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200112573 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Todd McCoy Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />Julie K. McCoy orrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF Nebraska <br />COUNTY OF Hall <br />(Seal) <br />Borrower <br />The foregoing instrument was acknowledged before me on this November 30, 2001 <br />by Todd McCoy and Julie K. McCoy f /k /a Julie K. Buman, Husband and Wife <br />Signature of Person <br />from -saa <br />(Title or <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />