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<br /> ,s T� n*�d ni Trust, or Sccud�y Iked(thc "5a�urity � _"`"� -'g`�'—� —
<br /> aid b lacceeiwrnlcd Intr�aid ahqli �et dcc��rcd ta an►c�id and nupplcment 'rho Martgagc, .. -��
<br /> �� � -, �nscr�uti�nt".1 of 11�n n.�ntc�.'tta�lvt�Ity.tha andc�slgned(thc"llorrowCr")tP sCCUw t{vrr�nvcs'u AcQu9tnbl�t�n�a Notc(thC"��tc")to{,�,QM� , ���,� -_
<br /> - -� .,.,� r. .., p a 4 n}�la, rta)(ts nttAliB l8U1NDs NEHEt!lSK�t�tte"!.e►i+ler")ut IItC�P;ue dnta nnd cnvcdng tho ,: .
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<br /> ' .215?5_Shs�rv�►;.d..k�a�si.C��d...�Cal�,nc�l,...�l�h,���}��._.fi9.��?;�_ �_ _________ - - °��' �T.-�:�::
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<br />��. '�'bl� itotr contp�n� provislon�altov�ing fo�c�Anan In tt�Y (ntr,rcal rato eaA my montbJy „ ..
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<br />= `"_,�_'.+ ..,` . �aymeoG�,'�'���u anto ais�Ilmilb IUo emovnt cny Interc�t rnto cen ehanya�I�any oue limo md ; ,
<br />=-�.� , - o1�c�tAn qxtttlnit+n nnd IAo mRaimum neto 1 mu.rl paY� , �
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<br /> _ `. AA�311i'�(,1NAl,�:�'Ou[LRI+LNT�.in nddltion ta ihe covennms nnd uprccmeats mnda in the Sccurlty I�utrumcN, eorrowe►anJ i.endcr
<br />__° 7� ;•i`�;': 11u�t�n.:svvctxsi:i er,cP h3{r.o os failnws: . , �
<br /> ,.,, , .� ` A, IN?'t?Rlii:i"P tt,ApYl:Altii?:�I�DN7'NLY PAYMk:NT 4'i84RIC�9 � ',
<br />,1.,. _ 't1��Npte prr;vidr.l Cur,a►v htidpl Interc�t rnte of �-5 ____�u.Sectlon A oP tho Note provides far chnnpc�in the ine�;rest�nte nnd tho ,
<br /> =ti'�' .., � marithll'•r�y�uc�uh,�.q fopmw: , '
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<br /> "Ph;antcccst ratc 1 will pny may change an tho(irst dr�,�af �T� ,19.�.��--,and an thnt dny cvcr�' ��, � , s_�
<br /> �, �� 11;;,\
<br /> ''�a ' �� � __�,., �� montha thcrcaftcr.Ench daro an which my intareat rutc could cAa��gc is cnlicd a Chnngc Uatc. ,,�;;,. ,� �+`�`'
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<br /> �. . , l6) T�rIlndca • ��"'�-1� ,,��
<br /> � lleFinninD with thc first Chnn�tc Datc,rny intorest tatc�vill bc bt►s¢d�m nt�Indcr.Thc"lndox"is thc�vc�kly nvcrngc ylcld on Uaited Statc9 •�,:.�?s,� ,.,r
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<br /> Trcasurp sccurides adJustcd ta a constam mnwrity af I ycac,as made nvnilnbic bv ihe Fcd.rnl Rcscrve Ronrd.TAe most reccnt Indca fieurc •„
<br /> �,;, �° nvs►Ilnblu os of the dnte 4a daya before ench ChnaAe Uatr.is c�lled tRe"Curcent Index," a••
<br /> `�� �'t;'• If the Index is na tonaer nvaitable,tha Noto!laldar�ti�ill.hoase n new index which iv b�sed upon camparnble in(ormnUon. Thc Note . .
<br /> " " ' ���:•:�'' Ha1dc�will givc mo nodcc aP this cholca � � ,�i
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<br /> ' (C) Cakulatlon af Chougcs , ��
<br /> • - Elefore cach Chnngr A�te,tho Nato Huldot wU!calculttte my new Intarest ratc by addin�{..�P�-�� ��'��f----perccntage �� F•
<br /> -`--- .--- =• p�rifi(..._.�.� �'�l tQ tltt��*rcn!t�dex nnd mundi:is[o tha nearest I/A1h nf' 1"a.subicct to tho UmUs�tated in Sectiun 4(U)bclm••. �, . ' •�•
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<br /> 1'hi9 roundcd antnunt will hc my�ew intcrest ratc until Ihe nc�t Chnnge Uate. 'S�
<br /> � Thr Naic Notder wlll[hca delennine the:+mount ot'the momhl�p1••neent that wauld bc sufficicnt ca repay In full Ihe princlpal 1�+n � : • �
<br /> ' cxpertcd�o o�v2 on Ihnt Chnnge Datc in substnntinlly equn)payme�ts bY�hc mamritY dnte at my new Intcrest��tc.'1'hc result aP tMa culcula�ton � �,,,_;;' �
<br /> �"� - will t�.chr netv umaunt uf my monthty pnymem. =.._� -
<br /> ',"• • (U) l.lmits on Interesl Rrto Chwnpes
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<br /> Thc interest ratc I nm rcqulred �o pay at �hc ficst Change D�tc �vill nat bc �R�entcr Ihnn ...�.�.s�--.--°%a or Icss Ihun i ..
<br /> , 7_5,Q_._.°lo.Thereatier,my intarest rutc will aever be incre�sed rr decreased on any singie Changt 1?�ce t+y mor�Ihan....�.���'T1¢ �
<br /> �� from thc rntc of interes[1 hA�'ebcen payinn for ihc prccedln�Iwclvc manthe,Thc minimum iaierest rnu vn�his lonn�vill never be �
<br /> Icss thnn_____�.S.Q--°10 nnd thc marimum intarest ratc will ncvcr bc grc�tcr thnn �a-�—°�o.
<br /> IE) Eltecpva I1�te�f Cbnnges
<br /> My ncw imcrest�ota will becamc eficcQve an cach Change lYatc.l will poy thc nmaunc af my new monthly puymem bepinninp an the Ont
<br /> • manttily 6+aymenl dute aftcr the Changc Date unUl ihe nmount af my monthly payment chanRes ngain. � .
<br /> .. . . . IF� IVuUceolCh�nges �
<br /> The Noto Haldcr will mnil or deliver ta me u notice before ench Changc D�tc.The noqce will c�dvisc mc oI: I �
<br /> ` p) tha new Intcrest rnta on my loan a�oi the Changc patc; i ', '
<br /> . ' � (li) tho amount ai my manthly pnynunt folto�ving thc Change patc;
<br /> • � (ili) any addltlonal mnttc�a wh3ch tltc Notc Nalder is rcqulrcd to disclose;nnd �
<br /> � pv) ihcaddress oP ihc associ�tion�•nu could contnct rcgnrding nny qucstions about�hc udJustment nnticc, ! '
<br /> �
<br /> B. CHARGES�1.IENS '
<br /> � UMform Govenant 4 af the Sccurity Insuumrnl is amende�+to read as follaws: i
<br /> '�� � �"°�` ' 1. Chargcv;Llen�.Borrower shnll pay all taxcs,a�sessment9,and ather chflr�te.a,finca,and impositions nuributt+ble ta tha Property which may �
<br /> �`"i•`'` ' attain a prioti�y ovcr�his Sccurity lnstr�ment,aod leuschatd payments of F�ound rrnts,ii any,in ihc manner providcd undcr paragraph 2 her^oi ;
<br /> �,,,,.�.
<br /> ' ' � or.if not paid ia auch manner,by Borra«er making payment,when duc,directly ta the D�y��hereof.Borrax�er ahall promptly furnish Lcndcr �
<br /> ' atl natices of amoums due s+nwcr ihis pa�apraph,and in the evonl darrower shall make payment dircctly,Borrawcr shell promp�ly furnish to �
<br /> , l.cndcr receipts cvidencing xach nayments. Hoirowcr s��U prompily discharpu.�ny licn which has priority mcr�his S;��aity Insuumem;
<br /> -.---._._---- --- howevec. Borrew?t 9hni1 nnt bc req�ircd ro discharuc�n> ,uch licn so long as ilarrour�: 1a)shsll agrec In wriNng to t"c payment nf thc
<br /> abllgaUon seCUted by cuch licn in�hr manr.es acceptable�o Lender.�bl shnll in�und faith mntect�uch licn b�,ur defend agamst enforcement al
<br /> sueh Ilen in,legal proeeedin�x��h�rh in ehe npinion nf I.ender openue to precent ihe enlarcemem o(ihe lien or(urfeiturc ot��he Nroperry or nnY
<br /> �.art thereof;or(c)shalt s�tiure fram �he holder of such lien an agrecmcm in u iorm satisfacto�y ta l.endcr subardinatiea such Uen lo�hi� ;
<br /> Secufliy instrument.
<br /> If Lcndcr detcrmines 1ha1 nU ar any part o(ihc Proprrty is subjcct io u Iicn which may aunin�priority over this 5ecurily Iaslrumcnt,
<br /> l.endcr shNl give Bo�rower n nodcc idcmifyin�such Ilcn. Barrower shall satisfy such Iicn or takc one or mote of Ihe actions sa Ponh nbove
<br /> wilhin ten days of�nc giving of�hc noticc.
<br /> L'. NpTICf.
<br /> UNt��rm Covcnant 14 of ihc Sccuri�y Ins�rumrnt i�amcndcd�a rcad as follo�vs:
<br /> 10. NoNee.t?xcept for nny nudce reyuited under applicabie law u�he given in anmher manncr,l:U:�ny notrce�a NorroHCr provided(or in Ihi�
<br /> Secu�ily Ins�rumenl shcsll be given by dclivering it or by mailing U hy fini cla+,mad lo Harrawer at Ihe Ihopcnv Addrrcti or a�+uch��thcr:Il�(IfCtiS
<br /> as Borrowet moy dcslgnatc by noUcc I��I.cndcr as provided hcrem,:md Ih1 anY�����i�e Io l cndcr chall bc�:i�cn N>� (ir51 clacti mad►o I.cndcr'c
<br /> � address stn�cd hcrcin ar ta such o�hcr addre�s ati Lcndcr may dc�iyn�uc h�n��hrc to liorrnecr ac pro��dcd hcrein..�nY nouic pru�•idcd(ur in Qu�
<br /> tiecurliy Instrumcni shall bc dcenud I��ha�c bcru gi��cn in H<�rr��µcr or 1 cndcr�yhcn�mcn ui�hc manncr dc�ifn�ucd hcrcin.
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