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99 �0 � �64 <br /> if I am not in default, I may defer the principal portion of my Periodic Payment and pay the <br /> interest portion of my Periodic Payment, by submitting such interest amount along with a <br /> voucher. A payment of interest only is due on the same �'ate as my scheduled Periodic <br /> Payment. The Note Holder may, but is not obligated to, provide additional vouchers to me. <br /> The amount of my interest payments and the amount of principal deferred will be <br /> determined based on an amortization schedule and may vary depending on the number of <br /> vouchers I have used and when I have used the vouchers. In the event that I wish to use a <br /> voucher, I may contact the Note Holder(or my loan servicer)at any time during the term of <br /> this loan to determine the interest amount required and the principal amount to be deferred. <br /> The deferred principal, and any other amounts that I may owe under this Note, will be due <br /> in full on the maturity date. <br /> Payment Voucher Notice <br /> My use of the payment reduction vouchers will allow me to defer the principal <br /> portion of the payment for which I am using the voucher. If I use the vouchers, and <br /> depending on the number of vouchers I use, as well as when I use them, the final <br /> payment I will need to make under this Note will be my normally scheduled payment, <br /> assuming I have not been delinquent or otherwise in default, increased by the principal <br /> payments I elected to defer through the use of the vouchers. I understand that I am <br /> required to repay this entire amount due, at maturity. <br /> B. PERIODIC PAYMENT AMENDMENTS TO THE SECURITY INSTRUMENT <br /> The Security Instrument is amended as follows: <br /> (1) The word "monthly" is changed to "periodic" in the Security Instrument <br /> wherever "monthly" appears. <br /> (2) In the paragraph of the Security Instrument regarding an escrow account for <br /> "taxes and insurance," the word "twelve" is changed to "thirteen" in the next to last <br /> subparagraph. <br /> [CONTINUED ON NEXT PAGE] <br /> LOAN ID:5700191009 <br /> PERIODIC PAYMENT RIDER PAGE 2 OF 3 A�J CD220XA.USX <br /> FIXED RATE DEFERRED PRINCIPAL OPTION <br /> W/VOUCHERS(04/14/98) <br />