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..y 5...«�k4- 'v:..�i�F.:_ _.� -..: ..... ._.._„ , L � ' .... ��j__• ._. ._ : ` _ . �i _ _— _.. <br /> ��� _ , ... �, - , � - : � ' ' - .- • � � - . __ <br /> _.i�� , . __ ._:'i''�}.:_..._.�_ . _��._._ l\,: :_..-.J��.i r:- '�'- .- -._` � _��:_ - :._..._�.�. __ .� ..��..__.____.... - ��- —__ _ -= <br /> �.�v �_.-. ,. .. , . . .. - - .. ..-.— . _- <br /> ,:. �. ,�_, - \,_ � . l.• _ _' ._.., .' , a=- - <br /> .. �,. ' ,. � , - <br /> `• � ' - _- - <br /> i_�l_ __—__. .. �. ,.. __"'_"'._ ___" • • ��R <br /> .. . . - � � _--- <br /> i - . ' ` ----- <br /> ,. � „ . , . . __.._... _--_-- <br /> � ,. . � : , . . ��._., �. <br /> :�L�.� . .... ..,_ �...,.. .. . .__ . _ _ _ • - <br /> ,...,�� a�-_. ' ����.Q�l���/����i ����!. �1��:� �.5� .k.��p��a'� __- - _ <br /> �'�"�`'�"�r�► (1 Year'I'rca+ury IndaK�Hatc Cap�1 <br />,'y�"'�`��'�'�;� �` • � �i� "'– <br /> .�"..�..,�;r . 'TlitSAnJU�'fAl]4L�RA'IIIttft)I1Ri�mtade�hl� ...--5T1l----dayoi _...- •--•<�U!�d;._. . _.._..___ ..�.19__��,)J,._. _ <br /> -- And ta Incarhoratcd Inta nnd ehail ba deemcd to amcnd nnd eapplonecnl 1no Aton�age. U.sd of'i'ruit, or 5e�urity I�;�`c1(�hr"`k�:i�+lt;i - - <br /> - - -�y I�uuume�►"1 of�na aprrl,daco ofven by the und7�i�ne��thr"13vm►�er")ea sscesra Ci�arr�wer'S Ad)ustabte Ita�a Hoto tthc"Nntn"!la ' A13'. � •.. - ___ <br /> �� �...• •..�� M:_ <br /> ,��i �.�HaAL,H�df1N{?�A I,QIA AR;B�tA'PI�A16r QK1A�'i3� 1.°.6.1���-.'qt=1e![r� f�4dw"i�:��.�k� )ot ttt--..fR�Mtw p�}�f�rv�vl�o thn _ <br /> �.�;.�. <br /> _ ����c,'ty��;cr��:J in N:;,��ustty l�;t:uai:at snd locsted et: �`,_-°`"' _ - <br /> ... __ , .. "'� - <br /> , -_� (-- '4. �,y� — <br /> = 3 3L1 _I]OVER C`('__,__ GRANn_I5i��...L._�'�.688(13 „� .�— . _ . _ _ > � <br /> ,, . _ •�_, � - <br /> � (Pra�x:tly Addrea�) � _ <br /> � � Tats eoto contafm provlsloa� ell�vr�n$ (aa ch�ng� ln my Intere�l �nte anA my manlhly _�: '= <br /> •�= ` "` • p�ym,�ute.TbIA aotc aFso Iimlta lha e�aoun9 mY�ntertn�n�e can ch�ese et ony ouo thuo�ad �w:� <br /> _: Lt <br />"' - elso tho mlalmuce ucd�ho►aaalmum�tc 1�utl pay. _ - <br /> � _- - ADUiTIpNA4 COYF.NAN'i'S.In udditian to tha covcnnnta and agrccmen��madc In the 5cru�lty Inslromem,ilurrowcr and l.cnder ; _ � <br />_;;�;; . I��ther covcnant und agrcc as Pollo�v�: . � � <br />_c�:. ' .. . . _. <br /> Y�m'' A. IN'i"�LR�ST RAT£AN�11f11N"Pi11.1f�AYMENT('HANCF.z3 , <br /> '��"�, 'IYu Notc pn.vldai for an Initinl Intcrest rcitT oi���.,_i0. °Ju.Scctlei�A af thc Natc p�ovidc�fnr cha�ges in thc intcrest�ntc nnd ths _,,;,�o:+, <br /> �`�+ + manlhly�,hymCnls,a+Pollows: t y�"�._ <br /> i <br /> �4 , ��`n: <br /> � 1. INTGREST RAT6 AND MUNTHI.)'PA)'AfEN 1'CNANGGS ��� <br /> �__�:. ;,. • �z+���_ <br /> t ,� .. �� (A/ Ch�ejoDatea - - <br /> ' Thc intcrest rnto 1 will pny mny changc��n the flrst day of ��LY 1 _ ,i�92 ,�,nnd on that doy crcry ; ;� � <br /> xt `1WEI+VC montha thcrcaftcr.�Fiun dnto on whlch my Interest mtc could chnngc i�cnllcd u"C�at:3c uata , -_--- <br /> '' . " (B) 7'he Iadex � '•�`�' . *°' <br /> _,;��. . <br /> � {kglnning with the tirst Cha�SC Datc,my lntcrcst rate wil�bo bascd on nn Irtdex.The••Indcs"is thr wcekly nvcrngc yicld an Unitcd States ',�� ' ,�,.� <br /> lYca�ury sccuritic�aAJu�tM to A constant maturlty of 1 ycar,av nu�de a��uelablc by Ihe Fedettil Rescrvc Uoard.Tha most recent Indcx figurc �, ` _ <br /> "... ' , availnDt�au a°the dnte 49 day�before e:j.��hn c Data is c�ilicd tho"C�rer.:Indcx." ,`"`;:~:':'; - <br /> ' • IP the l�tdex i�no longcr av�ilnble,ohe Note Holder will choose a nc��indcx widch b bascd upor+cc�mpa�Eible lnfarrnaUon. The Nc:e ',' �'`<•'�-'`:�•FE�� � <br /> , •\i!,��`;���; '.�; <br /> . Holdera•ifigivemenoticeofthtechoice. , `�1����•<<,1���:�,,r�,,. <br /> . (G) CrlculallonotChwngcs . ,. . . ,,�f;�, <br /> ecfnre ench Chsnaa Dote,ihe tVote Hotder will calculate my new intcrest rnte by fld�i:�A_t:�L�Ge�1lt(�i��by�-----Narmntngc ��•� ,�'�� .• <br /> 4aims( �. �i__._alo)to thc C►vreno ln�iex nnd rounding to the ncarc9l 1/tlth af 1 Q1o,Su�7�1 tu zhc ai m:is etnted in Seciian d{i3)balav+. - <br /> �4�'�� .- �' <br /> Thia rouadM amount wiil be my new interest�ute undllhe ncxt Chnnge Dute. ,s+;, • <br /> � The Noto Holdcr�vlll�hen detcrmiar ihc nmaum oi Ihe monthly paymcnt that�vautd hr suStiricm tp repay in tu1!�he princlpal 1 i�m ,;�.,_-. . � <br /> ---- ,--- :...�........� Tlm.ocufe nf�hI rnlculnlinn t. <br /> ._... _. - '-'- -'—• " <br /> expected to owo an thet Criange�ate 1n suDs�nntiaiiy cquai paymcnin oy�ne maiur;ir ua�:�.��.;.�•��.�•.••�•.�... ...-.----..-... - ° -- <br /> ---- <br /> . �: � _ -.i� <br /> will be the new nmaunt of mv rnon�hly payment. �,r i <br /> . lD) IAmlts on latcrcsl Ratc Chang�v • ;,.: , <br /> 11,5� o/o or Ict� ihae� ' <br /> . The Intcrest rate 1 nm rcquircd to pay at the first Chingc U��sr will no� hc grc:ner �hau �;,:;'..�.. <br /> Z. 5� �lo.7'hcrcaf�cr,my iiucrcyt ratc will ncvc�bc incrcascd ar d.srcascd on nny�i�@Ic Cha�L.0 U:su by nzcJr 1han.�.1ilG...jlE�t.�nt �• , . ,'::1:: ••'. <br /> �. . �,�r��l: ' •�• <br /> � �„(L P�am thc rute of Intcrest 1 havc becn pA�i�e�for Ihc preccding twclvc months.Tlie mirin^ca ii;_•:�cat nu:07�.h�.e loan wlll novcr bc , , <br /> ' Icse ihAn�T...1Q-.�.-°%o and the m;txirnum Intercst rAte will ncvcr be grcatcr Ih10..�M«.5n "'a� f� . ,` <br /> ,, ;��: <br />_ � (B) F./tective Rplo oi Changes �•`��' �,. <br /> My new intcrest�nto wlll bccome eficcticc aa ench Change pme.I�vill puy Ihe nmount af my actin�nr.•;Aiy paymcnt beginning on�he tirct ,'`��., <br /> , monlhly payment dnte afccr the Change�ntc until ihe nmount of my monthly pnyment chn��3C:�111�tir.. . "•'r.'` � <br />- � (F) Natico o!Ch�e� � <br /> � The Note Holder will mnll or deli�es to me n nalice beforc each Change Uate.Thu na�s::e wllt udvlse me oP: <br />_ " (i) tho ncw interest rate on m..•aoan u�oi the Change Date; � <br /> .,�. <br />- � • .• (li) tho umount of my mon��l�;��yment following thc Changc DRtc; ' ,- . _ <br />� • (ili) any nddiUonnl m:�ttecs alich�Ae Note Holder is requlred ta disclosa;nnd '�°`�;.� ` <br /> � (iv) Ihe address oP lhe ussociation yau could contnct regarding uny quesUons alwut thu adjustmenl notice. ! , <br /> 1 <br /> . • , �.j� <br /> , . B. CAfl�1�QGF9i L1ENS ' . . <br /> � ' Unlform Covcnant 4 of thc Sccurity Insr.ument Is omcndcd to rcad ns follmvs: �� <br /> � 4. Chaiges;Llen�.Borrowcr shall pa3 1�a��es,nssesement9,nnd other charges, Qnes,nnd impoaitions aurlhutt�ble ta�he Property�vhich may I •��,.: � <br /> utts►in n priority over thir Sectiritv In:�t:ument,nnd leasehold pt►yments oP ground rents,If raay,in the mnnner pruvidcd undec paru8raph 2 her¢of � ' • <br /> ar,ii not paid!n such mnnner,by Borcower making payment,when duc,directly to the�u�?rr ahereaf.B�rrower ahall promplly futnish l.ender f <br /> �Il nodces�P omounts duc undcr this puraDruph,nnd in thc cvem Borrowcr shnll malic�a>nzcni dirccely,Harra�vcr sha0 p�omplly furni�h w I . . <br /> ��� l.ender ren�au evtdencing such payment�:. 9otrower shall pramptly ditizharge nny lien k�l:irh ha,pr�arcty aver Ihis Sccurlty I�strument; i <br /> huwover,4lnrrawer shall not be requiced�o dischar�e any such Ilen,v'.e:�g as florrower. (a)eh�1t agrce �n writing to the g��-rraem� vi ihc �' , <br /> obBgaHan secured by sucl�liea in ihe mann;r acceptahle Io l.cnder,Ib)tihuli in grod faith���ntcs�such l�rn D�,or defcnd iiga+ns;cnforcemem of i <br /> such lien in,legel proceedir�tis whirh;n�he opinion of I.cnder oper;uc�o prevem thc r�,Eorc�mrni of thc hen��r fnrfefat�re��:eh�4'roperry or nny <br /> part thereaf; ar(c)shall secure from:�ee halder�f tiuch lien :m adrcement in a forrn�::s+�tar�ery�io R.ender tiuhordmauaF cuch lien ta�hiv � <br /> i <br /> Secudty Instrumenl. <br /> IP 4ender determines thxt nll or xn} yar�of the Property is subject to n lien which may atcain�jrrioriiy over thls Security Instrument, <br /> Lcnder shnll g{��e Horrawer a notice identifying such lien.Horrower shall satisfy such lien or take on:or more of the actions set forth�bove <br /> wlthin ten dnys ai�he Qlving af Ihc noNcc. <br /> C. NOTICF: <br /> •. Uniform Covcnnnt 14 of Ihc Sccurlty Inatrumcnt is,imcndcd to rcad as folloNS: <br /> 14. Notice.�xccpt for�ny noUce rcquircd imder applici�ble law ia he given in another manncr,I.�)any noli�c la Horrnwer prii��ided fur in ihi� <br /> � Securily InslrumeM shall be given by dellvering i�or by mailing it hy first clacs mail tn Horrower a1 the I'roperly�Addresti or al such oiher;iddress <br /> ns Horrowcr may dcslpnate by noticc to Lcndcr ne prmided hcrem,and(b)any notice lo Lcnder tihall bc gi�cn hp fust rlas�matl iu LcnJcr's <br /> address slntcd hcrein a:to tiuch uthct+�ddress as Lcndcr may dcsignate b�notice io Rattowcr ae pro�idcd hcre�n.Any�nourc prn�fdcd far in�his <br /> SecurUy Insirumen�shnll be deemed ta hovc hccn�i�cn Io Horrrn��cr ur I ender��ficn g��cn�n�he m;mner dcs�gn;pcd herein. <br />- [[ <br /> ` <br />