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<br />_ _: _. � . , . �y � � A►1)Jll1ti`l'.A�11,1l;�ATH:I�IUlt;lt r, '
<br /> , �, . , ' o`��� �o�b�l 1'c���•'f'p��ny�erv I��dcu�E�atc C���s--I�ixed ttiitc Cmwerylnn Uptlunl ' ..
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<br /> 'ft11S AUJUC7'Alil.t3 f�AT1: Rlpl:lt Iti in;i�l� �hlti 101'H dn}at' �UN� . 1�) yl ,nnd i� -
<br /> -.�-� hic�►rpm�ated Into nncl shnl) h��lermc�l t�,zimtin�l nn�l«�pplcmr.nt th�Alnrtgu�ic, L?c�:d af'i'ru�t u� Scc�irity �)cc�l . .--
<br /> (the"�ett�rfty 1«stci�ntet�t"1 af th��sunic d�tr�i�rn h�tiit�unduf+i�n��d ltl►w "t3i+eru��•cr„1 t��xccurc 1lurruwer's
<br /> =- _ - AdJust��hlc: �atc Nmc (it�e "idt,t�")�.� M4Rl�l��1' hll'3rT(��RE, ING. . A hIINN��OTA -
<br /> � CCll:f'Uf�ATxC1A! tlt►e "I.end�r")uf lhc sumc Jntc an�l a�v�•rinh tl►c pr��perty descrihed in � _ - -�_
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<br /> , • tho Securfty lnrtrument imd lacut�d ut:
<br /> ;:1�� P�IVLhVIEW AF:IVE C,t�ArID t;�l_�ND, Nc bkiF���i �
<br /> [Pruperty Addrarr�
<br /> - � 'fNE N01'F GL1N'P�11NS P�iOUiSIQNS AL1.01h'INQ FOR CFIAN(iES IN 'ftiG INTER�ST RATE �
<br /> ANU TPIE 1�10NYIi4Y PAYMENT. TN� NOTE LIR�ITS SWE A(19�UN�'THE BORflOWER'�
<br /> ADJUS'Pap1,E IN1'ER�ST RATE CAN Ch1A►NQ�AT AR1Y ON� TIMF. ANa TH� MAXIMUM
<br /> • NA1'E TWE DOFlRQWER MUST PAV. 'fFiE f�07'E AL90 CONTAIN9 TM�
<br /> OPTIQN TO COMNERT THE ADJU�TA�I.�WA'PE TO A FIX�D RA7E.
<br /> ApDlTIONAI.('U'VI.NAN7'S.In ndclitiun t�Ihe c��veniints im�i agrcements nuide in the Securit��i��st+•amirnt, ,
<br /> � Harruwc�nnd I�ender furthcr cc�vcn+int,�nd��t:rec as 1'ollows: ' ,
<br /> A.AI)JUS'1'Al�fl�h��L@rl;�'Ns AN1D MONTI'11.X 1��YML:N'1'CIIANGl�:4 ' � '.
<br />� . '1'he Nnte pro�•ideti ti�r�in ini�iiil interctit riue of 7.l'�Ol� �/�.Th��Not�pri»�i.9r•the�hnngi�ii�thc:�.;,ju.t:+Q�le
<br /> intcrest rntc imd the monthly puymcnts,ns foUow,: � , . �
<br /> • 4.ADJUS7'AHI,F INT�:ltFS7'HATF.AND MUN'fN1.Y 1'AYi�1�N'I'CHANGH;:+ •
<br /> ' (Al Chu��e t)i�tev �
<br /> . Thc udjust�ible intcrest rutc I will pi�y nury chi►ngc an thc first diry of `���'TEME+EfZ , lU�� . '.
<br /> � and an thut dny every 12th munth thureufter. Giuh dt�te �m ��•hich nty ndJu�tuhle intere.t rt�te cc�uld chunge is , ;
<br /> called ii"Chun�e ptue." •�
<br />-� . , ,, (N1 The le�dex ' .�
<br /> , Boginning with thc fir,t ChnnFe L�atc, my udjustuhla intcrr�t rate «•ill hr b,�,ed nn iin Ind�x.The "lndcx" iti �
<br /> _.,�``:.. - ---- '.h����kly uv�CUg�y��ld nn Uuited Slaieti'1'reii�urY �ecurities i�djuytcd to u con�tant muturity af' 1 yc.ir. us mudr ' �' '` ' '
<br /> , :�ci�il�iblc by thc Fedcrul lt���crvc Bourd.Thc motit r�cent Indcx fi�urc:rviiiluhlr ii:�f tho Jatc aS di�ys bcfrrc 4acti --• , —
<br /> Chunge Datc i�called thc"Current lnder." .
<br /> __-— ..___ . If thc index i�n� Iongcr avuiluhla the Ncitc Nc�lder will choo.r a new index thut iti b:��e�i upon compurablc
<br />_ __ - .-
<br /> . lnformation.The N�tc Halder will givc m�nutic4 af'thi�choica [ - -- , -
<br /> (Cl Cnlculatlaa uP Chun�es � � '`��� I �
<br /> ` Qeforc ca�ch Chun�;c Diitu, thc Nutc Huldur ���ill r;�lculutc my n����intcrc�t ratr hy uddinF �• I
<br /> percentnpc puint.-�'••�.�'�) �/l ta thc Currrn� Indcx. Thu Not� Huldrr a•ill Ih�n roun�t thr result of'thiti��dclition
<br /> to Iht netir�u��nc•eighth of�me perccntape pnint 1(1.1?5';�).tiuh,l��t to thc liiuit�,tnted in S�ctiun alD)hcl���v.thiti � .
<br /> : raundcd um�imt�vill bc my nc�v interc,t rato un�il thc ncxt Chitngc l7ut�. �
<br /> 'Phc Notc Holdcr�vill then detennine the umuunt ui thc nu�nthly pi�ymcnt thut �ti�uuld hc suffici4iit t�,repa}• f
<br /> ...,'� � �he unpuid prinripal that 1 ani exp.ctcd Io���ac�u thc C'hunpr l)atu in t'ull on thc Maturity Uate ut my nr«•intere•t ;
<br /> � riitc in sub�t�nti,��l}� cquul p.iyment�. 'Thc rcyult at'thi�c.ilruliitian will hc thc neu umaunt uf my munthl}� pi�}•- ' •
<br /> uicnt. �
<br /> (I))l.iuiiis a�i lntcrc5t lZi�tc('hiin�eti ,
<br /> Thc intvrest ratr 1 :un requirc�l ti�ptry tit Ihc fir�t C'ha�n�� la+itc «�ill nut hc�;rc:ttcr thun �'.C�iK�C; t,r IcS. f .
<br /> thnn`a•C����] �/r. Th�r�:tt'ier.niy udju,tiiblc intcrc,t rutc will nrvcr tx incre++�vd c,r decrvu,rd c,n uny single Ch�nce Date �
<br /> bv more than�WO perccntngr puinqti)f• �/�t'rum thc r.nr uf inturc,t I hu�•c Fkrn puying for thc preccdins 1'_monahs. ±
<br /> , My intere,t r�uc «�ill ne�•en c� �reutrr thnr�a•C�(�i�'/. ��•hirh is ca11cJ thc"tilarirnum Rut�." �
<br /> l�l i's6fect8��c 1)nte of Chnn�es �
<br /> A1y� new intereyt r:+tr«�ill hccrnnr effecti�e c,n rac:h C'h�u��� D�uc. 1 ��ill pu� the umaune c,f my n���� nu,nchh �
<br /> pa}�mcnt h�ginninF an the fint monthly payntent dute ��Ytcr thr C'hunuc Datr until thc iunount c�f my monthl} I
<br /> pa�mcnt chcingcs ngain. ,
<br /> (H)Nc�ZBrc a�s ChnnRc.r•
<br /> 'Y'hc Noic i•foldor will drli��cr c�r nu�il tu m� u nutirr uf;�n> �hiin�r, in my u�l,jutilnhl� im�rc�t raic and thr �
<br /> amatmt ot my mcmthly pa}•mrnt hc`urc Ihr ct'furti�c dul� �,t an� chan�;r. '1'hr nutire ��ill includc inf��rm�ti��n ,
<br /> rec�uircd h�•li►��•to he gi��rn mc :in�l altiu Ihr titlr amd <<I.���hunc numh�r uf u prr..,n a�hu��ill an���•er an} �,�ue.tiun ,
<br /> -: _ . . i
<br /> 1 roii)ha�•c re�arding thc nrnirr.
<br /> ° N.FIXEU 1N'1'F.KN:S'1'RA'I'I�.OP'1'lON .
<br /> Thc Nc�te {+ro�'ide. For thr Hi�rrc��v�r', option tu r�,mrrt frum au� ad,ju•tab�. intcrc.t ratc «•ith ictcrr�i sat;
<br /> limits u�u fixcd intrretit riita u+fuU���v�:
<br /> 5.FIX�:I)IN'1'E:RN:.S'C RA'I'I:('UNVH:IttiIUN t)1''1'IUV '
<br /> (Al Optian t��Cum•crt tu Fixcd kulc
<br /> I h���r u C��m•ortiion Optiun that I run rurci.r unlr„ I um ui Jrlault ur�hi� tirrtu�n S�A► ��ill nu� prrmit
<br /> mc tn do �c�. Thr "Cumri�tiii,n Optiun" i. my �,�,ti„n tu rum�rrl ihr inlrrr.t ratr I am r�yuin�l tu pa} h� thi, Nulc
<br /> from i�n udjutitaMc ratc Nith interctit ratr limi�ti a,�hc fi�rd raw c:�Irul:Ur�1 undrr tirrtion Slt�)hrl����.
<br /> Thc cum•cr.iun run unly tukc pl.�ce un u dal�l�i,prcificd ha• the Nutc H�ildrr durinc thc ��rri��d l►�ginnin�;un
<br /> � �he fir+t Chiingc I�atc und �nding cm thr fiflh ('h�mgr I)a�r. {ia�h dute un ��•hirh m� udju,tahlc int�rc�t ni�r c,�n
<br /> ' ! cnnvcrt t��thr n�w lixcd ratc i+rallcd�hc"('�m�cr.iun U:ur...
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<br /> . MULTI9TATBCONVflRTIULHAWUBTA�LBRATENIDBR—ARhIPLAN6'/—Smuief.u��,i� tYOnrTroeaurylnCOr•FpnnloMnullnllorminat�umonlForm31101�Ofl
<br /> NMFL r0683 A90 ��`��•,r�����`�;•�
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