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_Y . � _ _ , , -. .ti;� r .i„�- � . -:3 — � ..y � '� - -- - -- .. " - - . ' ' - — - �.) ' _ _ _ ..-� _ . _ �^f " _ _" - ' - . .,.-_ - � - ��a.-.�Q�,�::,: - ---- _�-_ _. - . __ —z.- - � ` ` ` ,. , l - . , , . ,. • - � ` - • -� - -t - � - ._ : _ . - � . � � = _ . - ��-�g � so�� _ .- : . � _ � . - ij . _ � . , . . � , � . ` ` � '.� FHA i4lULTlSTATE AD�liSTABLE RATE ltIDER , � � . . _ - . ` � � THISAWUSTABtERA1E��t1DERismrdcshis � t9th . � daYo[ � � ` _ and i.s inrnma�ed inte aod simll 6s dec�ncrt w arac�xi and supplement _ __ __ -Ju .-i� -- - ��: : - . We��pt�s. Deed o� 7tust a Sccurity taocd L"Sccuritr I�mcnl') of tbe sa�ac da�c Eivcn h�r �bc a�3ersianed �. ('Boeord"!!a�ecrrt.8o�rownx'�Na1e t"No1c'}ta , _ . � . a ' . COLt�US FEOERAL SAVIN6S 8MK - - � : ' (t�ie'Lende�')ottf�e saac date o�t corcrin�the pmperty�lcscribc�i�tl�c Sccuritx tmtrumem and ia�atcit at; . ` — ��412 MESf tEllIISE � - , . - - =,. .. :. - -:�. , , .. � . GRAND I�SLAf�. NE 6880f . . .. . :- _ _ _._ � �g�t - . ` - � - ' . . — =_ ' . , ,'�•��'fNE NOTE CONTAIIVS PRUVIS�� ALLO�3i YC FOR CHANG�S 1N 17tF. ' - -� � � , " lNTERES7' RATE'AND TIl� b!t}1M1flCY PAYI�lF.N'� THE NUTE LIl1i1TS Tt1F, . . — - � � _ AMOUNf'TlIE BU1tRUtY�It:S INfF.A�T RA'i'�t:AN CHANt;F.AT ANY.UNF.T111tF, ' , - ANQTHE MAXtMUM RXf'F TNF.RpRR!)�YH:R 11fU.SP PAY. ._ : .- � _ — F _ ,.. ' . . . . • ' ' � ' c_. . <: �� ' .��- . . . . ` . . -� '� ' .- ' � —. "• � Ap�TRONAI. COVENANTS. !a a�kli�ic�n ta thc ruvenacds'and agrocnk»tx madc in thc Sccurity ta�nxyn. - `"` Borrower-ae�d l.c�tdcr funhcr cavcnant�ed.agtec ac Ci�lluw�: . �.r , • , - - , lMERES�•RATE AND MONT!ILY E'AYM1sN'!'C11AI�I�iI?S .. . 1� ` ' lA1 Caan=e Date . . . �.`. Thc interest mte may changc an thc fi��cfay uf �CL ober 1. 1992 .a�x1 tbat d�y af cach sucrceding ycac _ ?��. "Chxngc Date"means each datc�n whicb thc intcicxt ratc cauld changc. - _ �.:. - �`=:�: (B) The lndex . � '"� Beginnfng with the fiist Ch�ngc Ontc.U�c intcrcat ratc will bc basa!an an l�xfcx. "lndex"mcaac the wcekly avcr�gc ;_ ��;•... ..�,.,.. ,�. -,,:�+��. yield on Unitcd St�taa'ti�caxury Sccuriticc adjuxtc�f to a cuncttint maturiry of one ycar.as ma�k availabk by �hc FcOcr�t _ ��',- � " Rescrva Swrd. "Cuncnt l�xfcx"mcans the mast rcccnt lnik;x f�ure avpif�6le 30�ys bcturc the Changc I�te. If thc indcx : ��_.::: - , � � �� '.(as defined above)is no longer availablc.Lcndcr witi usc as a nrw Index any iadca pnescribcd by Ihc S�ctetary. Ac u�cd in - - � ihia Rider."Secretary"mcan.s thc Scrrctary uf'ttuu.cag�rxl Ufian Dcvetopmcnt ar hi!�un c�r�igr�. Lendcr witl givc , • _ . ' Harawer nwice ot thc ncw/ndex. , = ' tC) Ukutstion ot Interest itate(.'han�cs . 4 ' &tarc cach Changc Dasc.Lcn�icr will culcul��a iicw intrnxl tatc hy atWing a nuu�in ut _ _ _ , . . . i ---- . Two � t�ccntagr - -- polntsl 2.0000 `'�) ta �hc cuacne t►u.i�x ar��cwnding ihc wro tv�hc aearest snx-cighih ur une pccccalagc paim _ (0.125�Xo). Subjcct to�Fw lintits atuted i�e P.�.ra•t.r.�h(U)af thic ItiQc�.this ruundcd an�aunt wil!t+c thc ncK intcrc.t ntc umil - : ' ihc next Cl�angc Uatc. , � 10) Limils nn Interesl Rrte Chan�e� ' The intere�t rate will never i�xna�c cf�ctcc�<e by�nure thait une�xvccalagc p+i�u I I.IY�1 c�st any�in�efe t'hange IY.�IC. 7'hc inler�,t rsrte will i�cvcr I+c mixc tha�fr�•c�:rc'crcr�r{H+intv 14.t►''/�)highcr ur IaNrr�han Ihr z��:�inicrc��atr. IF.) CakuNtiunu�Fayment Ch�n�e , if ihc intcrest ratc rhnngra un a Ci��:i�c•:.�Ghr�::w.il c��:]a�c thr ans�nt af mantfl�y�+a�}mcaG csF pri�xipal am! intcrest which w�utd hc nccccaary ta rc�ny�hc un�:sic1 pri�Kipa1 txi�inc in fuSt at thc n��turity tt��c at thc acw intcn�t r.uc , thtouEh substantially cyua)paymcnts. In�e:akinF xuch calcul•rlivn,�ctHkr witl u�c thc unpai�f�:rincipal tmf;uxc which wouW � 6c mved on the Cfwn�c Irrtc if�hcrc ha�Ctmcn m�Jcfauil in{x�yn�enl�sn Ihe Nt�tc.�cdurcit by thc mmwm ai�ny pccpaymcnl� _ � to princlpal. �I�I1C fCSUI!O�1I11R CLICUI�i11H1 N�II I1C II1C 811N1qfl1 tf(II1C 11CM1 OHNIIIIIy�f�y111M11 t1�(If�I1��I iUtl�tlftC[Cti1. - --� - - (I� Naiice ut ChaaRes , �� ` ,. Len�ler wili Eive ndlcc to Wxruwcr ut:my ch�nge in thc intcrest r�te and mmnhly paynxnt�muun�. '1'ttc�wlicc mucl � ba given at Icast 25 J�ys bcfwc thc i�rw nwnthty payn�cnt amaunt is duc.�n�!mu�l wet forth �i)thr�rtc nf 1hc twtice. . . • ' 'x ..��:�' � Hil the Ch�n�c Uate.(iii)ttx u1�11ntrrest rcuc.!iv)thc ncw inurest ra1c.lvy thc ncw nwnlhtY paymrn� amnum.Ivi1�hr Cumnt/ndex arwf thr�i�c it was publisficJ.tviil lt�r mcth�xl ut calcul�ling thc chang�in munlhly paynkat�m�wnt.and - (viii)�ny othe�infoimatinn whi�:h may Mr iryuiml6�r I•rw trun�timc tu timc. 2�� _ —_ - :':�'��;s.: :� ..... . . ._ . .. _ . i�eea We.Mw�+r.ee.�ne■ _ _ , - - - . �y�q�a! ��[r l�+/:p�Cr�l To1MreC!I�dfrS'ID�:�►.If 1 ItletArRt17!