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200112711 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ERNEST R. WILLIAMS <br />_ (Seal) <br />- Borrower <br />(Seal) <br />CONNIE . TROTTER - Borrower <br />t � <br />— (Seal) 6 .� t'l' r "-,z (Seal) <br />- Borrower Susan X. W111i.ams - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />d-6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />