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k <br />it <br />1 <br />y <br />ti <br />t••rt <br />n <br />vti <br />After Recording Return To: <br />COUNTRYWIDE HOME LOANS, INC. <br />MS SV -79 DOCUMENT PROCESSING <br />P.O.Box 10423 <br />Van Nuys, CA 91410 -0423 <br />Prepared By: <br />DENISE SCHUBERT <br />DEFINITIONS <br />M <br />M <br />T <br />C <br />Z <br />D N <br />CA <br />M =� <br />ON <br />U\ <br />\/Q\ <br />!l <br />[Space Above This Line For Recording Data] <br />04 -3786 <br />[Escrow /Closing N] <br />DEED OF TRUST <br />c; <br />r <br />n; <br />L� +: <br />G7 <br />Q1_ <br />=.3 <br />F—+ <br />fV <br />("i (,r) <br />CD --4 <br />C__ 2,_ <br />f' 7. <br />U, <br />cn <br />0004889538002004 <br />[Doc ID A] <br />MIN 1000157 - 0003033219 -7 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 20, 2 0 0 4 , together <br />with all Riders to this doct. <br />B ue� <br />) 'Borrower" is a a AVII <br />MATTHEW TREFFER/ MATTHEW A TREFFER AND KAMRA K TREFFER HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is <br />FULL SPECTRUM LENDING, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of CALIFORNIA <br />Lender's address is <br />4500 Park Granada, Calabasas, CA 91302 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS �j,/ <br />Page 1 of 11 Initials: "� I� ' <br />111M ® 6A(NE) (0005).01 CHL (01 /01)(d) VMP MORTGAGE FORMS - (800)521 -7291 Form 3028 1/01 <br />CONVNA <br />NIIIBBI I0 4 l8 e5 3 ll0 0 0 0 0 0 2 0 0 6 �1 <br />O <br />ry N <br />ar <br />O (� <br />O <br />r <br />CD <br />H eNh <br />co <br />O CD <br />rt <br />O <br />