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<br /> LOAN ��: 7472415
<br /> Credit Limit set forth in the Note.This Deed of Tr�st shall secure the Note and any and all future advances made to us by you.At
<br /> no time during the term of this Deed of Trust or any extension thereof shall the unpaid and outstanding secwed principal future
<br /> advances, not including sums advanced by Beneficiary to protect the security of this Deed of Trust,exceed the following amount:
<br /> $16.474.75 . This provision shall not constitute an obligation upon or commitment of Beneficiary to make additional
<br /> advances or loans to us.
<br /> OWNERSHIP: We are the sole owner(s) of the Premises.We have the legal right to mortgage,grant and convey the Premises to
<br /> the Trustee.
<br /> BORROWER'S IMPORTANT OBLIGATIONS:
<br /> (a) TAXES: We will pay all real estate taxes, assessments,water charges and sewer rents relating to the Premises when they
<br /> become due. We will not claim any credit on, or make deduction from, the loan under the Note because we pay these taxes and
<br /> charges.We will provide you with proof of payment upon request.
<br /> (b) MAINTENANCE: We will maintain the building(s) on the Premises in good condition.We will not make major changes
<br /> in the building(s) except for normal repairs. We will not tear down any of the building(s) on the Premises without first getting
<br /> your consent. We will not use the Premises illegally. If this Deed of Trust is on a unit in a condominium or a planned unit
<br /> development, we shall perform all of our obligations under the declaration or covenants creating or governing the condominium
<br /> or planned unit development, the by-laws and regulations of the condominium or planned unit development and consdtuent
<br /> documents.
<br /> (c) INSURANCE: We will keep the building(s) on the Premises insured at all times against loss by fire,flood and any other
<br /> hazards you may specify. We may choose the insurance company, but our choice is subject to your reasonable approval. T'he
<br /> policies must be for at least the amounts and the time periods that you specify. We will deliver to you upon your request the
<br /> policies or other proof of the insurance. The policies must name you as "mortgagee" and "loss-payee" so that you will receive
<br /> payment on all insurance claims,to the extent of your interest under this Deed of Trust,before we do.The insurance policies must
<br /> also provide that you be given not less than 10 days prior written notice of any cancellation or reduction in coverage, for any
<br /> reason. Upon request, we shall deliver the policies, certificates or other evidence of insurance to you. In the event of loss or
<br /> damage to the Premises,we will immediately notify you in writing and file a proof of loss with the insurer. You may file a proof
<br /> of loss on our behalf if we fail or refuse to do so. You may also sign our name to any check,draft or other order for the payment
<br /> of insurance proceeds in the event of loss or damage to the Premises.If you receive payment of a claim,you will have the right to
<br /> choose to use the money either to repair the Premises or to reduce the amount owing on the Note.
<br /> (d) CONDEMNATION: We assign to you the proceeds of any awazd or claim for damages, d'uect or consequential, in
<br /> connection with any condemnation or other taking of the Premises,or part thereof,or for conveyance in lieu of condemnation,all
<br /> of which shall be paid to you,subject to the terms of any Prior Deed of Trust.
<br /> (e) SECURITY INTEREST: We will join with you in signing and filing documents and,at our expense, in doing whatever
<br /> you believe is necessary to perfect and continue the perfection of your lien and security interest in the Premises. Trustee shall not
<br /> be liable for any enor of judgment or act done by Trustee, or be otherwise responsible or accountable under any circumstances
<br /> whatsoever. This Deed of Trust will be effective as a financing statement filed as a fixture filing with respect to all fixtures
<br /> included within the Premises and is to be filed for record in the real estate records of each county where any part of the Premises
<br /> (including said fixtures) is situated. This Deed of Trust shall also be effective as a financing statement covering any other
<br /> Premises and may be filed in any other appropriate filing or recording office. A carbon,photographic or other reproduction of this
<br /> Deed of Trust or of any financing statement relating to this Deed of Trust shall be sufficient as a financing statement for any of
<br /> the purposes referred to in this paragraph.
<br /> (� OUR AUTHORITY TO YOU: If we fail to perform our obligations under this Deed of Trust, you may, if you choose,
<br /> perform our obligations and pay such costs and expenses. You will add the amounts you advance to the sums owing on the Note,
<br /> on which you will charge interest at the interest rate set forth in the Note. If, for example, we fail to honor our promises to
<br /> maintain insurance in effect,or to pay filing fees,talces or the costs necessary to keep the Premises in good condition and repair or
<br /> to perform any of our other agreements with you, you may, if you choose, advance any sums to satisfy any of our agreements
<br /> with you and charge us interest on such advances at the interest rate set forth in the Note. T'his Deed of Trust secures all such
<br /> advances. Your payments on our behalf will not cure our failure to perform our promises in this Deed�f Trust. Any replacement
<br /> insurance that you obtain to cover loss or damages to the Premises may be limited to the amount owing on the Note plus the
<br /> amount of any Prior Deeds of Trust.
<br /> (g) PRIOR DEED OF TRUST: If the provisions of this paragraph are completed, this Deed of Trust is subject and
<br /> subordinate to a prior deed of trust dated 11/12/19 9 8 and given by us for the benefit of
<br /> COUNTRYWIDE HOME LOANS, INC. ,
<br /> as beneficiary,in the original amount of$ 91.3 5 0.0 0 (the "Prior Deed of Trust").We shall not increase,amend or
<br /> modify the Prior Deed of Trust without your prior writt.en consent and shall upon receipt of any written notice from the holder of
<br /> the Prior Deed of Trust promptly deliver a copy of such notice to you. We shall pay and perform all of our obligations under the
<br /> Prior Deed of Trust as and when required under the Prior Deed of Trust.
<br /> (h) HAZARDOUS SUBSTANCES: We shall not cause or permit the presence, use, disposal, storage, or release of any
<br /> Hazardous Substances on or in the Premises. We shall not do,nor allow anyone else to do,anything affecting the Premises that is
<br /> in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the
<br /> Premises of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses
<br /> and to maintenance of the Premises. As used in this paragraph, "Hazardous Substances" aze those substances defined as toxic or
<br /> �HELOC-NE Deed of Trust �
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