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Y, <br />R1. <br />Im <br />z <br />M Z <br />X <br />= <br />r'1 <br />M <br />y <br />f7 <br />1 <br />0 <br />0 <br />-1 <br />M 1 <br />- <br />rn c'7 <br />T 1� <br />c� <br />m <br />c <br />cn N <br />C -1-11 <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: 2001134405 <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Dal <br />DEED OF TRUST <br />DEFINITIONS <br />C-) cn <br />a --a <br />o <br />C � <br />N <br />M <br />-< o <br />o <br />o -n <br />O <br />� <br />� <br />H <br />f'1 <br />r >� <br />C,) <br />(n <br />f.JI <br />Cn <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 20th, 2001 <br />together with all Riders to this document. <br />(B) 'Borrower" is DANIEL J RUZICKA and LISA D RUZICKA, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />-6(NE) (0005).01 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 18001521 -7291 <br />' r <br />Form 3028 1/01 <br />CCD <br />a <br />Cm, <br />c� <br />co <br />Q <br />c� <br />