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xesutts of Your Mortgage Calculation Page 2 of 3 200401724 • Jul: Principal: $ 619.14 Interest: $ 31.72 Balance: $ 18410.91 • Aug: Principal: $ 620.17 Interest: $ 30.68 Balance: $ 17790.74 • Sep: Principal: $ 621.20 Interest: $ 29.65 Balance: $ 17169.54 • Oct: Principal: $ 622.24 Interest: $ 28.62 Balance: $ 16547.30 • Nov: Principal: $ 623.27 Interest: $ 27.58 Balance: $ 15924.02 • Dec: Principal: $ 624.31 Interest: $ 26.54 Balance: $ 15299.71 • FOR 2005: Interest= $ 386.66 Principal= $ 7423.58 Balance= $ 15299.71 For Calendar Year 2006 (Year 3, 2 left) • Jan: Principal: $ 625.35 Interest: $ 25.50 Balance: $ 14674.36 • Feb: Principal: $ 626.40 Interest: $ 24.46 Balance: $ 14047.96 • Mar: Principal: $ 627.44 Interest: $ 23.41 Balance: $ 13420.52 • Apr: Principal: $ 628.49 Interest: $ 22.37 Balance: $12792.03 • May: Principal: $ 629.53 Interest: $ 21.32 Balance: $ 12162.50 • Jun: Principal: $ 630.58 Interest: $ 20.27 Balance: $ 11531.92 • Jul: Principal: $ 631.63 Interest: $ 19.22 Balance: $ 10900.28 • Aug: Principal: $ 632.69 Interest: $ 18.17 Balance: $ 10267.60 • Sep: Principal: $ 633.74 Interest: $ 17.11 Balance: $ 9633.86 • Oct: Principal: $ 634.80 Interest: $ 16.06 Balance: $ 8999.06 • Nov: Principal: $ 635.86 Interest: $ 15.00 Balance: $ 8363.20 • Dec: Principal: $ 636.92 Interest: $ 13.94 Balance: $ 7726.29 • FOR 2006: Interest= $ 236.82 Principal= $ 7573.42 Balance= $ 7726.29 For Calendar Year 2007 (Year 4, 1 left) • Jan: Principal: $ 637.98 Interest: $ 12.88 Balance: $ 7088.31 • Feb: Principal: $ 639.04 Interest: $ 11.81 Balance: $ 6449.27 • Mar: Principal: $ 640.10 Interest: $ 10.75 Balance: $ 5809.17 • Apr: Principal: $ 641.17 Interest: $ 9.68 Balance: $ 5167.99 • May: Principal: $ 642.24 Interest: $ 8.61 Balance: $ 4525.75 • Jun: Principal: $ 643.31 Interest: $ 7.54 Balance: $ 3882.44 • Jul: Principal: $ 644.38 Interest: $ 6.47 Balance: $ 3238.06 • Aug: Principal: $ 645.46 Interest: $ 5.40 Balance: $ 2592.60 • Sep: Principal: $ 646.53 Interest: $ 4.32 Balance: $1946.07 • Oct: Principal: $ 647.61 Interest: $ 3.24 Balance: $ 1298.46 • Nov: Principal: $ 648.69 Interest: $ 2.16 Balance: $ 649.77 • Dec: Principal: $ 649.77 Interest: $ 1.08 Balance: $ 0.00 • FOR 2007: Interest= $ 83.96 Principal= $ 7726.29 Balance= $ 0.00 ,t..:..,x::::n:•.:•. rv.. i:? c..:.: xtax+ rrxu.»:. nox.-.: w. c:.: a.:.•::.: r:} x??:::.::,?.,. c?.}:i xx;: x::•..:?: cx::: ix? x: n:: r}:.: t.:?. x::,} x?.:': :x :.. ::.x.::::•o:.x::,: ?c..t?c. .x ? ?. For Calendar Year 2008 (Year 5, 0 left) xxt- }•r.{•:f }:A-.•Ri: :iffi tit +f.. }}}YIF.d x.::t. }i} +:?? n:? ti•}}}1}:•' fiC::}} xH. r+ rri%?; v: ti? n}}:: i1:+.: i:•: O}: x,. x;?. iYrit? it•.....•........ ....}: x? • }y- Y.v:: ?t• } }:• }i::i.• }i } }iy ?ti ii }:•: Where the final summary is • Monthly Payment: $ 650.85 • Total Interest:$1240.98(No pre - payment) http: / /www. hsh. com /cgi- binlflap. cgi ?prin =3 0000 &int = 2.00 &term =4& strt= Jan &stry= 2004... 12/3/2003