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200112966 <br />EXHIBIT E <br />MORTGAGE ADDENDUM <br />The following are addenda to the Mortgage. Please check the applicable addendum. <br />The addendum checked shall be incorporated into, and recorded with, the Mortgage. The term "Mortgage" <br />shall be deemed to include "Deed of Trust", if applicable. <br />XX_ FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />THIS TAX EXEMPT FINANCING RIDER is made this 14TH day of DECEMBER, 2001 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure <br />Borrower's Note ("Note's to Equitable Federal Savings Bank of Grand Island, 113 -115 N. Locust, Grand <br />Island, NE ("Lender") of the same date and covering the property described In the Security Instrument and <br />located at: <br />804 S CHERRY sr. <br />GRAND ISLAND, NE 68801 -8179 <br />In addition to the covenants and agreements made In the Security Instrument, Borrower and Lender further <br />covenant and agree to amend Paragraph 9 of the Model Mortgage Form, entitled "Grounds for Acceleration of <br />Debt" as by adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance by the Borrower with the provisions of this Tax - Exempt Financing Rider, <br />may require immediate payment In full of all sums secured by this Security Instrument If: <br />(a) All or part of the Property is sold or otherwise transferred by Borrower to a purchaser <br />or other transferee: <br />(i) Who cannot reasonably be expected to occupy the property as a principal <br />Residence within a reasonable time after the sale or transfer, all as provided in Section 143© and (1)(2) of <br />the Internal Revenue Code; or <br />(ii) Who has had a present ownership interest in a principal Residence during <br />any part of the three -year period ending on the date of the sale or transfer, all as provided in Section 143(d) <br />and (1)(2) of the Internal Revenue Code (except that "100 percent" shall be substituted for "95 percent or <br />more" where the latter appears in Section 143(d)(1); or <br />(ill) At an acquisition cost which is greater than 90 percent of the average area <br />purchase price (greater than 110 percent for targeted area Residences), all as provided In Section 143(e) and <br />(1)(2) of the Internal Revenue Code; or <br />