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20011335ti <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) ea1) <br />GORDON W ANDERSON - Borrower LORETfA L ANDERSON - Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Sa) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 26229017 <br />822R(0008) Page 4 of 4 Form 3111 1101 <br />