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v a n rn [Space Above This Line For Recording Data] JOHN DEED OF TRUST LOAN NUMBER: JOHN> PARCEL NUMBER: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 3, 2001 together with all Riders to this document. (B) "Borrower" is GORDON M. JOHN AND LINDA J. JOHN HUSBAND AND WIFE, EACH IN HIS OR HER OWN RIGHT, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON Borrower is the trustor under this Security Instrument. (C) "Lender" is FIVE POINTS BANK OF HASTINGS Lender is a THRIFT INSTITUTION organized and existing under the laws of NEBRASKA Lender's address is 322 . N. SAINT JOSEPH HASTINGS, NE 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is HOMESIDE LENDING INC. (E) "Note" means the promissory note signed by Borrower and dated DECEMBER 3, 2001 The Note states that Borrower owes Lender ONE HUNDRED SEVENTY -THREE THOUSAND THREE HUNDRED SEVENTY -FIVE AND 00 /100 Dollars (U.S. $ 173, 375.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus, interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCUINEI (Page 1 of 12 pages) D0CUINE1.VTx 12/01/2000 Form 3028 1/01 ao f1 �1 M 2 D M CA s a M (n f1 x •"•' o ca U-) LD C__ a CD r'n 4 N M C.7) --Z r O Cam.. O '1 ~ •� cam% L " _� T m C/2 rn D G� F—+ After Recording Return To: O CO W u .Di N z Cn C3 [Space Above This Line For Recording Data] JOHN DEED OF TRUST LOAN NUMBER: JOHN> PARCEL NUMBER: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 3, 2001 together with all Riders to this document. (B) "Borrower" is GORDON M. JOHN AND LINDA J. JOHN HUSBAND AND WIFE, EACH IN HIS OR HER OWN RIGHT, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON Borrower is the trustor under this Security Instrument. (C) "Lender" is FIVE POINTS BANK OF HASTINGS Lender is a THRIFT INSTITUTION organized and existing under the laws of NEBRASKA Lender's address is 322 . N. SAINT JOSEPH HASTINGS, NE 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is HOMESIDE LENDING INC. (E) "Note" means the promissory note signed by Borrower and dated DECEMBER 3, 2001 The Note states that Borrower owes Lender ONE HUNDRED SEVENTY -THREE THOUSAND THREE HUNDRED SEVENTY -FIVE AND 00 /100 Dollars (U.S. $ 173, 375.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus, interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCUINEI (Page 1 of 12 pages) D0CUINE1.VTx 12/01/2000 Form 3028 1/01