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BORROVYER COYENANTS th9t�ower is Iae�fully sei��ed of the.estate f�eby aonve.ryrod and l�s dse'a8�.�S�� , ` <br /> - oonvey the Pmpetty a��ttr�the Pnopetty;s uuencn�eAed.taapt fur encambtana.s of recxud.Borsower:�ra�s and�n71 � . • <br /> defeid genKalty the�titte to thc Pioperty agaufi.st aU c1�s and d�mnds.subjax w any epcumbi�of rgoonl. •< <br /> — � . THIS SECiJEtITl�iNSlRUMENT oombines uniform coveaaars for nazianal,ase and rwn-�niform eoveaants with limitad� . <br /> —- - - < vapations�r josisdiction to c�t a�farm�i�mvaing is�gmp�y. -- - - - r <br /> -_ . UNIFORM GOVENAN'�S:�ormwea�nd lsndec oovenant aad agee as folloars: _ s .. � . <br /> _ - 1�.PYyme�t of Ptlodpd aed iiteee�: Prearn�a�t�nd Lstt Caac�s. Eo�ower s`hall Pmm�lY PeY wt�due't6e . <br /> - . principai of a@d'mterest an tLe debt eviderxx�id by the Note and anyr pc�epayir�ent acd late c��arges d�e nnder die N�te. . <br /> -- Z.�ued�for Taxes asd Isb�t�qo� Subj�ct Yo applk�ble law or to a vvriuen�aiver by La�det,BorMwer sbait pay w <br /> ' - l�eader aa t"1�daK a�thly p�aymeats soe due u�et the`Note,�mt�tlre Notc i�paid in fWl.a sum("�nds",}foY.(a2 Y�Y� . <br /> T w�d assess�n�nts whish may nmin priorlty over this Secu�iry lasiiament�a lien nn the Propettq;t�)Year1Y ImscLotd�ayments . <br /> --�- — . (t��CFOUIIfI f�tllt4 Op III�Pt0�1Cft�t.if amr:(c)Year1Y riamrd or property insWa�ioe Rremiuias:td)YeazlY flood i�c�moe p�ml�uns, <br />_�'�a�°�r,.�; if any:!e!Y�Y�rt8a8e inrtrancc ptemiu�.if aay;and(fl any s�u�ns payable lry Borrower to Lendet. ia aa�ordanve witA • <br /> tt�e pn�trisions of p•rr`agtapl�8.im lieu di the�paytnent of mottgage insurm�iae premiums.These items are caited'Bscmw Items."` •. <br />=T� Let�der rroy..at atiy time.collect und hoW Fw�d.4 in`an armunt not�tn exoeed dre maximmn amount a leuder for a fedecaUy - <br /> _ � telatcd martgage loan may require fos Borrower's,escxow aoca►um under the federa!Keal Fstate Seideme+ne Prooedures Act of <br /> -- � f974�s entended frc�m ti+nc to timc. IZ U:S.C.Sectias� 2601 et sgq..("RESPA").unless another taw that appties to thg F'unds � <br /> - -_-�```_.-__ sMs�tesser•amount.lf su.L.ender may.at any time.collect and haid Funds,in an antaune not ro ea�ceed tbe tesser au�nt�nt. <br /> - ���� Lender may estimatc ttie aip�wnt at l�uMs due oa t1�e tiasis of cnrnem data asd s�asonable�of expenditures ot fuwre- <br /> - ��: � . Escr�►w hems or ulherwise in accoManoe with�pplipbte law. .� . <br /> •� 't'!� Furd�c shali be hetd in an insthution whose deposits anc insaied 6y a fede�al ageacy, irismm�ntality. or entiry <br /> ;_-. •'``'"•- (i�x ludfng Lcader.if l.ender is such an institution)or ur any Pedeml Home Loan Bank.I.erxter slistil apply the Fnnds to pay the <br /> � -� r. •�� . <br /> `y�`�'' `'� �+crow Itemti.Lcnder•ma not char Borrower for hoidin and a 1 �n the Funds.annuall anal an the eseco�racoount,or -- <br /> _ �-.�,;-� _.�: : �• " Y $e 8 PP Y 8 Y Y � S =--- <br /> � _°_ �`� ' vrr[fyin�[the tscraw ttems.mrfecs i.et�Qcr paq4-Bortawtr' pemnts _ <br /> -_ , . mter+�sran the�taNs arat appkrabte law ' Lznder-to malce such -- <br /> - --- °r�.��;; ' , A ch:�r e. Navvcvcr.Lender ma uire Barrower to -- <br /> ^�:..c`: .. _ � Y�l Pa9 a one-time charge for an indeper�dent rea!�artc tax tepnrting service � <br /> -;��-' •. r- � urN hy'I.eadCr in contiection with this toan. untess applicable law pravides otlurwise. Unless an ag�nt is made or �r� <br /> � - . , Ap{�licabte law tcquircy interc.rt to be paid.I.ender shall nat be reqaired to pay&irrower any interest or eamings on the F�snds. __— <br /> ` • ''' ` gonviwer and Lrndcr:rtay ogrcc in writing.hnwever,that intec+�st sha11 be pAId on the Funds. Lender shall give to Bormwer. --— <br /> - .'ht:,�: ..� . ` with�w!chargc. an•rnnw�l acrnun[ing of the Fwds.showias credits a�d debits w the Fu�s and the purpvse for which each <br /> �?. �. . • <br /> . �'_•� � � . dchi�ta thc Furtd.w;�ti ma�le.7 hc Rund's are pledged as additional�ecDrity for ali sums secured by this Security Instrum�.mt. _ <br /> :M��_'-,�._ : . If thc Fundy t�c1J by Lender excoed the a�mums pemvtted to be held by applicable Iaw.Lender r�aU acaount to Borrower <br /> �.y,_:-_.. . <br /> � . �� '�- , fi+r tin exce!��FurKt.in ac��rdarrce with the rCquirea�nts of applicabte law. If the amaunt of the Fprids held by Lender at any —_ _ <br /> .-�,---�� - .. ' _ tiiue i�:aat�ufC'ictent td pay the E�:craw Item`when dne.Leuder may sa nodfy Bornnwer in writiag.aad.•in such ease Borrower ��-_. <br /> _ , � �iwll pay to I.crtdcr the umaunt ne¢ex�ry to make up the d�ficieiuy. Bnrmwer sha11 make up the deficiency in no more than -- <br /> • � twetvc oH►mhty paymcnts.at f.cndcr's u►Ie discretion. ��_�.-;�'" _ <br />- • � � lJp�m payment in full ��f ali .umti.ccura! by this Security Instrument. Ixnder shail promptty refurtd ta Barrower:any �m-��`e"- �=. <br /> � - � ' � ' • Fund.r hetd by l.cndcr. If.u»dcr pxr.�gruph 21.I.endcr tihalt ucquire ar self the Aropeny,l.es►det.prior to the acquisition or sale � - �' <br /> � . ' ,_ ��.,�- <br /> • . . - of'the Pcapcny.�hali uppiy any Fur�ds hcid by l.crtder at the time oi acyuisition or salc as r credit against the sums secured by . '�°:F• — <br /> _ . . . . thi�5ccvrily Imirumcnt. ` � ' . _ <br /> '` � • 3.Appiic+�tton ot�yment�.Unt�w�appticahle law provid�.w c,�ucrwirc.all paymenis receivCd by Lender urtder paragtaphs �'- <br /> n,/�-� . . .- �.- <br />- . t;��z�n n�������a: ��.�:u+any rrep:+Yment charge.c due under the Nate:�ecand.ta amaun�s payable under paragraph 2: ' T'-• <br /> �� �� � ' third,tu�ntetcwt dur:fi�urth.ai prlrt�7pa1 due:urte!latit.t��uny late chargec ctue under t6e Note. -�. .. . - <br /> -'�. ,. . , ... .�_. ��: . • 4.Chary�cw tdcnv.Nnrrnwcr.h:di pay ali taxc!�.a.�sescmcnt..chargeti. fines and impazitioac attri6uiable to the Property � :�`. •-.�,' <br /> - - ',. ' , wbich may attuin prinrity uvcr this 5ccurity instrununt. and irauhnW puymcnts ar ground rents. ii any. Borrower shall pay �}- <br /> _ � _ qu�a ohlik:�ti�+m 1n thc n�mzer providcd in paragraph.'.ur if not paid in that manner.Bnrtawer�haQ pay them an time directly � <br />� ' � •' tu thc.�xrNm ow•rQ payment. &►ra�wcr�hull pr��mpUy furni�h to l.cndcr all noticcs��f s�m��unts to be paid under thiti paragraph. • <br />'��* ' �' �� �' If Hurruwer niake�Ihcre paymcnt�dircctly.Einr�uwcr tihail promptly fumi+h to Lender receiptti evi�3encing the paymentti. � •�` <br /> � : .. _ _ � <br />., ����,.�. --': :�-•--,.: H��rrowcr�6ali promptiy dikhargc any lico u:hich ha�prinrity��vcr thi�Sc�urity Inurumcnt untc.s Bnrrnwcr.la1 agrcc+ln <br /> F ��:.� : � .• w�iting to thC p:f�nurt of thc obiigatinn�ccarcd hy thc licn in t�manncr acccptablc ta Lciuier:IM cantcsts ia good faith thc lien � .. <br /> �"�-` b �,r �t.f��cd. a�.m��� ���fi+r.�tim:m uf'thr tien i��. i•�.�i ruc���lin , whirh in the Lender'. o ininn o rate to revem the ' - <br />, • , �` . • � . S'• b'� '�' P F P Pe P ., . <br /> ��`:':'.,. - - <br /> z: .. . .- ----.._._= cnfi�r.�ncnt„f Un lien:ur�cl.ccuny from ihc hutdcr��f tln lico an agr�Ymcnt sati,f•dctnry tn Lcadcr subordinatir�thc licn to . ._. <br /> ihiv Sccurit N�,trunum. If lwnder dctrrmin�w d�at.m ut uf U�c Pru n �ti tiufi'rc�tu a lirn which nr attrin ric�rit ovcr ��.. ... <br /> i�:'_'• , Y Y r� 1� Y � J dS' ' P Y - <br /> . . . ..._ .. ._..-- <br />- ` , �. . , thiv�vurity I���trumcnt. I.rudcr may�!ivr liurrowcr a n��ticc idrutifying thc licn. f3�irruwcr rhalt tiatisfy thc licn or takc unc ar � � • � • <br />.:;.. • . .. nx�rc of thc s��li�mti+r1 i'i,nh:�F�►vc within I(1 day��+I�he givin��+f nulicc. ' ' . . 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