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<br />DEED OF TRUST
<br />1)II INITIONS
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<br />DEED OF TRUST
<br />1)II INITIONS
<br />Words used in multiple sections of Ibis document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) " Security Instrument" means this document, which is dated ........................ ] 2: Q %2QQI.......................... , together
<br />with all hiders to this document.
<br />is Anton,J,, Homolka and .D......ah,O;,Ho.... hus5andand, ifa,,,,,,,,,,,,,•••,,,,,,
<br />.......................................................................................................................... ............................... .
<br />Borrower is the Irustor under this Security Instrument..
<br />(C) "Lemler" is .HPdta.g?.Rgnk .......... ........................................................................ ...............................
<br />Lender is it . Gor. watipo ............................................................ ............................... organized and existing under
<br />the laws of .the st.ataAf. Nebraska .......... ............................... . Lender's address is ..133. NQtth WaSb load, P,Q:.Q.Qk.rJ.1�$.
<br />Grand.Island,.NE, 6$802 ....... ........ .............................................................................. ...............................
<br />.
<br />l,cndcr is IhC hcncl'iciary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank ,1333 N. Webb Road Grand Island .
<br />, NE. 68802 . . . 5138
<br />..................................... ............................... .
<br />R0 "Note" means the promissory note signed by Borrower and dated 1. 2: Q7.: 2QQ. 1 .................. ............................... The
<br />Note states that Borrower owes Lender tit ty.N u. r. lh. 4us. andfo. Ur. hUpdred. tbl( �y. 1W0. and. 6R1. 10. Q .............. ...............................
<br />................... I.............................. Dollars (ti.S. $ . 54,432;60,,,,,,,,.•.•••••••.,,) plus interest. Borrower has promised to
<br />pav this debt iu regular Periodic 1'avinenls and to pay the debt in full not later than ..................... 12.1rJ:z0l16...................
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property Ihat is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by Ilse Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums duC under Ibis Security Instrument, plus interest.
<br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />cxeculed by Borrower lchcck box as applicahlcl:
<br />❑ AdiuSlahle Kate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" utcans all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the el lcct of law) as well as all applicable final, non - appealable judicial opinions.
<br />(.I) "Conununity Association Dues. Fees. and Assessments" means all dues, fees, assessments and other charges that are
<br />inywscd on Borrower of ilic Property by a condominium association, homeowners association or similar organization.
<br />(l:) "Electronic Funds 'Transfer" utcans any irausl'er of funds, other than a transaction originated by check, draft, or similar
<br />paper instrunlcirl, which is initiated through an electronic tenninal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authoricc it humicial in,tituiion to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale u-ansfcrs, al-11011MICtt Leller ruachine transactions, transfers initiated by telephone, wire transfers, and automated
<br />Clcar11WI10usC transfers.
<br />(I,) "Escro%v Items" utcans those hems that are described in Section 3.
<br />(,Ni) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other Than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) Condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" utcans insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(u) "Periodic Payment" rueans the rczutatly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />anwunls under Section 3 of this Security hISIRMIetll.
<br />(1') "RESPA" means the Rcal Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.E R. fart 3500), as they might. be amended from time to time, or any additional or successor legislation or
<br />WL-111ation that - ovcrus the same suhjcct mattrr. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restriciions Ibat are unposed in regard lu it "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related nu,rtrai,c loan" under KESPA.
<br />,((1) "Successor in Interest of BorroN%cr" nk ans any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Noic and /or this Security Instrument.
<br />Form 3028 1/01
<br />NEBRASKA- Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />L— k— Systems, Inc . St. Cloud, MN Foam MC -1 -NE 871 7/2000
<br />-r 112not (page 1 of7page /✓ J B 2 A 0
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<br />Words used in multiple sections of Ibis document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) " Security Instrument" means this document, which is dated ........................ ] 2: Q %2QQI.......................... , together
<br />with all hiders to this document.
<br />is Anton,J,, Homolka and .D......ah,O;,Ho.... hus5andand, ifa,,,,,,,,,,,,,•••,,,,,,
<br />.......................................................................................................................... ............................... .
<br />Borrower is the Irustor under this Security Instrument..
<br />(C) "Lemler" is .HPdta.g?.Rgnk .......... ........................................................................ ...............................
<br />Lender is it . Gor. watipo ............................................................ ............................... organized and existing under
<br />the laws of .the st.ataAf. Nebraska .......... ............................... . Lender's address is ..133. NQtth WaSb load, P,Q:.Q.Qk.rJ.1�$.
<br />Grand.Island,.NE, 6$802 ....... ........ .............................................................................. ...............................
<br />.
<br />l,cndcr is IhC hcncl'iciary under this Security Instrument.
<br />(D) "Trustee" is Heritage Bank ,1333 N. Webb Road Grand Island .
<br />, NE. 68802 . . . 5138
<br />..................................... ............................... .
<br />R0 "Note" means the promissory note signed by Borrower and dated 1. 2: Q7.: 2QQ. 1 .................. ............................... The
<br />Note states that Borrower owes Lender tit ty.N u. r. lh. 4us. andfo. Ur. hUpdred. tbl( �y. 1W0. and. 6R1. 10. Q .............. ...............................
<br />................... I.............................. Dollars (ti.S. $ . 54,432;60,,,,,,,,.•.•••••••.,,) plus interest. Borrower has promised to
<br />pav this debt iu regular Periodic 1'avinenls and to pay the debt in full not later than ..................... 12.1rJ:z0l16...................
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property Ihat is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by Ilse Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums duC under Ibis Security Instrument, plus interest.
<br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />cxeculed by Borrower lchcck box as applicahlcl:
<br />❑ AdiuSlahle Kate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" utcans all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the el lcct of law) as well as all applicable final, non - appealable judicial opinions.
<br />(.I) "Conununity Association Dues. Fees. and Assessments" means all dues, fees, assessments and other charges that are
<br />inywscd on Borrower of ilic Property by a condominium association, homeowners association or similar organization.
<br />(l:) "Electronic Funds 'Transfer" utcans any irausl'er of funds, other than a transaction originated by check, draft, or similar
<br />paper instrunlcirl, which is initiated through an electronic tenninal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authoricc it humicial in,tituiion to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale u-ansfcrs, al-11011MICtt Leller ruachine transactions, transfers initiated by telephone, wire transfers, and automated
<br />Clcar11WI10usC transfers.
<br />(I,) "Escro%v Items" utcans those hems that are described in Section 3.
<br />(,Ni) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other Than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) Condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" utcans insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(u) "Periodic Payment" rueans the rczutatly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />anwunls under Section 3 of this Security hISIRMIetll.
<br />(1') "RESPA" means the Rcal Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.E R. fart 3500), as they might. be amended from time to time, or any additional or successor legislation or
<br />WL-111ation that - ovcrus the same suhjcct mattrr. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restriciions Ibat are unposed in regard lu it "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related nu,rtrai,c loan" under KESPA.
<br />,((1) "Successor in Interest of BorroN%cr" nk ans any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Noic and /or this Security Instrument.
<br />Form 3028 1/01
<br />NEBRASKA- Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />L— k— Systems, Inc . St. Cloud, MN Foam MC -1 -NE 871 7/2000
<br />-r 112not (page 1 of7page /✓ J B 2 A 0
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