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200401'752 <br />b. Payment of all sums advanced by Beneficiary to protect <br />the Trust Estate, with interest thereon at the rate of eighteen percent <br />(18 %) per annum. <br />This Deed of Trust, the Note, and any other instrument given to <br />evidence or further secure the payment and performance of any <br />obligation secured hereby are referred to collectively as the "Loan <br />Instruments." <br />TO PROTECT THE SECUIRTY OF THIS DEED OF TRUST: <br />1. Payment of Indebtedness. Trustor shall pay when due the <br />principal of, and the interest on, the indebtedness evidenced by the <br />Note, charges, fees, and all other sums as provided in the Loan <br />Instruments. <br />2. Taxes. Trustor shall pay each installment of all taxes and <br />special assessments of every kind, now or hereafter levied against the <br />Trust Estate or any part thereof, before delinquency, without notice <br />or demand, and shall provide Beneficiary with evidence of the <br />payment of same. Trustor shall pay all taxes and assessments which <br />may be levied upon Beneficiary's interest herein or upon this Deed of <br />Trust or the debt secured thereby, without regard to any law that <br />may be enacted imposing payment of the whole or any part thereof <br />upon the Beneficiary. <br />3. Insurance and Repairs. Trustor shall maintain fire and <br />extended coverage insurance insuring the improvements and <br />buildings constituting part of the Trust Estate for an amount no less <br />than the amount of the unpaid principal balance of the Note (co- <br />insurance not exceeding 80% permitted). Such insurance policy <br />shall contain a standard mortgage clause in favor of Beneficiary and <br />shall not be cancellable, terminable, or modifiable without ten (10) <br />days' prior written notice to Beneficiary. Trustor shall promptly <br />repair, maintain, and replace the Trust Estate or any part thereof so <br />that, except for ordinary wear and tear, the Trust Estate shall not <br />deteriorate. In no event shall the Trustor commit waste on or to the <br />Trust Estate. <br />4. Actions Affecting Trust Estate. Trustor shall appear in <br />and contest any action or proceeding purporting to affect the <br />security hereof or the rights or powers of Beneficiary or Trustee, and <br />shall pay all costs and expenses, including cost of evidence of title <br />and attorneys' fees, in any such action or proceeding in which <br />Beneficiary or Trustee may appear. Should Trustor fail to make any <br />payment or to do any act as and in the manner provided in any of the <br />Loan Instruments, Beneficiary and /or Trustee, each in its own <br />discretion, without obligation to do so and without notice to or <br />demand upon Trustor and without releasing Trustor from any <br />K <br />