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200113409 <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />c, ............. ........ (Seal) <br />TIMOTHY W. GANNO - Borrower <br />.... (Seal) <br />SUZANN M. GANAIUN - Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />Countyof .............. ... ................... <br />The foregoing instrument was acknowledged before me this .1Z:Z1; ?OQI ............................................................. <br />.... ............................... ((late) by TIMATHX W, GANNON:.SUZANN M. GANNOk.HUaQANO.ANA WIFE............... ............................... <br />........ . .............. ... ..... .... . ........... . (n ame o person acknowledged). <br />My Commission expires: <br />GENERAL NOTARY -State of Nebraska ...... <br />III ,••. .. ... .. .. ... .. ............................... Notary ............................. <br />JON A. HEATH Y Public <br />.. My Comm. Exp. Jan. 9, 2003 <br />