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<br /> ' 'd�OGE11�R wPi'H aU ibe impm�rmaems aorr a�arcted aa me pcopaty,aad ai1��pu�hoa. �� .
<br /> �- and 5zmnas�o+�►ar ha�eafkr a pet a�de puPext9• Ag�aod ad�itioag s�il aLso be cova�d ti�s Se�s�j� ' . �
<br /> � . � A$of iLe fac�e�oia�it t��a![aia tlus Sa�as�t���s tbe�ivpatY•" ' :
<br /> � .BORR4WER WVENANTS th�Boaaaer�s lawfuli�r se�sed of d�e es�te�rieby 000vryad aad ins tbc�m g� . ..
<br /> �erd coev�y ti�se prapQty�d tmt the Ptoptny i��bered.exapt for encembcanoes of rxac�. Bart�fwar rv��md
<br /> , -wi�E��.p tbc�lc m���s�t a!!elaiioos aaddero�s.3ubjea to�r��Fm�oc!d--: . -
<br /> • 'I��iS SF�[TRii'1[INS1R bombroes unifa�m covma�s�fas mtio�l qse`and npn ynifa�m cava�mrs with. .
<br /> � ' ` limited vuiauoos isjr jm�an to oa�ipu6��imifa�s�ry��r�ment cov«in8 ral Q�+nPa►9• _. .
<br /> � U�IIpDRM DOIVFNMI'IS. Boriuwer and l..endercavdmnt�nd aEree a�folba's:
<br /> � L P�j�t ot Trt�eiMl f�i I�lere�Pnqia�a�a�t a�t Late Qp�a. BarmwQ'smtl Pa'�Y P�Y��.� . .
<br /> � principa!of aod inoetest on t5e debt e�►�daic�d bY tbe Nae sod�aY PnPayment�d tau c�g�due wsder tl�e NutG ,
<br /> i ��s tor lfues ai I�ra� 5ubjxt w app�ic�bie law br to s wnttea ar�ve�hY Lender�Bo�towa shaU pay�t� .
<br /> X,,eiider on.the day�noadilp parnmts ue`�ne mdet dtt Note,om�t6�Nata is paid ia.t6D.a smn("Fimds"}#or:�(s)Y�Y •
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<br /> • .`tao�es smd a�.which may aaaui pnodtSr ovu tius Sep�ity�IasWma�t as a liea on tfie Propecty;Eb) lasdiold �
<br /> psyaqt�Ns or gmwd�ts an tbe:Aropesty.if au�, (�)Yr�ar}Y dazud ori prope�ty ia�taao� p�emiwn� d)YaulY<tlood `
<br /> ` .insunurx pnatimus.d�y:(e)YadY mo�t�" "�P�.if any;md (fl�ny aans payable by Borsowar w
<br /> Lanier,ui a�cx wiffi tbe provisia�s of pfuagaph 8.In fieu of tl�e P'iY�����p� �� ,
<br /> isems are called"Escmw Ioaus.°. I.ender may.at aay tene.coUect and hotd Fnnds w an aeaunt not w exc�od the una�amum
<br /> _ ` amwnt a knder far a federally retated rqatgage laan may re�uine fos Bamwds�cmvv'�vcowu un�er tde fMeraTlWl
<br /> - �,gfate Settkd�a�t PmoeAu�es Mt af 19/4 as�nend�od&�od�tupe to tm�e,12 US.0�'2QQ1 et seq.l"RBSPA"�uptass anollier
<br /> - _ 4w dat�ppiies w tbe Iimds sets a lesset�� It so.Leader inay.at any tun�coUact and hold Fimds in ao amount twt w
<br /> - exceed the ksscr amowit. t:ender may estimate the amwnt of£wds due on the.bacis af emrmt data and s�qnble
<br /> . � esamates of expadicutes of fuN�Escmar Ioems or othecwise in aaotdance wit6�pplicabk laa►.` . • .
<br /> The Funds shaU be lield ite aa i�stitutiaa wbose depnsits ar�insurad by a fecletal agen�y,a�neptalitY.or eatitY : .
<br />-;r� ' (incWding�:enc�er.if I.ender is such an insadulan)or in aay Fedetal Home[.oan Banlc. Leadcr shaU apply t6e Funds to PaY
<br />- thc Fscrow Itgms. i.endei may iwt charge Bonuwer fa holding and app}ying the F+�nds,anaually aaalydng the escrow .
<br /> _ , s000ant�or verefying tbe F.scjovr Items,untess I.ender pays St+tirower i�est�thc Fimds-aud applfcabl�l�w�C�mits . - •
<br /> ,��' I.ender w make sach a charge. I�owever.l�ender may requice�orrower to pay a one-time charge for an independent r�a1�
<br /> ' estate tax�ng service ased by l.ender in connection with tdis loan.iml�s a�pplicapte law provides otherwise. Unless aa
<br /> " i .. a�ment is made or applica6le!aw requires intet�t to be paid,L�der s1�a11 aut 6e roqui�ed w pay Bomower aay inten�st or ,•
<br /> , earnmgs on tt�e Piu�d�. 8arower ard l.e�xler raay agroe in wriang,however.thai interest shall be paid aa the Funds. I,ender
<br /> - sltalt give ua Satmwer.without cimr$e.an mp�ual accaunting of the Fuqds.showinS arxlits aad debits to the Funds 2nd the
<br /> -- putpose for which each debit to tlie Fw�ds was made. 7�e Funds are pledgad as addiuonal socurity for aIl sums secarod hy
<br /> � ,_.,t. �. t6is 5ec�ftty InctrumenG, .
<br /> ' !f tue F�u�ds held by Lender exceod the amounts permitted w tie held by applicabte law.Le,nder shaU aex.oatn w
<br />: • r,�L,�_. - Boaowa for the excess Fwids in accasdatux�xitb.the aquiremenu of applicabie law. [f the amounc of the Fands held by
<br /> ;.�.". Ixnder at any tnne is,rtot safficiem to pay tlte F.scrow Items when due.Ixnder may so notify Bortuwer in wridng.and.in
<br /> �,:%:�� suc6 case Borrower shatl pay to t.e,tder the amoum necessary w mate up me deficieacy. Boaower shall maice �p dse ,
<br /> �._,,�;�,.;� .� ,� deficIency in no mote than twelve monthlY irayments.at l.es►der�sole discreuon.
<br /> • UP�P�Y�t in full of all sums secured 6y this Security Instrumen�Lender shall P�P�Y refiutd to Barrower any , =
<br /> =;k-•,� Funds held,by I.ender. If,under paragraph 21,Lender shall aa�ui�or setl dte Roperty.Lxadcr.prior to the acquisition or --
<br /> _ '�i;'-.:,;: y- -" sale of the Property.shall appfy any Funds held by Lender at thc fime of acquisition or salc as a credit against the sums ' ���Y.-
<br /> _ ���`.. �by ttis Security Instntmen� . `_'__--.__.
<br /> �.�,.;� ., 3. Appliaitbn d P�Jments. Unic�ss applicable law provides othervrise.alf paymenu �tceived by l�,�der under ��=-__
<br /> -w • ' paragraphs 1 and 2 shall be applied:first,ta anY prepayment chazges due under the N�e;second.w ari�ounts p�yabte under _---—
<br /> "� •�_.' ,:�,� paca�ap6�d�a�d.to inte�+est dve;fourth.to principa!due;and last,to arry late charges due under the Note. _:�;_
<br /> - ._�<':= . . . q. C�; L k n s. 8 o t r ower s h a l l pay a ll t ax�. assess m e n t v.char g e s.fines and im p o s itions amibutable to the - .
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<br /> :�•�,Y :. , Phnpaty which may attain prioriry over this Security Instrument,and leasehold paymenu ar ground rents.if any. Borrower . .. _
<br /> �f:':'r;.� . shalt pay these obligations in the manner provided in paragraPh 2.or if not paid in that ma�t►er.Bonower shall pay ihem on •
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<br />= - .3�?';.��� time direcQy to the persun owed paymen� Borrower shall promptty fumish to Lender all noticeg of amounts w be paid under �'•,'�.--.
<br /> "��;:�, - '�•:. ;:�`'' this paragtaph. if Bocrower makes these payrpen�c dinettly.Harrower rhall promptly fumish to Lender receipts evidencing
<br /> _ �� .��.•. tlte Dal+raents. . - _„`:_:
<br /> . x. r,.,; PromP 9 �b� Y Pn tY tY gaees -:=..__.
<br /> _ »�;,;�.- .;; Borro�wer shall tl disc an liet�which fias� ori over this Securi Insuument unless Bortowcr.(a)a
<br /> - �;sr :.-- ` c. in wrIting,to the paymant ot the obligation socured by the lien in a manner acceptable W Ixnder,(bf coniests in good faith the ''_�}_°,
<br />_*..; '�:_jY.:.;.� lien by.or defends against enfonement of the lien in.tegai proceedings which'in the Lender's opinion operate to ptr,went the -
<br /> � � .. � � enfa+eement of the lierx or(c)secures trom�he hotder af the lien an agreement satisfactory to I.cnder snbordinating tde lien _ _
<br /> . to tbis Security lnswment lf Lender determines that any part of the Property is subject ta a tien which may attain priority
<br /> : ''`"•• . • � ovet thia Security Insuumen�L.ender maY Sive Hortdwer a natice idcntifyin�the lien. Bortawer shall satisfy the lien or take _. _
<br /> � �`� ' qne or mote of the actions set forth above within 10 days of the giving of notice. '
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<br />'- •• �•- • S. Hmrd or propert�l�snrance Horrower shall keep the�mprovemen�K now existing or hereafter erccted oa the
<br />' - � �;: .� Ftopeity Insured agat�tst loss by fire,lunards inctuded within the term"extendcd wvetage"and any other hazazds.including ' '
<br /> <� . �'..r`:�::.... floods or tlooding.for which l.ender te�uires it�surnnce. This insurance shall be maintained in the amoums and for the •
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