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200401905 <br />DOC ID #: 0004889538002004 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />MATTHEW TREFFER - Borrower <br />/"-- (Seal) <br />Kamra K. Tref f. a -Borrower <br />_(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss• <br />The foregoing instrument was acknowledged before me this 23rd day of February <br />2004 by <br />Matthew Treffer a /)c /a Matthew A. Treffer and Kamra K. <br />Treffer, husband and wife <br />Witness my hand and notarial seal at <br />the date aforesaid. <br />My Commission Expires: <br />L NERAL NOTARY -State of Nebraska <br />JANICE K. BOEHLE <br />MY Comm. Exp. March 27, 2005 <br />Grand Island in said County, <br />Notary Public <br />- 6A(NE) (0005).01 CHL (01/01) Page 11 of 11 Form 3028 1/01 <br />