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<br /> � < < �va�a►r,H an a�;�ep�o�oo�►a�a�a a,,n��o�c,►.��u�na�e�.�. ..
<br /> � . .ea�no�r ar 6a�eai�i p+�c of a�e praQe�ty. Alt�spisameMS.na I� et�.0 ataa ue ooverea t�y aiis sac+ricY;
<br /> Imocpmp�. Alt di tbe fa�esoi�is tefix�a!10 ia dus SacaritY tu�un�ot as dia�"�Y��y: � '
<br /> � ' BORROWFR t'OVQIANfS Wat Bamwer�is lawfuEly-eeised o!tlse�ts Get�eby com�A�ed mt has the riaM to�t
<br /> ,aod oaivcy tbe Piopady aad tbat t6c�topetty is unencumtiercd.except for a�cum6Eaoces of ncad. 9atawer wart�nts�nd
<br /> MriU ddAd Ee�AY t�dtic oo tbe Fropeny ag�iast atl ciums md,denwrds.subje�to aay encumbraoces of tetad . •
<br /> � - � TfIIS SECttR�t'!� fNSfRUMEN'� o�es uoifacm cavee�ts fa:,n�t�ao�l ase aed.narunifam aovemets wlti�
<br /> l�ioed vr�tiam by ju�isdictian to caas�t�u�e a unifona secmiry�covuinE reai p�Y:• . - � ; �
<br /> lJl�IAORM COYENAN'fS. 8atnwer�nd t.rnder coveaant aM agcea as foitows:
<br /> 1. bfweK dPriietrl ad.IMa�a�Prep�7��a�d Ltte C�es Basower sliill pcompdX WY w6at dne the
<br /> p;nci�l of ana io1�i a,an aebt cv�aeocea by the riate aoa aoy�xepayaKnt a�d tate c�s d��de�d,e Note. ,
<br /> Z t�LMs fir 1i�es aii L�wra�Subjoct w�pplicable taw a�to a wriuei�waiva by Lc+deG Bo�rowa slWl�ay to ,
<br /> • I.eader an the day mw�dJy paymaus�rt due aeder d�c l�fate.mwl tha Not�is p�d in fu1l,a sum("Fin�ds"y fas:��le�W
<br /> tua and assa�ts wfiic6 may�tWa prioetY ovec tlns SQp�i►Y�as s lien a►tde-P►opaty:(b}ye�riY
<br /> --- — - `PnY���-n�tts�n the Pmperty._if.�nY:_(c)_Ye!t�l!.�_a-��Y insu�saoe piienuwns: (d)YadY t1�
<br /> • i n s�a a�o e p K m i u m s.if a rt y;(e)Y�Y�1��P���T�aY: HonbvQa to — `—
<br /> ' � i.rnder,in a000rdmca with the pcovisiais af p��aph 8.in liai of t6e payment of moctgage ias�u�ace premiun�s. These
<br /> i�e m s m e s U e d"E s a u w i t e m s." l.e n d e r m i y.a c a n y t i m e.c o t l o c t�acl hold Iluds in an amount not to eaceed d�msximom
<br /> amo�ent a knder for a feda�lIy ieLted ajatgige loaa ros�y�quic�e fa BoROwer�s escmw�ccouat an�kr t6e fedRal Rcal
<br /> Fstate Setderr►alt Ptnc_edtmes Act Qf 1974 as smended itom time w wrre.l2 US.C.�2601 et uq.("RE5PA"?.uniess anolLa .
<br /> hw t�at�pplia to tht Fimds sas a k.gser a�aom�t If so L�er msy,at any tiroe.coltect and hotd F�mds in an amount noE to.
<br /> exqeed tbe ksser�►ouat. Lenda may�the airinpat of Fi�nds due an the b�sis of cumenc data and re�saable
<br /> --- ` e�tsdf�t�e.soffahu�eFscmwl�t�soratiticrcvisc��withsgplirablela�r_ � -
<br /> �`� 31te Rads�sball 0e LeW in m inscic��ho�e d�posja a�e insu�ed bY a federal agency.insaw�nl'►tY,a entity
<br /> - (i,url�iciing I.ender.if La�der is st�ch an uu�ian)ar in any Fedeni Home Loan Bank. Lender shall app�y tbe Fwids to psy •
<br /> `ffie�5crow Items. I.ender msg aot clwge Barower for halding and appiylag the Funds.annually�ralyzing ihe escmw
<br /> . ac�coiNt,a Yerifyin8 tl�e Fsaa'°�'Ittms. wdess l,ender pays Bannwe�intertst on the Pwnds and applicable !aw pennits
<br /> I.eader to��ke.s�h a charge: .�towever.i.ender-may cequue�ossower to pay a onatime chatge for.an.independent rpl
<br /> = estate tas teporc's�.Seivtce vscd by L.ender in conr�tion with th�s Ioan,unless appllcabk taw provtdes e�tt�e. Untass mt
<br />- agroert�ent is mada�r appl�cable Iaw nquues iiva+est to be paid,[.cnder sUall not be nquired to pay Borrower any imec�es�a
<br /> -= e,amings an tde Funds. Borrower aad l.ender may agrce in writing,however.that inte�est shali be paidan the Funds. L.ender
<br /> - • shail give w Borcuwer.without charge.an annual accounting af the Punds,showing cndiu and debita to the Fun�&aad tha
<br /> = pwpose fa wlfich each debit w the Fuads was made. 'liie Tvnds ute pleQged as additional security for all sums socund by ,
<br />= this Security Insuumen� •
<br /> � If the Funds hetd by Lender excad the amoimts peiinitted to be held by applics►�ble law.L�a�er shall account to
<br /> '° Boriuwa for ti�excess Funds in accocdanoe.witb the�eqwiemeats of applicabk law. If the aiaoo�cmt�csf the FUnds held by .
<br /> � l.mder u aay time is nat sufftc'�erK to pay the E4crow Ite�as when due.Lender may so notify BorFvwet in writing.tid.ln
<br />='" such eace Botmwei.s1�ai1 pay to l.ender tl�e amaunt necc.csary to maice up�he deficiency. Borrower sha}1 make up the
<br /> ':= deficiency in namare lhan twelve monthlY PaYments,at l.ender'�sote di.uKetion. � ' ' �
<br /> �'`: Upan payment ln fuii of all sums savred tsy this Security/nstrumen�Lender shalf promptly refund to Borrower any
<br /> ` �� F�nds held by I.ender. If.under paragraph 21,Lendcr shall acqu�re ot seU tbe Yroperty,L,et�der,prior to the atyuisition or
<br /> - sale of the Property.shall apply any Punds held by Lender at the dme of acqui�ition or sale as a credit against the sums
<br /> secured by this Securiry tnsaument.
<br /> 3. AppliaiNos d P�'n�eats. Uniess applicable taw provides othenvise.all payments received by Lender under
<br /> puAgcaphs 1 and 2 shall be ApplieQ:fi�st,to any pr�epayrnent charges due uader tde Note:second.to anwuats payable ueder
<br />_- puagraph 2:third,to interest dne;fourth,w principal due:anA Iast,to any tate charges due u�xkr the Note.
<br />-- 4, C1�sKes;Lias. Bormwer shall pay al! taaes,assessments.charges.fines and imposidons attribatabk to the
<br /> � Ptrc►perty which maY etta�n Pr�otilY over this Security Instrument,and leasehold paynxnts or ground rents.if any. Borrower
<br /> P ►pe
<br />:.,=T: shaU pay these obligatIons in the manner provided in paragraph 2.or if not paid in that manner.Batrower sfiail pay them on
<br />° � tancdineccly tothe person owed paymeat. Borrowcr shalt promptly fumish to Lender ali notises of amounis to be p�id under
<br /> .:�:; �ss�gr�pB. If Borrower m�tces these payments directly.Horrower shall promp[ig Emmish to Lender rece(pta widencing .
<br /> = f � �Bo�moaa�iall promptty discharge any lien which has priority over t�is Security InStrument uniess Borrower:(a)ag�ees
<br /> � irl writing to ahe:payment ot tl�e obligadon secared by the lien in a manner acceptable to L.ender.@)contests in good faith the
<br /> 1.�tsy,or defends against enPomernent of the lien in.legal proceedings whlch in the Lender's opinion operate to pnevent the •
<br /> T-;� 'ers�exremtnt of the tien;or(c)secures from the holder of the lien an ageement satisfactory to Lender subordinating tha lien .
<br /> - - ta tNs Sxurity Insttument. if I.ender cietermines tt►at aay past ag 1he Ptoperty ls subject to a lien which may attale p►iority
<br /> "'�` avet this Sec�uity.I�lsuuntenb Lender may give Borrower a not�ce identifying the 1icn. Bo�sawer shall satisfy the lien ar take
<br />•`-���j • one or mote a5tt�o actions set farth above within 10 daya of the glving of notice.
<br /> S, Ha�rd or property lesnnsce. Borrower shail keep the improvemenis now eaisting as C�areaftcr erected on the
<br /> . Ptoperty insvred against toss by flre.hazaMs lnclnded within the term"extended coverage"and ar.y other hazards.including
<br />`,,�,.
<br /> • floods or tlooding,for which l.ender requires insurance. This insurance shail be m�.::a>ained in the amountv and for the
<br /> k;:y� , ' Farw3�28 !!f� lpage2ojApage�l
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