200113011 Application # 0120756283
<br />Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the
<br />Secured Debt, whether or not then due, at Beneficiary's option. Any application of proceeds to principal shall not extend or
<br />postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to the
<br />Grantor. If the Property is acquired by Beneficiary, Trustor's right to any insurance policies and proceeds resulting from
<br />damage to the Property before the acquisition shall pass to Beneficiary to the extent of the Secured Debt immediately before
<br />the acquisition.
<br />20. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Trustor will not be
<br />required to pay to Beneficiary funds for taxes and insurance in escrow.
<br />21. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Trustor will provide to Beneficiary upon request, any
<br />financial statement or information Beneficiary may deem reasonably necessary. Trustor agrees to sign, deliver, and file any
<br />additional documents or certifications that Beneficiary may consider necessary to perfect, continue, and preserve Grantor's
<br />obligations under this Security Instrument and Beneficiary's lien status on the Property.
<br />22. JOINT AND INDIVIDUAL LIABILITY; CO- SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this
<br />Security Instrument are joint and individual. If Trustor signs this Security Instrument but does not sign an evidence of debt,
<br />Trustor does so only to mortgage Trustor's interest in the Property to secure payment of the Secured Debt and Trustor does not
<br />agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Beneficiary and
<br />Trustor, Trustor agrees to waive any rights that may prevent Beneficiary from bringing any action or claim against Trustor or
<br />any party indebted under the obligation. These rights may include, but are not limited to, any anti - deficiency or one - action
<br />laws. Trustor agrees that Beneficiary and any party to this Security Instrument may extend, modify or make any change in the
<br />terms of this Security Instrument or any evidence of debt without Trustor's consent. Such a change will not release Trustor
<br />from the terms of this Security Instrument. The duties and benefits of this Security Instrument shall bind and benefit the
<br />successors and assigns of Trustor and Beneficial.
<br />23. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the
<br />urisdiction in which Beneficiary is located, except to the extent otherwise required by the laws of the jurisdiction where the
<br />Property is located. This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or
<br />modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured
<br />Debt that conflicts with applicable law will not be effective, unless that law expressly or nnpliedly permits the variations by
<br />written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be
<br />severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall
<br />include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for
<br />convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in
<br />this Security Instrument.
<br />24. SUCCESSOR TRUSTEE. Beneficiary, at Beneficiary's option, may from time to time remove Trustee and appoint a
<br />successor trustee without any other formality than the designation in writing. The successor trustee, without conveyance of the
<br />Property, shall succeed to all the title, power and duties conferred upon Trustee by this Security Instrument and applicable law.
<br />25. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the
<br />appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one
<br />trustor will be deemed to be notice to all trustors.
<br />26. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating
<br />to the Property.
<br />27. OTHER TERMS. If checked, the following are applicable to this Security Instrument:
<br />0 Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be
<br />reduced to a zero balance, this Security Instrument will remain in effect until released.
<br />0 Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement
<br />on the Property.
<br />Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and
<br />that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and
<br />any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform
<br />Commercial Code.
<br />0 Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and
<br />amend the terms of this Security Instrument. [Check all applicable boxes]
<br />0 Condominium Rider 0 Planned Unit Development Rider 0 Other .... ....... . . • .. , , ..................... .
<br />Additional Terms.
<br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any
<br />attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1.
<br />....t tom..... .. �.C....l. .. Q
<br />WR J. NI. .l It
<br />(Signature) MARK E ZYN (Date) 4ignature)
<br />ACKNOWLEDGMENT: f_� 1 t
<br />STATE OF I i Y U.......i J ........ I ... COUNTY OF 1. ,C. 4 , . }
<br />(Individual) ... .... .. ..... /r . ........1......//.� . \.+...
<br />This instrument was acknowledged before me this ! ..... day of... �. .. . ........ .
<br />by MARK, E• JARZYNKA and ORPHA JANE JARZYNKA . ((ii . .. , ... .. .
<br />i L V .... ... ......
<br />My commission expires: �„ �, / �� in , `�r �'�l J� J
<br />Gt _RX Nnloy -s, of Ne�,�sKa .L vt. - .. J.✓.y ................. I ......
<br />SH'JDA .... .......... .
<br />CI'jR� EIH Ni. (Notary Public)
<br />My COft O', EA p. Ar�9.10, 2003
<br />' (page 4of4
<br />� 1994 Bankers Systems, Inc., St. Cloud, Forth RE -DT -NE 10/27/97 )
<br />(M C165(NE) (9808)
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