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200113310 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />(Seal) <br />Borrower <br />2Ctiz l ..� <br />Seal Seal <br />Bruce A. Osentowski Borrower Christine L. Osentowski Borrower <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this December 17, 2001 <br />by Bruce A. Osentowski and Christine L. Osentowski, Husband and Wife <br />L&A- <br />Signature of Person taking ackntj <br />gment) Devra McElroy <br />(Title or rank)_ _ A ��� Y (� �� � Q�' <br />(Serial Number, if any) <br />GENERAL NOTARY - State of Ndrad a <br />DEVRA MCELROY <br />My Comm. Exp. Aug. 25, 200.5 <br />(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />