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200113327 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />SHERI S . CHANDLER Borrower <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />Borrower <br />_(Seal) (Seal) <br />Borrower Borrower <br />[Space Below This Line For Acknowledgment] <br />The foregoing instrument was acknowledged before me on this DECEMBER 20, 2001 <br />by SHERI S. CHANDLER, A SINGLE PERSON <br />- Al <br />Signature of Person taking acknowled nt) DE VRA MCELROY <br />(Title or rank) i pa, - <br />(Serial Number, if any) 'So of N <br />My Comm. ft k4� 25. M <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />