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y. <br />Loan No. 8019289654 <br />Pane 2 <br />20040tG26 <br />2. The Borrower(s) promise to pay the Unpaid Principal Balance, plus the interest, to the <br />order of the Lender. Interest will be charged on the Unpaid Principal Balance at the annual rate of <br />8.500% from January 1, 2004, and Borrower(s) promise to pay monthly payments of principal and <br />interest in the amount of $698.47 beginning February 1, 2004, and on the same day of each month <br />thereafter until the entire amount due and payable under the terms of the Note, Security Instrument and <br />this Agreement are paid in full. If on December 1, 2030, ( "Maturity Date "), Borrower(s) stilt owe <br />amounts under the Note, Security Instrument or this Agreement, the Borrower(s) shall pay these amounts <br />in full on the Maturity Date. <br />Borrower(s) shall make the monthly payments described herein at Washington Mutual Bank, FA, <br />9601 McAllister Freeway, San Antonio, TX 78216 or at such other place that Lender may designate. <br />3.If all or any part of the Property or any interest therein is sold or transferred without Lender's <br />prior written consent, the Lender may, at its option, require immediate payment in full of all sums due <br />under the Note, Security Instrument and this Agreement. <br />If Lender exercises this option, the Lender shall give the Borrower(s) notice of acceleration. The <br />notice shall provide a period of not less than thirty days from the date the notice is delivered or mailed <br />within which the Borrower(s) must pay all sums due under the Note, Security Instrument and this <br />Agreement. If Borrower(s) fail to pay these sums prior to the expiration of this period, the Lender may <br />invoke any remedies permitted by the Note, Security Instrument and /or this Agreement without further <br />notice or demand on the Borrower(s). <br />4.Borrower(s) will also comply with all other covenants, agreements, terms, conditions, and <br />requirements of the Note and Security Instrument, including, without limitation, the Borrower's <br />agreement to make all payments of taxes, insurance premiums, assessments, escrow items, impounds, and <br />all other payments that the Borrower(s) are obligated to pay under the terms of the Note and Security <br />Instrument, however, the following terms and provisions are forever canceled, null and void, as of the <br />date specified in paragraph one above. <br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for or relating to <br />any change or adjustment in the rate of interest payable under the note; and <br />(b) all terms and provisions of any adjustable rate rider or other instrument or document that is affixed <br />to or wholly or partially incorporated into, or is a part of, the Note or Security Instrument and that <br />contains any such terms or provision as those referred to in (a) above. <br />5.Nothing in this Agreement shall be understood or construed to be a satisfaction or release in <br />whole or in part of the Note and /or Security Instrument. Except as expressly provided in this Agreement, <br />the Note and Security Instrument will remain unchanged and the Borrower and Lender will be bound by, <br />and comply with, all of the terms and provisions of the instruments, as amended by this Agreement. <br />