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<br /> � 'i�0(iEl't�t'9vI'I'H aII�he inrp�coremeats eow or hercatter eercted'a�the prc�perty.amd at�easem�ts.. . ,
<br /> � apd P�xwKS now a[�ae�fler a p�rt ot It�e ptopeity. All.�episcemans md�dditioas slail dsa tZe covaed by this Sa�w�1Y,
<br /> ''t�qtnnnent� Ali o�the faeaoM�is eefemed to in d�i:5ahi�ty Insteumeat�s the"Pbpettq° ; � .
<br /> . BORROWER C�OY�lVA1�TS tMi Bortuwee is Iawtiilly scised of the estate he[eDy couvcyed�ad Ma the riEht to grmt _
<br /> �N!conv�ryr the i4vpertY and tMe tt�Pt!opcAy is wren�umbrred.eacept!or eacumh�ances aE r�ecard. Banawu w�us a�d
<br /> wiil detencl tener�llp t6e utk w the Prope�ty s�n��11 ci�Im�and dertw�ds.subject to any encumbnnccs of rccad. , <
<br /> THIS SECt1RTTY`iNSTRtiMENT combiaes unifortn caveaonts far naiional u�e and oort•naif�m wvenmts vv�th
<br /> - t�itc�v�eiadc�s t►Sr juris�nto toastitule a unifam accuritg in�trumenc cuvering real pcnpecty. .
<br /> UNIPdRM L�OY�IM�TS.�8amwer a�d Leader covenaat�od agroe as foAows: ' �
<br /> , . 1. P1��Ua[lrt�eipl a�/�Mtenyt:Pr�P��t+u�d l.ate Ciaries. Barowe�sbaU pmmP�Y.MY when due�ha
<br /> P�P�of�ed inte�at on the debt evideiu�ed by tlse Note u�d anY P�WY�t and tate charges due,under the Note.
<br /> . L 'F1vM{or 73�s�es ad L�s�c� Sul�ject to applicable law ar to a written w+aiva by Lende�Bormwar st�all pay to ,
<br /> I.ender on dx diy monthty PaYmeNs u�e due imd�er the Note.wuil tbe 1Vote is paid in fu11.a sum("liu�ds")fors(a)Y�Y
<br /> '� �taxes and assessments which m�y auam priority over this Securiry Insaumenc as a lien oa the Prape�ty:(b)ya�r1Y k�seboW -
<br /> . - .payments.a grouM t�ents on the Plropetty. if�ny; (c)Y�Y ��P�R��]' insuruice premiwns: (d) yearlY flood ,
<br /> ' ituueance lxieauums,�f any:te)Y�Y�B� ���P�uums,if wry;aad(fl ai►Y S�s Pryabi�bY Barnwer to . .
<br /> --- - , I:ei�"ia ace�rd�tic��ritD tt�pouvisions af puagtapi�S.in liea of ti�e payment of mo�tgsge iitwuatx:e premium5. 'ii�ese -
<br /> — itans ati c9lled"Esemw Ittms."�Ltader mry.at arry time.collect�d bold Fvadq in an amount aot to exead tbe maaim�un
<br /> aaqmu a kader far a fcdeially c�tlued moRgage loaa may requine far Borrowa�s escmw accamt wider the federal[teal �
<br /> - Fstue Settkmeat Pt�nad�c�es Act uf I�3T4 as amended fcom time to tim�12 U.S.C:$2bOt et srq.("RESPA"),unless anather
<br /> -- Iaw th�t�pplies to t6e�seu a lesse�amoan�. If so.Lender map,at any time.coilect and hoW f�nds in an amount not w
<br /> -- — eacad the lesset annoanc. I.cadec may estimate tde amo�mt of li�ncl�duz•an ibe basis af cunent data at�d reasonabk
<br />=' e�nates of eaipead'tuies af fanue E§crow Items or otherwise sn aceordance wit�appluab[e law.
<br />-;_-� ----------4�Se-Funds-si�s8�lsti�ia.atri�ssitalec+�i�vhose deposiE�-arean.wr+r�hy.s fed�al.agsecy�iAS �ee41a1i'�t r,or tadt�r ---- - ..._ � __
<br /> `(inctud�g l.ader.�l;ender is snch�tn instita�aa)a in an}r FedaaE Hom��azt Bai�fc. Leader si�all apply d�e Funds to PpY
<br /> - We Lscrnw Items. l,mdef ma�r not charge Bc�en�wer fa hold'mg and aq�n�ia8 the Fuad�.aaa�altY ac�y�n8 dto escmw
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<br /> - " acco�m�or vaifyu�g'the Escmw Items,�I:ender pays Borrower'ic�e�st an tite PuMs and applicabie!aw permits
<br /> _��:? . Lender W make serch a charga However.[.etidei may nquire Borrower tv pay a one-tinx charge for ar►.independeat reat -_—
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<br /> `� .... .. ..�.t��$�ce�4 by�.ender in connection arirt�tf�is loan,unless applicabie taw pmrides otherwise. Qnkss aa �� ., _
<br /> .-,;,��, agrce�eat is made or applicable law�roq�rires intt�+cst to be pai�.Lender shall not 6e requi�e7 to pay Bormwer any intenest or ' _ _
<br /> ;:J; e�miri$s an the Fund-q. Bormwer and l.ender may agtee in wnung,howevtr.that iater�c�shall be paid a�►the Funds. Lender =_=_
<br />::::��;;: - sha[t g�ve to Basyr��,without'charge,an annual accommting of the Pund.s.showing credits and debits to the Funds and ihe =-�
<br />�;.�.�`;°, • piupose for whic�i�n debft to the Funds wa4 made. '[i�e Fimds ate pledged as addidonal serurity for alI sums secured by ��$--
<br />_,,�;.;; � t[tisSecarit�}�ns�r�z�t: : , .,�. -__ _F
<br /> �,:I �� If:tbe l�nds fstI�l�by�;en�r.z exceed tl�e amaunts�uttei�-ta'b�t t�eld by applica6le iaw.Lcnckr shatl aceount to
<br /> ,, _ '. Boiro�r�for the exeess Rua,i�ut accord�ce$itb tfie rzq�aramen'ts flf applicabk law. If the amaunt of the P�unds held by _
<br />.,..��;,�;' ' ' I.ende�r at aay t�e�is:aot sufficient to pay ehe�scrow Items when dne:Le�fder,may so�tify Bormwer in writing.and.in _
<br />__�, ,' such case Batawer§haU pay•to Ler�r tbe�amcwnt n�cessary►to malre�op`the�ciency. Bomawer shall malce up the
<br /> � � tkficienc.y in no morc than twelve monthlY payments,at I.ender�s sofe discretion. ---_--
<br /> _ UP�Pa� �:z��
<br /> ` nt in fult oP ail sums secured by this Security Insorument,l.cnder shall proraptly�+efund to Borrower arry � - �--_-�.
<br /> I�nds held by Lender. If.under paragraph 21.l.ender shall acquire or sefl the Property.Lender,prior to the acquisition or -- ;:�;.,,=Y..,,.
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<br /> sale of the Yt�perty.shall apply any Funds held by l.ender at the time of acquisition or sale as a credit against the sums .- �•=
<br /> _:; . secur�ed by this Security Instrumen� � ,,.: ,�
<br /> � 3. Appllcatbn u�Pltytnent�. Uniess applicabte law provides otherwise.a0 payments received by i.ender under • ,
<br /> _ _ paragraphs 1 and 2 shall be applied:fins�to any prepayment charges due under the Nae:second.to amounts payable under
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<br /> pangraph Z;third.to interest due:fourth.to principal due:and last,to any tate charges due under the Note. _ ;�. :.:i;' •
<br /> .. 4. Chs�es; Uee�. Barrower shall pay all taxes.asse�sments, charges. tines�and impositions amibutable to the �;:_�_ -
<br /> Property which may auain priority over this Secxtrily Insttument.anA leasehold payments oc ground renta iP any. Barrower :�:,.
<br /> .;`%; shail pay these obligatIons in the manner pror•idod in paragraph 2.ar if not paid in that manner.Bamower shall pay them on ;''i'�'-
<br /> ' time direcUy to ti�eperson pwed payment. Bocrower shall promptly fumish ta Lender all notices of amounts to be paid undcr �. .��;,;`�•
<br /> , this paragraph. If Borrower makes these paymenis directly.Borrowar shal!promptiy fumish to l.ender receipts evidencing " .
<br /> the payments. ' `` -�~�:'-
<br /> Borrower shall promqly discharge any lien which has priority overtrus Sec+�rity lnstrument urttess Borrower.(a)agrees .: :__
<br />•- . - in�aiiing to the payment of the abligatian secured by ttte ti.n us a�aass�atceptable to Lender.(b)contasts in good faitb the _ :->=-
<br />• lie�t.Fsy,or defesu�against enfarcemenc af tre 3ien in,tegat�roceed�+�nish in the l.crrder�s apinion operate to prevent tho `:;_�-.,�--.
<br /> � en.°onement oP��en:or(c)securey fran�b�Y�olAer o€e'ce.7��.�►ag�r,i`nt satisfactory to Lender subocdinating the lien ������'_=-_-_
<br /> "�'�° ` to�is Secarit�Pr�suumen� If l.mder detei�:.^xs that ang.:�of�se�a,�etty is subject to a lien which may attaie prior3ty ''_ ��,�
<br />'� �`�'':�t�`- aver this Security insuumen�Lsndcr may give$orrowec.�n�.�ra ideni:�:}�ing the lien. Borrower shall sadsfy the lien or take -� �,
<br />. �,;` one a more of the sctians set fonh above wiih^i li�days a�s�:giving of natice. -�.
<br /> •,;;;;,,::. : S. Hmrd or Property I�uraeca Irx:ower shalt keep the ic��vements now eaisting or hereatter enected on the •
<br /> .•.�•,,:;,.;�, `�. Property insur�:�t:nst Ioss by fire.hazanF�•inr3uded within the tetm�s;t.ended caverage"and any other hazards.including
<br /> `;�s.,:•.;� floods or floodi��,�for whicb Lendcr cequiras insurance. This insur^�'shull be maintaincd 1n c�se anwunts and for the .
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