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Ali te�aoem�nts and addit�oas slnfl aLsn 6e aovaed by t`tas Sa�rity <br /> instiuniefut.All of the foitgoiag is referied w in this Sa�rity I��the'Pmpe�ty.' . <br /> �_ : BORROWER COVEN/tNTB d�at-Bormwet is IawPnily seiso�of t`he estate beaeby�aveyed atd has tlje rigdt to g�a� . <br /> eoavcy thc PiupGTty a�iha�d�e PcuperEy is�,excepc t`or matm6�anoes af noor+d.B�wer T+rrcr�ms a��fl , <br /> - . dcfix�d$a�aUy tbe titte to the Fioperty,aga�st alI ciaims amd demands.subject to any mwmbran�es of reooN. <br /> - TI�IIS 56CURITx INS'�RUMII�iT aombioes anifona oovenants for�tional use au�noa-wtiform covm8nts�aitta Timite� - <br /> --- - var'ratloQS isy�s�c���[�ifonrt�ity�instct�tcnveaiag reai�copeRy � � - '. . .- -- - . . <br /> . UNIFOItM COVA�IANTS.Bormwes and isnder coveosnt md ag,�ee 2s follows� :< < . <br /> = . - I. Pl�ymkat d Pr�pd am Iehr� Peepaya�eat�sd Latt CWtr�es-Boanwer shatl pcomptly AaY vvhen dne the • <br /> -- ptin�etpat df and inter�st oa the debt evidenced lry tbe Note and anY P�Y�and late charges due�rder t�Note. <br /> --- 2.F�tar Tius�nd Ins�a�e.Snbject to applicable taw or to a artuea Waiver 6y I�eMec.Bor�a�er sbali pay o4 <br /> ' �I.e�ider on t6edaY�9 PaY�sie due nnder tlie Nate.�t�e Note is pafi�d in full.a sum Y"Funds")for.(a)Y�Y� <br /> - am sis�s afiicb maY ap�n�ioritY rnr�thi3 Seauity lnstrument as a lirn aa the Pra�perry;N}yeaziy leaseEald paymerits <br />_�z di gc+mum,+�ts op t6e P�erty.if any:Ct)��r��`P�r�t�!�;ro)Y�Y 800d in.s�[m�oe p�emiw»s. <br /> iF anY:(�)Y�Y�8�m'��P�if aay;ard ffl�F S�s P�yable iry Borro�eer w Iknder,in aQc:onfante arith <br /> �:; �ibe pravi�ioac o�para�8,in lieu of tlie payment o�moc�ge iawranoe p�iamg.77xse ioe�ns aie calted"ESCroW items=" <br /> - _ Itader may.at an�r tim�,colteet and hold Funds in an aimunt�mt m exceed�e wa�immn amonnt a lender'for a federaify <br />_- � ndated�aortgage loan may iequire for Bormarer;s escro�a000�m undu tlu federal Real Estate Seale�neat Procedut+es A�t of . . <br />- = . 1114�mnended fnran tune ta time, 12.U.S.C. 5eaiort ?.6t)i ct s�q. ('RESPA").t�Ness anod�er!aw that appI"us'to the F��ds _ <br /> sets a lesser amount.If so,LeMer may.at auy,ame.collect and fwld Fw�ds in an amoum not w exreed We lesser amaunt. . . • <br /> Lrender may estimate th�amowu of Funds due a►tt�c brasis af curnm data and masonabte.estimates of atpaidiWres of fuwne <br /> E4cmw Items or otherwLse in acw��e�with applicabte taw. , ' ' - . <br /> _ The Funcis shait be he[d 'm an iastiatioa whose depostts are insared by�a federal agencyr, jnsa�umeataUry: m entiry . <br /> -. Cmcluding Lender.if IerWer is snch aa iastiwtion)or in any Fedetal Home Loaa Ba�ifc.Lender shall apply the Furids w payc the <br /> � Escrow Items:lender may not charge Borrower for 6olding and apptyiAg the Fwds.annually analyting tlie escrow acaowrt.ar --- <br /> _- ,�:. . -- verifying me Fscrowltems,nNess�der pays BorrowerinteRSt onthe Forrds ars�applirabte�nvvperiibts�ader to makcsucb -- <br /> �� �,�',., a charge.However,Lerxier may reqnire Homower to pay a one-time charge far an independent�+cal estate tax reporting service - <br /> �'��;� used by.l�ender in oonnection with this toan. unless apPlicabte law pmvtdes otherwisc. UNeas an agreement is made ar - <br /> :�:;.�_^:; <br /> �: , .� �� applicable law requires interest w be paid.i�ender shait iroi be required to pay Borrower arry intetpst or eamings on the Funds. <br /> - r., ro - <br />';," �'::`�•``,. �_� � Bornuwer and Le�der may agree in writing,howtwcr.that interest shall be paid on the Fands. LeMer shatl give to Bormwer, _ <br /> �s�'��°"'"�:: <br /> ". _:.�;��:�.� wtti�ait cl�arge. an annuaF acxounting of the Fwids. siwwing credits and debits to the F�nds and the gnrpos�for which each <br /> .,�',-�-'�'�:.. debit to the Funds was made.'Phe Funds are pledged as additional securiry for all sums secured by this Security Instrument. <br /> '- '`= �� . If 1he Funds held by�l.ender exceed tQe amaunts permitced to 6e held bq applicable 1aw,l.ender shall acccwnt W Bomowet <br /> � ��� '. for the eucess Funds in ac�rdance with the requiremenu of applicabie Iaw. If the amatmt of the Fands tield by I.ender at any � <br /> . T,�.,_.-.: <br /> _ "?��M �``` tia�e is nat sut�icient w pay the Escrow Items wtren due,l.ender may w notify Bormwer ia ariting.and.in such case Borrower --- <br /> w en <br /> ° F�::,�,�~j �A ., sha11 �to Lender the amoum neces. to malce u the defici Borrower shall matce u the defi ' �n no more than <br />- PaY �Y P �Y• P �e�Y � �-_ <br /> :.-�._ -�'- - twelve monthlY payments.at l.ender's sote discretion. �:�---- <br /> '�7°�:�t,: . Upmi pagcnent in full of a11 sums secured by this Security lastrumen� L�ender shall promptly refund to Borrower atry ��='-� <br /> ��`�`� " ' � � Fu�ds held b L,ender.If,urider h 21,i.ender sbait uire or seD the Pr Lender, nor to the �sition or sale �`��' <br /> Y P�S�p �I ��'�Y• P� �N - ' ";�;``- <br /> ' e"'��`.4'�= -::`%_.: .`�.<��-',` <br /> -.„- .-, - of the Property.shall apply any Fw�ds held by Lender at the time of acquisition or ssile as�credit against the sums secuted by „-. � <br /> . ^ �. Wis 5ecurity instrument. . . ���_ <br />