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' � � n C� T rn N C � Z � � � 7C D �7 n � m cn � .� n a �., Q -+ r,-� 7C r-`"� � �- � � ir' �\ �' —1 � r-+ i �',;,, i-=�-" --i rn � c� � ' �� - —t a � ti �,,,�, rJ "ri G' -�j r. J � z � N !�"'' �,� 2 f T'1 � , G? +, ^q'� �`' � f� � �� (.�„) ��i� � H� � `\ ;� c,�� O r•.� �..�:.: G� � 99 106 � 64 � .� z . o Prepared by: � Record & Return To: � Name: KRISTEN MCGRATH ` SUPERIOR BANK FSB Address: 225 EAST DANIA BEACH BOULEVARD 135 CHESTNUT RIDGE ROAD ��Q DANIA, FL 33004 MONTVALE, NJ 07645 � Phone #: 800 331 8999 ATTN: RECORDED DOCUMENTS DEPT. [Space Above This Line For Recording Data] ACCOUNT#: 5700191009 DEED OF TRUST THIS DEED OF TRUST("Security Instrument")is made on JULY Ol, 1999 . The trustor is MAKLENA J KINCHELOE A SINGLE PERSON ("Borrower"). The trustee is STEWART TITLE Gi7ARANTY COMPANY ("Trustee"). The beneficiary is Superior Bank FSB � which is organized and existing under the laws of THE UNITED STATES , and whose address is 135 CHESTNUT RIDGE ROAD, MONTVALE, NJ 07645 ("Lender"). Borrower owes Lender the principal sum of THIRTY-TWO THOUSAND FIVE HUNDRED AND NO/100 Dollars (U.S. $ 32,500.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Not "l,wh ch provides for monthly payments,with the full debt,if not paid earlier,due and payable on JULY �6, 2�07 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest,and all renewals,extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument;and(c)the performance of Borrower's covenants and agreements.For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County, Nebraska: LOT 4 FRACTIONAL BLOCK 38 CHARLES WASMER'S ADDITION CITY OF GRAND ISLAND HALL COUNTY NEBRASKA ❑ If this box is checked see Schedule A annexed hereto and made a part hereof. which has the address of 1319 WEST LOUISE STREET , [Street] GRAND ISLAND , Nebraska 68801 ("Property Address"); �C��y� [Zip Code] TOGETHER WITH a(1 the improvements now or hereafter erected on the property,and all easements, appurtenances,and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and.that the Property is unencumbered, except for encumbrances of record.Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. LJNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest;Prepayment and Late Charges.Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. ALXH NEBRASKA-Single Family-FNMA/FHLMC UNIFORM INSTRUMENT FORM 3028 9/90(page 1 of 6 pages) DT3028A.NEM [I/R 2/3/98]