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<br />  		15.   RECONVEYANCE BY TRUSTEE.Upon written request of Beneficiary stating that all sums secured hereby have been paid,,	�t
<br />       	and upon surrender of this Deed of Trust and the Note to Trustee for cancellation and retention and upon payment by Trustor of
<br />    �       Trustee's fees,Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto,without warranty, any portion of
<br />       	the Property then heid hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the
<br />    �"'       truthfulness thereof.The grantee in any reconveyance may be described as"the person or persons legally entitled thereto."
<br />    �  	i 6.   NOTICES.Except for any notices,dem�nds,requests or other communications required under applicable law to be given in
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<br />     0       another manner,whenever Beneficiary, Trustor or Trustee gives or serves any notice (including,without limitation, notice of default
<br />    �       and notice of sale), demands, requests or other communication with respect to this Deed of Trust, each such notice, demand,
<br />		request or other communication shall be in wrRing and shall be effective only if the same is delivered by personal service or is mailed
<br />     �       by certified mail,postage prepaid,addressed to the address as set forth at the beginning of this Deed of Trust.Any party may at any
<br />     �      'time change its address for such notices by delivering or mailing to the other party hereto,as aforesaid,a notice of such change.Any
<br />		notice hereunder shall be deemed to have been given to Trustor or Beneficiary,when given in the manner designated herein.
<br />   		17.   REQUEST FOR NOTICE.Trustor and Beneficiary hereby request a copy of any notice of default,and a copy of any notice
<br />		of sale thereunder, be mailed to each person who is a party hereto at the address set forth for such person in either the first
<br />		paragraph of this Deed of Trust or below.   Trustor:
<br />   		18.   GOVERNING LAW.This Deed of Trust shall be governed by the laws of the State of Nebraska.
<br />   		19,   SUCCESSORS AND ASSIGNS. This Deed of Trust, and all terms,conditions and obligations herein, apply to and inure to
<br />		the benefit of and binds all parties hereto, their heirs, legatees, devisees, personal representatives, successors and assigns. The
<br />		term"Beneficiary"shall mean the owner and holder of the Note,whether or not named as Beneficiary herein.
<br />    		20.   JOINT AND SEVERAL LIABILITY.All covenants and agreements of Trustor shall be joint and several.
<br />   		21.   SEVERABILITY. In the event any one or more of the provisions contained in this Deed of Trust, or the Note or any other
<br /> 		security instrument given in connection with this transaction shall for any reason be held to be invalid,illegal or unenforceable in any
<br /> 		respect, such invalidity, illegality, or unenforceability shall,at the option of Beneficiary, not affect any other provision of this Deed of
<br /> 		Trust,but this Deed of Trust shall be construed as rf such invalid,illegal,or unenforceable provision had never been contained herein
<br /> 		or therein.If the lien of this Deed of Trust is invalid or unenforceable as to any part of the debt,or ff the lien is invalid or unenforceable
<br /> 		as to any part of the Property,the unsecured or partially secured portion of the debt shall be completely paid prior to the payment of
<br /> 		the remaining and secured or partially secured portion of the debt,and all payments made on the debt,whether voluntary or under
<br /> 		foreclosure or other enforcement action or procedure,shall be considered to have been first paid on and applied to the full payment
<br /> 		of that portion of the debt which is not secured or not fully secured by the lien of this Deed of Trust.
<br />    		22.   NUMBER AND GENDER. Whenever used herein,the singular number shall include the plural, and the use of any gender
<br /> 		shall be applicable to all genders.
<br />    		23.   ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is
<br /> 		made a public record as provided by law.
<br />    		24.   TRUSTEE LIABILITY. So long as the Trustee shall act in good faith and in reliance upon notices and other information
<br /> 		which it, in its sole discretion may deem to be reliable, and so long as Trustee shall exercise reasonable prudence and care in its
<br />  		administration hereunder,Trustee shall not be liable for any loss or damages sustained or incurred by the Trustors or any Beneficiary
<br />  		or by any other persons whomsoever, it being expressly stipulated that the Trustee shall be�iable only for its own gross negligence
<br />  		and wiltful default in the premises.
<br />  		IN WITNESS WHEREOF,Trustor has executed this Master Deed of Trust Form and by the signing hereof acknowledges that he has
<br />  		read and received a full copy hereof and understands that its terms, conditions and contents are fully incorporated into the actual
<br />  		Deed of Trust he signed of even date herewith.
<br />       																i
<br />  												ichael A Fletcher,    r
<br />  													Q    f���,-��  .�-
<br />												Rosa  E Fletcher
<br />   		STATE OF NEBRASKA,COUNTY OF     Hal l
<br />      		The foregoing instrument was acknowledged before me this 6th day of     Julv       	, 1999  ,by  Mi rhaPl  A
<br /> 			Fletcher   Jr and Rosa E Fletcher,  husband and w'fe
<br />     						���s 	��
<br />   						1�	T�A��p�H					Notary ublic
<br />  							�y Comm.E�P•�ne 1,2003
<br />       											My commission expires:      June  1,  2003
<br />    		STATE OF NEBRASKA,COUNTY OF
<br />    		Filed for record and entered in Numerical Index on						,at 	o'clock    	•M•�
<br />    		and recorded at Book    	Page     	,or instrument No.
<br />    		Counry or Deputy County Clerk
<br />    		Register or Deputy Rapister of Deede
<br />    																		00752D.04
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