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200112648 <br />25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Planned Unit Development Rider <br />❑ 1 -4 Family Rider ❑ Graduated Payment Rider ❑ Biweekly Payment Rider <br />Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br />Other(s) [specify] LEGAL DESCRIPTION <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />__Z47- <br />(Seal) <br />VON T. LUTZ - Borrower <br />Lei (Seal) <br />TAMMY . LITZ - Borrower <br />(Seal) <br />- Borrower <br />_(Seal) <br />Borrower <br />State of Ne �a } <br />} ss. <br />County of /`7� �L } <br />I, 7-kof+a -5 kk.M� -� _ , a Notary Public in and for said county and state do <br />hereby certify that Vm T. Lu*Z- wfzr <br />, personally known to me to be the same person(s) whose <br />name(s) subscribed to the foregoing instrument, appeared before me this day in person, and acknowledged that 'they <br />signed and delivered the said instrument as +I%# -i r free and voluntary act, for the uses and purposes therein set forth. <br />Given under my hand and official seal, this SO f` day of ()vue 4 lam Wok. <br />GENERAL NOTARY•atate of Nebraska <br />My Commission expires: 1111 THOMAS M. HARMAN <br />My Comm. Exp. April 11, 2003 <br />Notary Public <br />NEBRASKA- Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />FNMA3028 <br />Page 7 of 7 <br />a <br />