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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 26th, 2004 <br />together with all Riders to this document. <br />(B)'Borrower "is Scott R Bjerke and Karen L Bjerke, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />04 -01- 000024 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1101 <br />- 6A(NE) (0005).01 <br />m <br />Page 1 of 15 Initials: I t—O <br />VM P MORTGAGE FORMS - (800)521 -7291 <br />O T <br />N <br />O <br />O <br />r <br />O N <br />s (p <br />O r- <br />z <br />O <br />;a I <br />M <br />I I ['1 <br />c <br />n C6 <br />N <br />M <br />D <br />A = <br />._> <br />v <br />C) <br />- , <br />c_- n <br />r <br />rT <br />W <br />Cn <br />C <br />Return To: <br />H <br />Union Bank and Trust Company <br />ca <br />U' <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Prepared By: <br />Micheline Henning <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />[Space Above This <br />Line For Recording Datal <br />DEED <br />OF TRUST <br />MIN 100148900000173395 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 26th, 2004 <br />together with all Riders to this document. <br />(B)'Borrower "is Scott R Bjerke and Karen L Bjerke, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />04 -01- 000024 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1101 <br />- 6A(NE) (0005).01 <br />m <br />Page 1 of 15 Initials: I t—O <br />VM P MORTGAGE FORMS - (800)521 -7291 <br />O T <br />N <br />O <br />O <br />r <br />O N <br />s (p <br />O r- <br />z <br />O <br />