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<br /> 		r�   n Recorded Mail To:   	DEED   OF   TRUST  						490
<br /> 		Norwest Bank Nebraska      													��
<br /> 		P. 0. Box 9�300
<br />  _     	Albuquarque, NM  6�19Q-3'�nn
<br />		THIS DEED OF TRUST("Security Instrument")is made on  June  1,  1999				. The trustor is
<br />		Vay J.  Moser and Monte  L.  Moser,  Husband and Wife
<br />  	("Borrower"). The trustee is  NORWEST BANK NEBRASKA,  NATIONAL ASSOCIATION
<br />  	("Trustee"). The beneficiary is NORWEST BANK NEBRASKA,  NATIONAL ASSOCIATION
<br />  	which is organized and existing under the laws of   T'HE UNITED STATES OF AMERICA   			, and whose
<br />  	address is   202 WEST THIRD STREET,  GRAND ISLAND,  NE   68801
<br />       											("Lender"). Borrower owes Lender the principal sum of
<br /> 	SIXTY TWO THOUSAND EIGHT HUNDRED SEVENTY EIGHT AND 92/100Dollars (U.S. $ 62,878.92 		)•
<br />  	This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), which provides for
<br />  	monthly payments, with the full debt, if not paid earlier, due and payable on  May  28,  2019   				,
<br /> 	This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br /> 	extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br /> 	protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br /> 	purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sa1e, the following described property
<br /> 	located in   Hall   													County, Nebraska:
<br />      	Lot 9,  Sass Second  Subdivision,  City  of Grand  Island,  Hall County,  Nebraska.
<br /> 	which has the address of   3510 Andrew,  Grand  Island       							[screet,c�cy�,
<br /> 	Nebraska     						("Property Address");
<br />   		68801	[ZiP Code]
<br />       	TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br /> 	fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br /> 	Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />       	BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br /> 	convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will
<br /> 	defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />       	THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
<br /> 	variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />       	UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />       	1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> 	principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />       	2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
<br /> 	Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum (°Funds") for: (a)yearly taxes
<br /> 	and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments
<br /> 	or ground rents on the Property, if any; (c)yearly hazard or property insurance premiums; (d) yearly flood insurance premiums,
<br /> 	if any; (e) yearly mortgage insurance premiums, if any; and (fj any sums payable by Borrower to Lender, in accordance with
<br />	the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br /> 	Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally
<br />	related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of
<br /> 	1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to the Funds
<br />	sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount.
<br />	Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future
<br />	Escrow Items or otherwise in accardance with applicable law.
<br /> 	NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT    						Form 3028 9/90
<br /> 	�NI 12T97 MTG    			VMP MORTGAGE FORMS-(3131293-8100-(800152 1-7 2 9 1   Page 1 of 4      		Amended 5/91
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