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<br /> ' :'j�i�'(���!�fbE It�[bYEmd1L4 nOW Of�Gl��CLE�OQ�C Q�O����1�.�
<br /> - • � aod 6xp�es iaw ar�a put,of die pnpe�ty. All�aod addidoos s�all also ba pove�ed by tlus�x�rty
<br /> � � AIlo�We 5�is tefetfied�m tlris SacaEticy�t as tbc"Phopecty" . . `_ `-
<br /> ` BE)R$OWF.R C�OVEE�iANlS tl��Borrower is lawfutlg seised of the estate 6e�eby conve�red aad h�the rigLt to grmt
<br /> . aod canvcy the Pt'opatY aod t6u the Plropp[ty is�pc�l�ered.exc�t fa e�of necord. �tnri+nwtt watr�nts aod ,
<br /> _ ._ ;,,�le�efa�d ga,emug ttie ntla m u�e Properl}�a�an Ctauas aua demandt,s�ib�jax co any e�o�ta�o�a. � �
<br /> � ' . THIS SECU1tiTY•INSTRUM�N�'oombiiles�'or�u�oova�ants for uational use a�xt narmifc�u coven�ots;with , . `
<br /> lnnitod vui0tiioa's 6y juii�aron to oonstitute a uioifolrm s�ec�iry aisutm�entnovetartg real piopaty. -.�
<br /> ��pg��pyg�}p�, $�wer and I�nder covp�ant�d agree as follows.
<br /> . �. �l�tj�est ot PeLdptl a�d Ia6�e�Pi�Jseat ad I:ste CiarEs..Ha�ower sh�l gcomptiY Pa�►wt�doe tLe ' .
<br /> p�1 of and intaesE at the debt evidenced by We Not�asd anY P�PaY�►?�.�e�r$es duc under d�.Note.
<br /> , ` � �iq�far'f�s ard Lwra�.Sub�ct m applicabl�b�a or w a wnden waiver try Lender,Banuv�rr�sh�il psY w
<br /> 1.eader oa the�Y.�Y Pa►Y�are d�e�utdet the Nvte,wHt7 tbe Note is paid`fim fu0.a swn t"Fiads")fa�t:(a?Y�Y
<br /> � taxes�d assessraatts which any anain priaity over this Sa�iry tnsRwnent as'a tien on t6e Pmperiy:tp�yE�uIY iwsehold .
<br /> pAyuiennts a gmoad�ts an the Pmperty, if aaY+ (c)Ye� har.a�d or pmperty i�uvrena premwm� (�yem1Y ttoo�d
<br /> ia�e Pn�ml�ms.if mY:(e)Ye�iY�S��s�ce pcemiums.if�Y:and tt�aay su�nc payable t►Y Bamwa to
<br /> . I�euder.�aocor�noe with`die pmvisiaac of pangraph 8.in tieu of the payment of mott�ag�insnraace pttmiw�s. These
<br />— � itans art adkd"Fscmw Items." Lendei tnay.at a�ry time.callect and hoW ffunds m an a�t nat to exoeed the n�inium .
<br />- � amount a iender for.s�federally nlated mortgage laaa iday nquire for Barrower§escrow aocount un�er tbe toderal Rea1'
<br /> � Fst�te Seuiemet►t.PracaLais Act of 1974 as au�dai from ti�me to ntne.t�U.3��2601 et s�q:t"�PA"?,untess m�oQnr .
<br />- � law d�at appliea to�he Punds se,ts a lesser aanamt If so,LaMer iriay.at aay tinne collect a4d hold Funds in an amonat not to
<br />-- enoeod tde tesser ar�nE. l.ender arry esti�trate the mtwuat'uf Iimds due an the bosis of p�ent d�a aad reasorwble •
<br /> -- atimates of ezpen�Uues of.firtune Escrow Items or otbetvvi.se i'n aocu�noe wide applicable Iaw. �
<br /> The Funds sb�U b4 held in an instiwtion whose depos�its ate ins�red by a foderal ageacy�Instru�ne�ality,or�titY -
<br />- ('mclud'mg 1 cnder.if l.ender is sach an�nsdtutton)or in any Fedecal Hotrte Laan Bapk. l.ender ahaA appiy the FnMs to�Y
<br />- ihe Escrow Items. lrendes may not charge Bornower for holding and apptyiug the Funds.annually�nalYwtB tGe escrow
<br /> =, a�um.ot ve�►u�the Escmw Items,unless Leuder pays Borr+�wer iate�est on the P1mds and applicable law permics ,
<br /> '�� ;'• l.endtx to make such a charge. Howevar l.eader may�c9wie Borrower to pay a on�tirric ci�azge for au iadepend�at Tea1 `
<br /> ��nporqng senrioe.u�t by Lender in Qont�tion witb tlus loan,unless applicable law provutes otherwise. Untess an
<br />- agraement is nmde or applicable laa reqwres intenst to be paifl.l�ender shatl not be required w pay Bomnwer a�ry inoa�est or :
<br /> - .-. eami�gs on tl�e Funds. Bomawer and Leeder may a�ree in vrmang,howevet.that iruecest shall be paId on the Funds. Lender
<br /> �� shall give to Borrower.withoot charge.an aanual accarnting of tUe Funds.showing credits and debits m the Fuuds and'the
<br /> _� ` purppse for which each debit to thc Pbnds was made. The Funds are ptedged as ad�tional security for alt sums socu�ed by .
<br />`_``= `this SecuRty Insu�mient •
<br /> - If tt�e Pw�d.4 held by Lender eaceecf the amoums permiued w be deld by applicable 1aw. Lender shall aa;ount to
<br /> � � Botmwei for the excess Funel�in accordance with the re9uic�neats of applicabk law. If the amount of the Funds beW by
<br /> - •--�' , l.ender ai mry time is hot su�cient to pay the Escrow Items wha►due,Lender'may so tatify Bormwer in writing,and.in
<br /> _ �r`-s�-`,�' ' spch e�se Ba�wer shail pay to[.e�der t�e amouai a�cssary to makc up tbc deficiency. Bomnwer shaU make up tlie �
<br /> •• ,f�': ��?:' deficteacy in no moie than twetve monthly paymcnts,at l:e�er s sole discretion.
<br /> ":� ��: UPon PaY�nt in fuU of all sums secured by�his Security In�wn��l��cr shaU pmmpdy refund w Bortiower any.
<br /> ::»�:���';� Furbs hetd by l.ender. ff.under paragraph 21.Lender shaU acquine or seq tbe Pfroperry,I.ender,prior to the acquisitia�or
<br /> _;,..�.::' . �`: -sale of the PropeRy.sha0 a�ply any FLnda hetd b�r I��er at the time of acquisition or sate as a credit against the st�ms
<br /> : a.--., �,:�f� � �by this Sec�riry Instr�men� .
<br /> ,-,.• ~-.. 3.. �4Pl�ieatba at•Aryments. Unless applicable law provides otherwise. all payments received by Lender under
<br /> -- � . para�aphs l and 2 shall be apptied:first.to anY prepayment charges dae w�r the Nae:secon0.to amounts payabte under
<br /> � �t �,� :..,'. P�SmPh 2;third w intere.ss du�fnwth.to principal due:and tast,w any late charges due under the Note.
<br /> ",.'- . 4. Ch�� Lieag. Borrowet sha11 pay al! taxes.asscssmeats.charges. fines and imposidons amibutable w the
<br /> ;,,,, �.���_,° . '.. property,whith ma�,attain priority over ihis See�mry insm�me�st,and tea.geiroid payments or ground r�nts,if any. Borrowes .
<br /> � _� '�:��.. ., shail pay the.se obligations in the manner provtded in paragraph 2.or if�rot paid in that manner.Boirower shaq pay them on
<br /> �'.` ��-�'.:�� • ' ttme dlrectly to the person owed paymen� Bomnwer shall promptiy fumigh to Lender all noGces of amounts ta be paid under
<br /> ��.,._�;.. :�. ,.�
<br /> �:;' this paragraph. lf Borrower makes thesc paymenis dirertly.Borrower shail promptly fumish to Lender receipts evldencing
<br /> ' - �.:�'�"�= :� tl�e PaYments. .
<br /> i�'� ..:,°;;__;: Hormwer shall promptly discharge any lien which has priority over this Serurity Inswment uniess Borcower:ta)agrees
<br /> �:.�.�;: . : in writing w tGe payment ot'the obiigation secured by the Ilen in a manner acceptable to Lxnder.(b)�ntests in gaod faith the
<br /> T:;;F.;- lien by,or defends agaiast enfacement of the lien in.legai proc�ngs whtch jn the Lenderk opin�o�operate ta pn�vent the
<br />-- °~� entot�cement of the tien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien _
<br /> � �1*��� ��.' to ihis Seturity lnsdument�ff Lender detennines that any part M the Pmperty is subject ta a lien which may attaio priority =
<br /> �_. .8 .'• . � wer this Security Instrurtten�Lender may give Borrower a nptice identifying the llen. Botrower shall satisfy Use Ilen or take ,
<br /> s one or more of the actio�s set forth at�ve witfiin'10 days of the giving of notice. _
<br /> • '�''" '" g. Ha��rd or.Pnoperty lnsurattca Borrower shall keep the improve�neats now eaisting or hereafter err�cted on the
<br /> _ ' � � � � Property insured against lass by fire.hazards inciuded within ihc ierm"extended coverage"and any other hazards.inctuding
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<br /> . .�.'����-�� !: floods or ftoodln�,for whieh l.ender requines insurance. This insumnce shall be maintained in the'amounts aed fa the .
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