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, <br /> , <br /> 99• ios69s <br /> �� Home Equity Access Line Rider <br /> IY�w�T BANKS <br /> ����� <br /> //�/� <br /> lOpen end credit with variab/e rate interestl <br /> This Home Equity Access Line Rider is dated 0 5/11/19 9 9 and is an amendment to the <br /> Mortgage or Deed of Trust ("Mortgage"1 of the same date given by the undersigned("Borrower"J to secure Borrower's Home <br /> Equity Access Line Agreemeni with NORWEST BANK NEBRA KA NATIONAL A OCIATION <br /> ("Lender") <br /> of the same data covering the property described in the Mortgage and/ocated at: <br /> 1045 S PLUM GRAND I LAND NE 68801 <br /> Properry address <br /> ln addition to the covenants and agreemenis made in rhe Mor#gage, Bo�rower and Lender fu�ther covenant and agree as fol%ws: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refers to the Home Equity Access Line Ag�eement. <br /> 2. The Noie evidences an open end revolving line of credii agreemeni between Borrower and Lender. The amount stated in the <br /> Mortgage as the principal sum of the indebtedness is the credit limit for the line of credit. All advances made at any time by <br /> Lender in accordance with the terms of the Note, and all interest on the advances, shall be secured by the Mortgage. <br /> However, at no time sha//the principal amount of the indebtedness secured by the Mo�tgage, not including sums advanced in <br /> accordance with ihe mortgage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br /> 3. The Noie provides for: <br /> a variab/e rate of interest expressed as a dai/y periodic rate equal to 1/365 of an annual rate of 1.0 0 % <br /> plus the "lndex Rate." <br /> The daily periodic�ate may increase if THE HIGHF�T pRIME RATE <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (the "lndex Rate"1 increases. The initial daily periodic rate is .023972 %. This corresponds to an annual <br /> percentage rate of g,�5 %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the first business day of every month, using the lndex Rate in effect on the last business day of the prior <br /> month. An increase in the daily periodic rate may increase the monthly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF S 5. 0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST,ARE SEN/OR TO/NDEBTEDNESS TO OTHER CRED/TORS UNDER <br /> SUBSEQUENTL Y RECORDED OR F/LED MORTGAGES AND L/ENS. <br /> nower s si1� gnat—�� � � � <br /> orrower's sig ture <br />