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� . <br /> 99-sc�sses <br /> Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person <br /> or persons legally entitled to it. Such person or persons shall pay any recordation costs. <br /> 23. S�bstitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br /> trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument <br /> is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br /> confened upon Trustee herein and by applicable law. <br /> 24. Request for Notices. Bonower requests that copies of the notices of default and sale be sent to Bonower's <br /> address which is the Property address. <br /> 25. Riders to this Secsurity Instrumc,nt. If one or more riders are executed by Borrower and recorded together with <br /> this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend <br /> and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br /> Instrument. [Check applicable box(es)] <br /> � Adjustable Rate Rider � Condominium Rider � 1-4 Family Rider <br /> � Graduated Payment Rider � Planned Unit Development Rider � Biweekly Payment Rider <br /> � Balloon Rider � Rate Improvement Rider � Second Home Rider <br /> � Other(s) [specify] <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 through <br /> 8 of this Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br /> �`� "~'� (Seal) �� C (Seal) <br /> KHAMDEN SAY OM -Borrower LEK SAYAKHO -Bonower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Bonower <br /> Witness: Witness: <br /> NIDRASKA-Single Family-FNASA/FHI1rIC iJNIFORM INSTRUMENT Foim 3028 9/90 <br /> na��� sYs��,Inc.(800)b19-1362 Page 7 of 8 <br />