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oil LOAN #: 2232012 [Space Above This Line For Recording DEED OF TRUST C DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated SEPTEMBER 30, 2002, together with all Riders to this document. (B) "Borrower" is JAMES M HALE AND SUZANNE K HALE, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 411 NORTH NATIONAL STREET, SUPERIOR, NE 68978. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is CENTRAL NATIONAL BANK, A NATIONAL BANK. (E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 30, 2002. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * *SEVENTY EIGHT THOUSAND ONE HUNDRED AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $78,100.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: Adjustable Rate Rider =] Condominium Rider Second Home Rider Balloon Rider Planned Unit Development Rider CI Other(s) [specify] 1 -4 Family Rider Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Initials: A Form 3028 1/01 Page 1 of 8 NEUDI?LD 0109 M = rn '" cn C n c Z 3: - >> v o ° rn CA r. r .�' - -_ CJ After Recording Return To: N CD CENTRAL NATIONAL BANK P.O. BOX 268 .Z SUPERIOR, NE 68978 -0268 0 LOAN #: 2232012 [Space Above This Line For Recording DEED OF TRUST C DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated SEPTEMBER 30, 2002, together with all Riders to this document. (B) "Borrower" is JAMES M HALE AND SUZANNE K HALE, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is CENTRAL NATIONAL BANK. Lender is a NATIONAL BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 411 NORTH NATIONAL STREET, SUPERIOR, NE 68978. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is CENTRAL NATIONAL BANK, A NATIONAL BANK. (E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 30, 2002. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * *SEVENTY EIGHT THOUSAND ONE HUNDRED AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $78,100.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCTOBER 1, 2017. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: Adjustable Rate Rider =] Condominium Rider Second Home Rider Balloon Rider Planned Unit Development Rider CI Other(s) [specify] 1 -4 Family Rider Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Initials: A Form 3028 1/01 Page 1 of 8 NEUDI?LD 0109