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' ` . _ .. � � . .. � .. . - ti . . - - - . . . : .: _ ��04��:5 : _ - . . . . , :� . `� - .wrro�caire;►�ein�i�a�af� � «r�eb�►•�!�` , �. coi�p�ioa Ar ot�er�k�o��ny prt dit Propat7 . . . � �al�be pid a t�e,�ee�s.� :. . ` . � . � .L�tbe event of a wtsl taicing af tNr,ptiopeny.tDe proceed,s sh�it be�p�lied to dfe�wns eocurcd bY ihis;Se�urit�r` ` ` , ` instnrnait.M�fiaber or nat then due,with any ezc+ess p�id�u Bamo�rer.�In the erent af a pr�aiai Wcins Qf ttk Ptnperty in` ' whid�the fa�r mirket v�tuc o[thc ptoperty i�mediatety 6efoie the�akina is aqw1 w a.gcrater�hr�t t6e anwunt bf the sums <�� . � �acu�ed'by edis Securi�y 1�tn�t immodiatrty�efacc tht tal�in{.untess Bottnwer and l�ender�xherwix aarce en wtitinY. , , . . ; the�secu�ed by dds SauhtY 1l�ment ariall be reduccd by'the 4maunt of ti�e prooeeds muitiptied by,the tdlowing . -° traeao�: ts)l H e t o n!�o f t 6 e�n n s s Q c u r e d i m m e d i a t d 3►6 e f w�e t b�t a k i�g,d ivided b y_(b)the fair muitet valae , , Frope�ty Ldeedia�ely befoce Ihe aking. My bd�ncro aAall be ptid_to Boaower. To the evmt o�a�itiai t�icirti ofyhe ; _ ptopeci�ta�rhich_the f�ir m�icet v�iap�shr�P�'n P e�tY inunedi�iety bcf6rr the widng is kss tdan the srnount of the sums �octit�ed invnediate[y bafae the t�lnnE.unkss Borrower'u�d 1.enc�r o�heM'�x�in writing or unless apQli�caDk law � .oti�erwiae provides,tht pro�efds abaU be apptkd to t6e swns saured by this Securiry Inswmertt whether or not the sum.4 ue. . tben due. � � u ab�Wa�ed EY 6an�or�or i��tter notice bY l.e�der to Bamwer tluit the ca�den�nor o[fa�s w maice � , - If tha Ptopaty" an awa�or aettk a claim for dsn�a�es,Bocmwa fa�l�to�espa�d ro t.mdet v►�thm 30 days after iNe dxe the notke u�vrn, . _ Le�der is authaixod to aoikct�nd�pp1Y sI�Procoods.at ib optiar.eulr�to restaratiun ar rcpnir of tbe Propeny a tal the -- - sutns secamd 6y tlus Securitjt Ipsawrle+�t.wbetl�eros mt tt�a�due.---:--.-- ` -- ' Unkss l.ender snd Bikzowe[ntbnwise agree in�,r'•ting,any apptication of procteds ta princip�l slwtl aat eata�d or • � postpaoe�6e due date of thc imoeuhlY WY�S tefemd tc�in pau�gr�phs t-and 2 a ctrange the amount of sucli paymaAs- - i� �mwa� Not Belwei: �orbeaes�'e Ey i.e�der Not a Waira: Extrnsion of the time for pQyment a � modification of a�aartintian of the surtts secu[ed bY this Securiry Insttument gtaated by Lender ta any succe�ar in i�ete�t - of Bortawer stiaU iat aperate to teleas�the liability of the aiginal Barawer or Bamower�s succes.wrs in intecsst.i.endec sinl!noE be icquirod to ea�unenca pcoceodin8s a8ans!any suooessor io ints�ct or refuse w eatend time for psyrt�t or - o�awi.se madifY�af ihc svms secnrtd by this Se�u�ty Instnu�enc by reawn af any dertr�r�d rnsde by the originai ' • Bamwa or Banowa�s si�oessors ia�'Any forheannce by Lender in eaec�iag aitiy rigTic of r�edy shaii na be s� wadves of o�pmttWfiethe s�e�ise of any aght or teirtedy: 71�e covenaats and�s of t6is 12. Sroeeno�s�d A.+d�s��d:�s�d Severall.LbiW9:.Co� �ans of . �Savriry Inswment shall bind and benefit the successo�s and assigns t��l.eqder and•8ormwer,subject to the pmv�s . � patagra�pii 17.Bamwer s oavenants and agnxments shal!be joint?md sepecat;.�tQy Bomnwer who co-signs this Security Instrumrn�bai�oes noc exea�the Nore: (a)is co-s��g this Sec+ir�c�!.Tn.�tn,me►d�r.iy w mortg.ige.P�c aad cQnv�Y thac � Bortowers inteRSt in the Ptmpeny under the temu of thRs Security[nstrumeii� (b)�s uot personally obligated to pay the sums secaiod by this Sccurity fin�emen�and(r)agras thu�n�ec and.any Qther Bdirnv�ret may agr�e ta extend.mad�fy.forbear or malce any accammodau�ns with re�.3=ro the cenns af il�is Sezarity lnsttument or t!�Note withewt that BomowePs coasent� " 13. La�n CLarEes. ;tf she loan seeuned by thia.Security Instrument is sabjec�to a law which setc maaunum loan ' ':°�barges,and that law is fma3ly iaterpneted so that tbe��t a other loan charges±onllected or to be wllected in�onaKian with the Ioan exceed the permitted limits.then: (a)any such laan charge shaA 6e raduced by ehe amauat nece�a�3'.to reduce tlte chatge to the permittod limit;and(b)sny sums al�eady collated itom&►mawer which exceeded permiued li�,ts R�1 be tefunded to Borrower. Lender may choosc to make this refund by�+edticu►g the prfncipal awed under tbe Nate or tiy maicinS a . : d;t�ct pant�ent to Boavwer. If a refu�d neduces principal,the�educdua►will be aeated as a partial pcepayment without any pnepayment charge under tht Note. ` 14. Notives. Any natice to�orrawer pravided for in this Security Instrumritt shail be given by delivering it or by mailing it by first class mail unless appljcable taw cr.quims use of un6lher.method.Tite notice shall be dincted to the Pruperty Addoess or any other address Barrower designates by notice to Ixnder., Any�ouce to l.ender shall be given by first ctass mai�W Lender's address stated hercin oc any other uddress Lender des'�gnates by notice to Bo�rower. Any notice provided for in this Securiry instrument shaQ be deemed to have been given to Bcsrtower or l.ender when given ac provided in this 'PsuaBraPh• 13. Governing Law;Severability. 7'his Security Instrument shall bc govemed by fedcral law aad the law of ttrc jutisdiction in which the Property is located. In the cvent that any provisian ar ciause of this Security lnstrumen�ar the Note conflicts with appticable law.such canflict 4ha11 not affect other provisions af thia Security instrument ar the Note which can 6e given effect wichout the conflicting pravisian. 7b ihis end the�rovisions ai this Secu�ty instrument and the Note are � declared to be severable. • lf, Bor�vwer'e Copy Borrower shall be giyj.n one confortned cupy of the Nc�e and af u�:is Security Instrum�nt. i?. 'IM�efer ot th�!Praperty a'a Benefk�+�Tnterest in Horrower. If all os�..-�y.part of 1he Property or any ioterest in it is sold ar.tcansfetrecl(or if a benefcia]interest in Borrower is r+old ar transfe�and Bortower is r�ot a na�rat person) . w;thoW Leitder's prior written consent.Lender muy,at ixg option,requice immedi�te payment in fu11 os all sum.c secetn�d by� tNs Secur�ty lnstrument. However.thic option shall not be exerci��3�Lender if exerc�se is prohibited by federal law as of,. ., tf�e date of this Security lnst�men� ff i.endcr exercises ttuTs optioa.Lcnder shal!give Bonower notice o4'acceleration. 'I4�e natice shall proviek a periad of nat less than 30 days t'rott�ttto date ti�e notice is delivercd ar mailed within which Ba►�rawcr must pay all`ums s'�eurcd by this ' Sawrlty lnsttument. if BoROwer fails to pay thesc sums priar ta�he eapiratio:�of this period.L.ender nsay�invoke any • remedies pertnitted by this Securiry Ins�tntment without further notice oc demand aa�orrower. 1& Sarrovrer s Rig�►►t to iteio�te. if Borrawcr mccts ceswin wndhians, Hosro�ver tiha!!have tl�e�ight to have enfarcement of this Security Instrument discontinued at any time p�iat to the�ariier ai (n)S days(or wuch other periad ac � , Singfc Family-.Faeek MadFrldlfitlNac 11:�IPOBN 1`STRC;iLr!!T••1.nifnrtn Cmcnant4 !I!� lpage 4 oJApnResl 5.� I:1 . _J _ � _ -- :i�-:- • • . , "', --- . .. .._-' ;�•;'c"tv,��ae�-�--- • - -_..'7�"�6��_.�f .., .. � � � ' � • , ' ti7 .. . : • _ , . !� . � -�x� ..� •�'• . ,. . , . . �, . " � -- ;�.k--=-