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200112804 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />_(Seal) <br />Borrower <br />t' (Seal) (Seal) <br />Vickie L. Dibbern Borrower Borrower <br />Borrower Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this December 3, 2001 <br />by Vickie L. Dibbern, a Single Person <br />/,/0/J"Z/' . / <br />04C 444 ".0 0 J""s <br />nature of PersolAtaking ac wle gment) <br />(Title or rank) /`1r, (� - <br />(Serial Number, if <br />NEBRASKA -- Single Family -- Fannie Mac/Freddie Mac UNIFORM INSTRUMENT <br />DOCUINE12 (Page 12 of 12 pages) <br />D0001XEC.VTX 02/22/2000 <br />5 <br />GENERAL NOTARY -State of Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27, 2003 <br />Form 3028 1 /01 <br />