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<br /> . � Ipsonaneat. AU o[the face�Omg is tefertea�o iatltis Seauity,'It�mart as tbe"Ptnpecty:� � . . .'
<br /> ' �- BOItROWfR Ct'YY�A�TiS�t Boauarlx i9 laevt�tg'seised ot�ttie enab hceby conveyod arni has the rigbt la graot � •
<br /> � aod Clo�i►y.e.'y�th�e�Pto„paty��Ld dnt t�a Pro@dty�is���bj�ere�d.tict�t fat e�cumhaaoes of ieoo�d l�ono�w�a yw��� s and �
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<br /> _ - � �{$����CO�IG4 i101fE�!E��F�i19G i�IIO�LaqllfGpR D�1fdi�C4_Wlt�l -. . -
<br /> . Gmi�ed�n�s h7►i�oA w c�Q�ee=mdatm soa�rity imsotumait cova��I F�Pt!tY• - ��
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<br /> • - , tJN�i IX}YFN14N1'S. BOnu�er�ld L,d1�ecCOYEa�t ald A�LC as fo110��� .
<br /> � ` L pi�atrrL�ctp.t a.d Lte�Pt�qs3���� Ba�mvva s�U P�omptlYP�Y wbed aie me .
<br /> . .p�cip4t of�ad ia�aest m dia de�t ev�Beaced bY the Ivate�odmy�mmC and la�e c�s�dNe wder d�e Note.
<br /> �LMs for73�aoes a�d I�eG'Subject�appli�6k liv�r ar�a.wtmen wai«er�r�.ender.B�asa+w�er sl�pay�4
<br /> t:dder un the dsY t�ood�1Y�S�e dne under t6e•Ntwe.uta�t6e Note is�aid in fuD,a,stm�("Ein�is")for:(a)Ycsly
<br /> taxes�nd��hicb maY a�ain .over t6is 5ecmity Im�m�du as a liet�on tbe Ptopaty:(b)Y�7�, .
<br /> - paymbats ar gromjd rams m t6e Ptop�ty�aay:(c).yearly (w�d�a properry i�ursnce pc�emivaa�td)yprly flood, �
<br /> � _ itms�aooe pamiums. if ury;(e)YeaxiY.mortp�e insuranoc p�miu�as;�f'aey; and tfT�Y�l�Y,�'��Y�� _
<br /> �• .l.mdet.�accurtbu�oe wub tLe p�n.v�sians�p�ra�CapA 8.in l�e of t6��yment of mortgage ias�asaoc p�s, 77rest .
<br /> - i�tms m plled"E.�w Iterns." L�ender may.u aay mne.ccdlect aa�d M1A Fvu�ds in an amoont mt m exsmd the nnaximwn .
<br /> • � amoar�t a knder for a.fedecally niated ma�tgage laaa may n�uue for Bortower�escmw aaoonnt wider tbe.fedaol Real .
<br /> _ _1?state 5ettkinp�ptooeda�es Act af 19T4 as ammdoA f�an time to time.12 U.S.C.¢Z601 et xq.("RFSPA"�.��oolher
<br /> �;lava W�t sppi'xslo the Fi�ods sets a tessa aoa�a�unt..�'so.I.ender t�y.at a�r time.coliect arrd 6old Rnds in an amaatnt not to `
<br /> _ " e�ccbod fie I�amoaat. Lmnder may e�nate tbe amwnt of Fiusds dae on d�e b�is of corcent data and�le •
<br /> �of a�tpendipms of fatm�Escraw It�s urotbadvise ia aa�a[danoa witN applicsihle Iaw.� � . ��
<br /> � The F�mds sbat!fie hetd in an ipstitatian wLose deposits aoe bisutod by a federai agarcy.u�e�ail�y.a��Y'�, ° �
<br /> _ . (irntwfaf8l�ncTer.ift.ender is sach��stiwtion}ot iq any F�edetal Noma I.oan Butt. Lender s6a11 Apply tbe Piufds ro Wy
<br />_ the F.scmw Itans. {.ender may na dnrge Bonower fa boiding aad applying tbe fvnds,annwaUy analyzing thc escxuw
<br /> - "a000unt,o�verifyiug the �scrow Items.unless I:eoder pays Borrawer iutenst aa tM Funts and applica6lt law permits
<br /> . ir�drt�n.malca sit�a chatge. Howev�t.i.epde�-tnaJ►reqame$orroarer to pay a one-time charge for an independ�t rrat
<br /> ��._ - esCUe taic repating se�vioe used by I.enderia co�t�caon with tt�is 1oan.unless applipble laa ptovides otl�awis�. (Jnkss an --
<br /> agcoea�ent is made a applicable law requires iate�est w 6e paid.l.ender s1�a11 not be tequincd w pay Bomnwes any ultaest or
<br /> eamiags ao tTte Iiq�ds. $oriower aad Lxnder may agree fi wri6rtg.i�owever,that in�erest shall be paid on the FutWs. [.cnder - —
<br /> - shail give w Hasnwer:without cNarge.an annual accamting of the Pwds,.showing cnadits aad debits to the Fimds and the —
<br /> �} p�upose for vYhich eacb de6it w 1hc Fu�ds was made. The�aids are ptedged as additional serutity for all sums secured by .
<br /> tlns Security Luwment.
<br /> � � If t6e i�uWs hrld by t�ender excxed tt�awounts penmuad w be deld by�cable isw. L�ncier sdall a000u�u w _
<br /> Borrowcr far the e�cess Funds in acac�ndat�ce aitl�the mquirenients of applicable law. If the atnouat of tbe Funda I�eld by
<br /> - � I.ender at aay tane is not sufficient to pay the Escrow Items when dae.I.cnder m�y so noRify Rormwer in wridag.and.in
<br /> ��- • such case Borrawer sball pay to l.encler the amount neassary w make up the.deficienc.y. Borrower shaU matce up the °-_ -
<br /> � �ia ra rn�xie than�trveh�e mond�ly PaYme�+ts.et l,cnder's sote disc�etioA. �-
<br /> • ��.�._..`�..,,a'. } U at in fWl of all sums secured this Secttcity lnsuumenl,Lender shall d refm�d to Borrawer an -
<br /> ��. pon payme by P�P Y, Y
<br /> ,.°�:�"�.��� �I�nds hetd by I.ender. If,w�der�ph 21.I.ender shaU acquire or seU the Ptopercy.l.endcr.Pnor to the acquisiqon or ==�_�-
<br /> �w:;-���• � sale of the Pivpeity.sQall apply any FwMs held by Lender at the time of acquisitioo or sale as a credit agains!the sums -
<br /> ;�,.��>�•��, seciued by t�is Seciuity Insuument . ��_';�'.f.
<br /> - . . ' 3: Applkatios a�Payma�ts. Uniess applica6le law provides�athervvise.all paymeats received by Lender under �;_...:_�=.
<br />_ • Pa*agraphs 1 and 2 shaU be applied:firs4 w anY P�'�PaYment charges due under tt�e Notc;second,co mnounu payabie under ;_,�;�_'
<br /> �=�• pa�agtaph 2:thitd,w intenest due:fourth.to pri�ipal due:and last.w any late charges duc uc�der the Note. �'
<br /> ... r��.t.-r .
<br /> -": ' . 4. C6ar� L,k�s. Borrawcr ahall pay all taues.assessa�nts.charges.fi�s aad imposi6ons anrebutable to the - _'�
<br /> -�'..::`,`;:�•, pmpeny which may attain prioriry over this Secudry lnsaumen�and leasehold payments or grrwrnf rents.if any. Barower � � =
<br /> -•=��-- . �.�..:�_ -
<br /> ,, e. ;"" � � shall pay these obligatioas in the manner provided in paragaph 2,or if not paid in that maimer.Borrower shall pay them on =
<br /> :-�-'-�'` time ditectly w the person owed paymen� Borrower shall pcompdy fumish w Lender ali notices of amoums w be paid�mder . . _
<br /> ' ~`�`'�`+ � �P�B�P� If Borrawer makes these payments directty.Borrower shaq PromPUY fumish to l.ender nceipts evidencing . _
<br /> �::, •:ri.:,,. the PaYmmts• ' ; .
<br /> ~ � ;�.-� ' Bormwer sha11 prompUy discharge any lien whicl�has priority over tbis Secariry Irtstrumeat unless Borrower:ta)ag�ees . :':fi->,
<br /> �. .��a�;>� � ia writing to the payment of the obl3gaGon secumd by the lien in a manner acceptable w l.ender:(b)contests in good faith the -•`-"��'
<br /> .x�,::,::t.'a lienb �.�:�:a�",�:�
<br /> _;�:_�.. y,or defends against eoforcement.of the lien in.legal praceed"mgs which in the Lender�opinion operau to prevmt ihe �.
<br /> mfenoen�nt of the lIem or(c)saures from the twtder of the Gen an agnoement satisf�tory to Lender suboidinating the lien _�.� ;.,.
<br /> ��_;.'°-'_ -
<br /> .��•A;;:.�:- to this Sxudry 1nsWmenL If t.ender deeermines that any paR af the Pmperty is subject to a lien whioh may anain piotity .
<br />. - : - - over this Saudty L�saumeru.Leuder may give Botrower a notice identifying the litn. Bortower shall satisfy the lten or takc , •- ,- . .
<br /> i� � one or mone of the sctioas set foith above within 10 days of the giving of notice. _ , �
<br /> '°'�:' ,'`� .' S. Haiard or Property lesnranca Borrower shall keeP the improvemenu rtow existing or t�en�fter erected on the �
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<br /> - �.r;�._.. . ._ � Property iasuc�ed against loss by fire.hazards inctuded wtthln.the term extended covera$e"and any other hazaMs.including
<br /> � •• floods or flooding.for which�.ender nquires insurance. This insurance shall be maintajned In the amounts and for the • ,
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