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200113344 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) cil f.�,�_ (Seal) <br />UNTER AH CAMPBELL - Borrower KATHLEEN A CAMPBELL —� Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 32229019 <br />822R (0008) Page 4 of 4 Form 3111 1101 <br />