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200401724 <br />PROMISSORY NOTE <br />FOR VALUE RECEIVED, the undersigned, Russell A. Supencheck, hereby promises to pay <br />to the order of Florence Ida Wells, Wedgewood Care Center, Grand Island, Nebraska 68801, or at <br />such other place as the holder of this note may from time to time designate, the principal sum of <br />Thirty Thousand Dollars ($30,000.00), with Two percent (2 %) interest per annum, which shall be <br />due and payable as follows: $650.85 payable monthly, commencing January 1, 2004 and each <br />subsequent payment shall be due on the first of every month thereafter until paid in full. Said amount <br />shall be paid in full on or before December 31, 2007 (amortization schedule is attached hereto for <br />reference). <br />Upon any default in the payment of principal or in the performance or observance of any of <br />the covenants or agreements of any instrument now or hereafter evidencing or securing this <br />indebtedness, the installment then remaining unpaid shall bear interest at the rate of Six percent (6 %) <br />per annum while such default exists, and the holder of this note may credit payments received on any <br />amounts due hereunder or under the terms of any instrument now or hereafter evidencing or securing <br />this indebtedness as said holder may determine. <br />No extension of the time for the payment of this note or any installment hereof made by <br />agreement with any person now or hereafter liable for the payment of this note shall operate to <br />release, discharge, modify, change or affect the liability under this note of any of the undersigned not <br />a party to such agreement. Notwithstanding any provision herein or in any instrument now or <br />hereafter securing this indebtedness, the total liability for payments in the nature of interest shall not <br />exceed the limits now imposed by the usury laws of Nebraska. <br />This note is given for a personal loan. <br />DATED this day of January 2004. <br />[signature] <br />Russell A. Supencheck <br />[ printed / typewritten name] <br />