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20011341'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />OZ2 BARRETT - Borrower <br />AKA DAVID J BA ETT <br />7 �:;7 (Seal) <br />TERESA L BARRETT - Borrower <br />(Seal) <br />(Seal) (Seal) <br />rrower -Borrower <br />(Seal) (Seal) <br />rrower borrower <br />Initials: 'o' <br />-6(NE) (0005) Page 14 of 15 Form 3028 1 /01 <br />