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200112863 <br />The Revocable Trust Trustee(s) warrants to Lender that (i) the Revocable Trust is validly <br />created under the laws of the State of NEBRASKA ; (ii) the trust <br />instrument creating the Revocable Trust is in full force and effect and there are no amendments or other <br />modifications to the trust instrument affecting the revocability of the Revocable Trust; (iii) the Property is <br />located in the State of NEBRASKA ; (iv) the Revocable Trust <br />Trustee(s) have full power and authority as trustee(s) under the trust instrument creating the Revocable <br />Trust and under applicable law to execute the Security Instrument, including this Rider; (v) the Revocable <br />Trust Trustee(s) have executed the Security Instrument, including this Rider, on behalf of the Revocable <br />Trust; (vi) the Revocable Trust Settlor(s) have executed the Security Instrument, including this Rider, <br />acknowledging all of the terms and conditions contained therein and agreeing to be bound thereby; (vii) <br />only the Revocable Trust Settlor(s) and the Revocable Trust Trustee(s) may hold any power of direction <br />over the Revocable Trust; (viii) only the Revocable Trust Settlor(s) hold the power to direct the Trustee(s) <br />in the management of the Property; (ix) only the Revocable Trust Settlor(s) hold the power of revocation <br />over the Revocable Trust; and (x) the Revocable Trust Trustee(s) have not been notified of the existence or <br />assertion of any lien, encumbrance or claim against any beneficial interest in, or transfer of all or any <br />portion of any beneficial interest in or powers of direction over the Revocable Trust Trustee(s) or the <br />Revocable Trust, as the case may be, or power of revocation over the Revocable Trust. <br />2. NOTICE OF CHANGES TO REVOCABLE TRUST AND TRANSFER OF POWERS <br />OVER REVOCABLE TRUST TRUSTEE(S) OR REVOCABLE TRUST OR BOTH; NOTICE OF <br />CHANGE OF REVOCABLE TRUST TRUSTEE(S); NOTICE OF CHANGE OF OCCUPANCY OF <br />THE PROPERTY; NOTICE OF TRANSFER OF BENEFICIAL INTEREST IN REVOCABLE <br />TRUST. <br />The Revocable Trust Trustee(s) shall provide timely notice to Lender promptly upon notice or <br />knowledge of any revocation or termination of the Revocable Trust, or of any change in the holders of the <br />powers of direction over the Revocable Trust Trustee(s) or the Revocable Trust, as the case may be, or of <br />any change in the holders of the power of revocation over the Revocable Trust, or both, or of any change <br />in the trustee(s) of the Revocable Trust (whether such change is temporary or permanent), or of any change <br />in the occupancy of the Property, or of any sale, transfer, assignment or other disposition (whether by <br />operation of law or otherwise) of any beneficial interest in the Revocable Trust. <br />B. ADDITIONAL BORROWER(S). <br />The term "Borrower" when used in the Security Instrument shall refer to the Revocable Trust, <br />the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s), jointly and severally. Each party signing <br />this Rider below (whether by accepting and agreeing to the terms and covenants contained herein or by <br />acknowledging all of the terms and covenants contained herein and agreeing to be bound thereby, or both) <br />covenants and agrees that, whether or not such party is named as "Borrower" on the first page of the <br />Security Instrument, each covenant and agreement and undertaking of "Borrower" in the Security <br />Instrument shall be such party's covenant and agreement and undertaking as "Borrower" and shall be <br />enforceable by Lender as if such party were named as "Borrower" in the Security Instrument. <br />(M-372R (9912) <br />Initials: W� S <br />Page 2 of 3 <br />