bened.aaapt f�r eauu�bsnaes of.�ocd. 8d�ower�aod��I .
<br /> ' � defetd g�y tbe tide to th�Peepecty agains�aU d�a�sfemaods,:subjea w anY�os��ooni. : ` .
<br /> , TE1IS SBCiJRiTY INSTItUME�1T combi�es anifa�a oovemats for a�og�l use aad mq-im�fo�m cavenatits wit�s timited �
<br /> , ' .�i�ciong by 3u:isd�tiaa�o vanstiau�e s ua�arai sa�i�nmeat oov�real p�ope�tY• � `_ ., ' .
<br /> - ; , r tIN�}RM�d�t@tAi�1'i�Horrowa and�i�rjder cavd�et and agreeas faliows:• - = - - , � -= --
<br /> • .1.P�rmat.at lr�rd�t atl bteres� P�p�nt s�d I�te CSar�rx Hotmw�s6alt.;xomplY�aY whm due tbe
<br />_-- �of�nd iatecnst at,3h�dd�E tv�denuad�Dy the Note and arry prepaymeat.AOd lsce d�rges dnt u�v the Yae: t. '
<br /> �is�ioi;Ts�ta�aad,I�oeaaoe.Sabject to applidfle law or w a writtm waiver try I.eader.Bomow�*sf�ali pay w
<br /> - � , _ .3:ader,,n�t flre tlay moqhly Paya�rs�re�due�er.tIrc xeta.u��e AJcxe i�P�id it►fu8,a 3um('Fut�s")for:{g>Ye�iy axes � �
<br /> . aod�ss�ssmems Mhidi m�r aaain p�icp mratltis Serumy Insanmmt as a lraron dte P:vperty:�(b)ywriY leasdtoW paYrt�ts
<br /> ' -. or asotaid�ents an t6e P�qpe�ty,if a�r:�o)Year1Y daiatd ot ptqpetty it�su�P�emiuq�fd)Ya�y Qaod insu�ai�e pc�a�unn. : `
<br /> - ��(�)Y�Y���ua�s, if 8ay:•and(fl anY sums ptyable by Borcawer to I.ender.in a000icdapoe wid� ,
<br />�`, the pEOVUio�of p�ragraph 8.in lieu of t6e pzyiaent of mortgage iasarmce�.T6est ioaas are c'aUed"fisccuvv Items.' . �
<br /> --= Lender n"tsq.at aay t�arc,aolkd aud hoW Fimds`in an amouut aot to e�coeed tbe maximpnt am�oiva a lender for a fede�tly
<br /> ' "iet�ted 4aortgage laaai may rrquire for Bor�wds rsctow,aoo�nc iaide�tbe federai Reat Fstate Sealemeat Pmcxd�s Act of •
<br /> = 2974�.ameaded fmm time to tuae: 12 II.S.C.So�tion Z601 a ttq.('1tESPA').uatess sootl�r taa ihat applies w tlje Furds': .
<br /> a{�s�a tases amooat:tf so.1.ender�nay:at aay time.'col2ect and latd Fnads In aa amomu aot to acceed tht les�r� - .
<br /> - Lenkr msp�tnt�a[e tbe�o�Fmds due on tbe b�ais of car�e�tt data�d rrasor�ab[p sstumces of e�erxiipues of�utune '
<br />- E�ccow itam ot u�a+�ise in awa�ooa with�pii�eb�e i�w. , . � _•. —
<br /> = � The Fmds sh�U be hdQ in an imtiwtioa whose deposits stc�i�ued by.a feder�l agdxy, �mptity. oc er�ity
<br /> - ('mduding Le�deti if Ireadet is sw�t an imtitudon)or in�y Fedetal Home La�t�Bauk.I.ender shoU appIy d�e funds t�psy'd�t•
<br /> Fsc�Dw Items.Leader may aot�arge Borr�we�for boldmg aad applymg the Fuads.annuaiiy arratyziag t1�e ascrow aoro�u.or =-
<br /> vm'ffying t6e Esaow Itaas.adess J.ender pays Bormwea i�oa tGe Fuads aud applicable law penm�ts I.et�der w m�ta�svcb <
<br /> ,,. •: �� :c�ge.However.La�der may reqnine Borrower to pay a�otio-tjine d�acge f�ao indepandeot�i estaoe tu reportiag suvice . ---
<br />� �'s•efa , IIS� by Londer In comectioa wiW�Wis lo�n, oNess npp�icabk lstw pmvides otde�wise. Unks4 �nn ag�eemeat is made.or --�'-
<br /> �s, applk�able h�r�aeqains ia��t m ue p�ia,I,eoa«alaut na ba nq�cad ro pay.Borm�vec a�►i�sc or e�Eags on we F�mds. : �"
<br /> :,` •., ��;� ����} . Bonowee�sd I.mderrm�y apee in�.�er.tWt�s6�U 6e pid ou 8�Fimds.I.a�der s6at1 give W Borrnwet. —°-.°
<br />_ •��``;'��V:`' ��e,�n am�al s000aot�of tbe Fiuds.showmB'�md debas w tbe Fm�ds aad tbe p�epose for whkh each — —
<br /> G debk to We I�iiod��ras uMde.TLe F�ods a�e pled�ed a�addiefa�l�eoority fot atl�ms�a�etid by t6is Seaulty I�nmai�. , ---
<br /> -f . 'n :: If tbs Fands be1Q 6y I.ee�dec a�oaed the�permiued to 6e bdd by applicz�ble law.Y.aoder shall aroa��to Bortowet ��
<br /> far tbe a�oai Fuads ia soeocd�aoe�►ith We s�eqmceem�s of applicabb law.If We amnw�c af tbe Baads held hy I.eader at aay —
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