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. • � <br /> gg_ 1�sss� <br /> � Home Equity Access Line Rider <br /> NQNWCSTBANKS <br /> �� <br /> (Open end credii with va�iable rate inierest/ <br /> This Home Equity Access Line Rider is dated 0 5/14/1999 and is an amendment to the <br /> Mortgage or Deed of Trust ("Mortgage")of the same date given by the undersigned("Borrower"J to secure Borrower's Home <br /> Equity Access Line Agieement wifh NORWEST BANK NEBRASKA . NATIONA � AGG(�CTATT(�N <br /> ("Lender") <br /> of the same data covering the property described in the Mortgage and located at: <br /> 1319 N SYCAMORE ST GRAND ISLAND NE 68801 <br /> Properry address <br /> ln addition to the covenants and agreements made in the Morigage, Borrower and Lender further covenani and agree as fol%ws: <br /> 1. The wo�d "Note,"as used in the Mortgage and ihis Rider, �efers to the Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credii agreement between Borrower and Lender. The amount siated in the <br /> Mo�tgage as the principal sum of the indebtedness is ihe credit limit for the line of credif. All advances made at any time by <br /> Lender in accordance with the terms of the Note, and all interest on the advances, shal/be secured by the Mortgage. <br /> However, at no time shall the principal amount of the indebtedness secure�by the Mortgage, not including sums advanced in <br /> accordance with the mortgage to protect ihe security of the Mortgage, exceed the stated credit/imit for the line of credii. <br /> 3. The Note provides for. <br /> a variable rate of interest expressed as a daily periodic rate equal io 1/365 of an annual rate of 0.50 % <br /> plus the "lndex Rate." <br /> The daily periodic rafe may increase if�'HE HIGHEST PRIME RATE � <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE 1 <br /> (the "/ndex Rate"1 increases. The initia!daily periodic rate is .022602 %. This corresponds to an annual <br /> percentage rate of g,25 %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the fi�st business day of every month, using the lndex Rate in effect on ihe/asi business day of the prior <br /> month. An increase in the daily periodic�ate may increase the monthly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF$ 4 0. 0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AM0l1NT, TOGETHER W/TH/NTEREST, ARE SEN/OR TO/NDEBTEDNESS TO OTHER CRED/TORS UNDER <br /> SUBSEQUENTL Y RECORDED OR F/LED MORTGAGES AND L/ENS. <br /> � <br /> �1 �+ <br /> Borrower's signature Bonower's signature <br />