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<br />       --     		And ta Incarhoratcd Inta nnd ehail ba deemcd to amcnd nnd eapplonecnl 1no Aton�age. U.sd of'i'ruit, or 5e�urity I�;�`c1(�hr"`k�:i�+lt;i			-      -
<br />	-     - -�y   	I�uuume�►"1 of�na aprrl,daco ofven by the und7�i�ne��thr"13vm►�er")ea sscesra Ci�arr�wer'S Ad)ustabte Ita�a Hoto tthc"Nntn"!la ' A13'.    	� •..	-  ___
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<br />     ,��i   		�.�HaAL,H�df1N{?�A I,QIA  AR;B�tA'PI�A16r QK1A�'i3� 1.°.6.1���-.'qt=1e![r� f�4dw"i�:��.�k� )ot ttt--..fR�Mtw p�}�f�rv�vl�o thn    				_
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<br />    _  			����c,'ty��;cr��:J in N:;,��ustty l�;t:uai:at snd locsted et:      										�`,_-°`"'  _       -
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<br />     	=      				3 3L1  _I]OVER C`('__,__ GRANn_I5i��...L._�'�.688(13  „�   	.�—     .  _ .    	_     	_      >    �
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<br />     	�									(Pra�x:tly Addrea�)    								�   	_
<br /> �  	�    				Tats eoto contafm provlsloa� ell�vr�n$ (aa ch�ng� ln my Intere�l �nte anA my manlhly      						_�: '=
<br /> •�= ` "`      •   				p�ym,�ute.TbIA aotc aFso Iimlta lha e�aoun9 mY�ntertn�n�e can ch�ese et ony ouo thuo�ad     						�w:�
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<br />"'   -       					elso tho mlalmuce ucd�ho►aaalmum�tc 1�utl pay.  									_   		-
<br />    � _-      -       		ADUiTIpNA4 COYF.NAN'i'S.In udditian to tha covcnnnta and agrccmen��madc In the 5cru�lty Inslromem,ilurrowcr and l.cnder     	;   	_   �
<br />_;;�;; 	.		I��ther covcnant und agrcc as Pollo�v�:  														.       �   �
<br />_c�:.																					' ..       . . _.
<br /> Y�m'' 			A.   IN'i"�LR�ST RAT£AN�11f11N"Pi11.1f�AYMENT('HANCF.z3     												,
<br /> '��"�, 			'IYu Notc pn.vldai for an Initinl Intcrest rcitT oi���.,_i0.       °Ju.Scctlei�A af thc Natc p�ovidc�fnr cha�ges in thc intcrest�ntc nnd ths     			_,,;,�o:+,
<br />  �`�+     	+    	manlhly�,hymCnls,a+Pollows:																t y�"�._
<br />   i
<br /> �4       																				,      	��`n:
<br />   �  			1.   INTGREST RAT6 AND MUNTHI.)'PA)'AfEN 1'CNANGGS      											���
<br />  �__�:. ;,.  																					•       �z+���_
<br />  t ,�      ..   ��    		(A/  Ch�ejoDatea															- 		-
<br />    '       			Thc intcrest rnto 1 will pny mny changc��n the flrst day of	��LY 1 _  		,i�92   ,�,nnd on that doy crcry			; ;� �
<br />  xt     			`1WEI+VC 	montha thcrcaftcr.�Fiun dnto on whlch my Interest mtc could chnngc i�cnllcd u"C�at:3c uata    						, -_---
<br />  ''  .	"     		(B)  7'he Iadex																� '•�`�'  .  *°'
<br />    																						_,;��. .
<br /> �  				{kglnning with the tirst Cha�SC Datc,my lntcrcst rate wil�bo bascd on nn Irtdex.The••Indcs"is thr wcekly nvcrngc yicld an Unitcd States      		',�� '       ,�,.�
<br />       			lYca�ury sccuritic�aAJu�tM to A constant maturlty of 1 ycar,av nu�de a��uelablc by Ihe Fedettil Rescrvc Uoard.Tha most recent Indcx figurc 			�,   `  _
<br /> "... '   	,     	availnDt�au a°the dnte 49 day�before e:j.��hn  c Data is c�ilicd tho"C�rer.:Indcx."									,`"`;:~:':';       -
<br />  '       •  			IP the l�tdex i�no longcr av�ilnble,ohe Note Holder will choose a nc��indcx widch b bascd upor+cc�mpa�Eible lnfarrnaUon. The Nc:e		',' �'`<•'�-'`:�•FE��    �
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<br />     	.  		Holdera•ifigivemenoticeofthtechoice.														, `�1����•<<,1���:�,,r�,,.
<br />  	. 			(G)  CrlculallonotChwngcs      													.  	,. .   .  ,,�f;�,
<br />    				ecfnre ench Chsnaa Dote,ihe tVote Hotder will calculate my new intcrest rnte by fld�i:�A_t:�L�Ge�1lt(�i��by�-----Narmntngc    	��•�       ,�'��	.•
<br />       			4aims(      �. �i__._alo)to thc C►vreno ln�iex nnd rounding to the ncarc9l 1/tlth af 1 Q1o,Su�7�1 tu zhc ai m:is etnted in Seciian d{i3)balav+.      	-
<br />     																						�4�'�� .-     �'
<br />       			Thia rouadM amount wiil be my new interest�ute undllhe ncxt Chnnge Dute.  										,s+;, •
<br />       	�     		The Noto Holdcr�vlll�hen detcrmiar ihc nmaum oi Ihe monthly paymcnt that�vautd hr suStiricm tp repay in tu1!�he princlpal 1 i�m      		,;�.,_-. .     �
<br />     ----      ,---       												:...�........� Tlm.ocufe nf�hI rnlculnlinn  				t.
<br />     ._...       _.  -											'-'- -'—• "
<br />       			expected to owo an thet Criange�ate 1n suDs�nntiaiiy cquai paymcnin oy�ne maiur;ir ua�:�.��.;.�•��.�•.••�•.�... ...-.----..-... 			-      °       --
<br />     																		----
<br /> 		.  																			�:       �       _   -.i�
<br />       			will be the new nmaunt of mv rnon�hly payment. 												�,r    		i
<br /> 		.   		lD)  IAmlts on latcrcsl Ratc Chang�v     													•  ;,.: 	,
<br />   																11,5�      o/o or Ict� ihae�   			'
<br />      	.      		The Intcrest rate 1 nm rcquircd to pay at the first Chingc U��sr will no� hc grc:ner �hau      						�;,:;'..�..
<br />     				Z. 5�    �lo.7'hcrcaf�cr,my iiucrcyt ratc will ncvc�bc incrcascd ar d.srcascd on nny�i�@Ic Cha�L.0 U:su by nzcJr 1han.�.1ilG...jlE�t.�nt  	�•   ,  . ,'::1:: ••'.
<br />    																					�. .       �,�r��l: '     •�•
<br /> 	�			�„(L    P�am thc rute of Intcrest 1 havc becn pA�i�e�for Ihc preccding twclvc months.Tlie mirin^ca ii;_•:�cat nu:07�.h�.e loan wlll novcr bc    	,   	,
<br /> 		'      	Icse ihAn�T...1Q-.�.-°%o and the m;txirnum Intercst rAte will ncvcr be grcatcr Ih10..�M«.5n       "'a�   					f�  		.  ,`
<br />      	,,      																				;��:
<br />_       	�    		(B)  F./tective Rplo oi Changes  														�•`��' �,.
<br />     				My new intcrest�nto wlll bccome eficcticc aa ench Change pme.I�vill puy Ihe nmount af my actin�nr.•;Aiy paymcnt beginning on�he tirct    		,'`��.,
<br />     	,  		monlhly payment dnte afccr the Change�ntc until ihe nmount of my monthly pnyment chn��3C:�111�tir..       						.  "•'r.'`	�
<br />-       �   			(F)  Natico o!Ch�e� 																�
<br />     �       			The Note Holder will mnll or deli�es to me n nalice beforc each Change Uate.Thu na�s::e wllt udvlse me oP:
<br />_     "    				(i)  tho ncw interest rate on m..•aoan u�oi the Change Date; 												�
<br />     																						.,�.
<br />-   � • 	.• 			(li)  tho umount of my mon��l�;��yment following thc Changc DRtc; 									'    ,-  . _
<br />� 	•				(ili)  any nddiUonnl m:�ttecs alich�Ae Note Holder is requlred ta disclosa;nnd     								'�°`�;.�  `
<br />  		�			(iv)  Ihe address oP lhe ussociation yau could contnct regarding uny quesUons alwut thu adjustmenl notice.   				!  		,
<br />    																					1
<br />																						.    •  ,	�.j�
<br />  	,     .      	B.   CAfl�1�QGF9i L1ENS																'    .    .
<br />   �    '       		Unlform Covcnant 4 of thc Sccurity Insr.ument Is omcndcd to rcad ns follmvs:  										��
<br />	�       		4. Chaiges;Llen�.Borrowcr shall pa3 1�a��es,nssesement9,nnd other charges, Qnes,nnd impoaitions aurlhutt�ble ta�he Property�vhich may    	I 	•��,.: �
<br />				utts►in n priority over thir Sectiritv In:�t:ument,nnd leasehold pt►yments oP ground rents,If raay,in the mnnner pruvidcd undec paru8raph 2 her¢of    	�    '      •
<br />				ar,ii not paid!n such mnnner,by Borcower making payment,when duc,directly to the�u�?rr ahereaf.B�rrower ahall promplly futnish l.ender    	f
<br />				�Il nodces�P omounts duc undcr this puraDruph,nnd in thc cvem Borrowcr shnll malic�a>nzcni dirccely,Harra�vcr sha0 p�omplly furni�h w    	I   	.    .
<br />     	��� 		l.ender ren�au evtdencing such payment�:. 9otrower shall pramptly ditizharge nny lien k�l:irh ha,pr�arcty aver Ihis Sccurlty I�strument;    	i
<br />				huwover,4lnrrawer shall not be requiced�o dischar�e any such Ilen,v'.e:�g as florrower. (a)eh�1t agrce �n writing to the g��-rraem� vi ihc    	�'  	,
<br />				obBgaHan secured by sucl�liea in ihe mann;r acceptahle Io l.cnder,Ib)tihuli in grod faith���ntcs�such l�rn D�,or defcnd iiga+ns;cnforcemem of    	i
<br />				such lien in,legel proceedir�tis whirh;n�he opinion of I.cnder oper;uc�o prevem thc r�,Eorc�mrni of thc hen��r fnrfefat�re��:eh�4'roperry or nny
<br />				part thereaf; ar(c)shall secure from:�ee halder�f tiuch lien :m adrcement in a forrn�::s+�tar�ery�io R.ender tiuhordmauaF cuch lien ta�hiv    	�
<br />    																					i
<br />				Secudty Instrumenl.
<br />     				IP 4ender determines thxt nll or xn} yar�of the Property is subject to n lien which may atcain�jrrioriiy over thls Security Instrument,
<br />				Lcnder shnll g{��e Horrawer a notice identifying such lien.Horrower shall satisfy such lien or take on:or more of the actions set forth�bove
<br />				wlthin ten dnys ai�he Qlving af Ihc noNcc.
<br />				C.   NOTICF:
<br />	•.       		Uniform Covcnnnt 14 of Ihc Sccurlty Inatrumcnt is,imcndcd to rcad as folloNS:
<br />				14. Notice.�xccpt for�ny noUce rcquircd imder applici�ble law ia he given in another manncr,I.�)any noli�c la Horrnwer prii��ided fur in ihi�
<br />     	�  		Securily InslrumeM shall be given by dellvering i�or by mailing it hy first clacs mail tn Horrower a1 the I'roperly�Addresti or al such oiher;iddress
<br />				ns Horrowcr may dcslpnate by noticc to Lcndcr ne prmided hcrem,and(b)any notice lo Lcnder tihall bc gi�cn hp fust rlas�matl iu LcnJcr's
<br />				address slntcd hcrein a:to tiuch uthct+�ddress as Lcndcr may dcsignate b�notice io Rattowcr ae pro�idcd hcre�n.Any�nourc prn�fdcd far in�his
<br />				SecurUy Insirumen�shnll be deemed ta hovc hccn�i�cn Io Horrrn��cr ur I ender��ficn g��cn�n�he m;mner dcs�gn;pcd herein.
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