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DEFINITIONS <br />n <br />M Cn <br />n <br />n <br />2 <br />F <br />n <br />= <br />Q <br />0 <br />Return To: <br />Union Bank and Trust Company <br />4732 Calvert St <br />Lincoln, NE 68501 -2535 <br />Prepared By: <br />Michelle Myers <br />O <br />n N <br />4732 Calvert St <br />Lincoln, NE 68501 -2535 <br />F� <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />O <br />N C:L <br />O y <br />CD �.. <br />F—► CC* <br />H <br />N co <br />c.n <br />N M <br />co O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 26th, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" isFrancis W. Johnson, Jr. and Laurie K. Johnson, as husband and <br />wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company <br />Lender is a Commercial Bank <br />organized and existing under the laws of the State of Nebraska <br />Lender's address is PO Box 82535 Lincoln NE 68501- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Union Bank and Trust Company <br />(E) "Note" means the promissory note signed by Borrower and dated November 26th, 2001 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND EIGHT HUNDRED <br />FIFTY AND 00 /100 Dollars <br />(U.S. $ 119, 850. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than December 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />01 -10- 000186 <br />NEBRASKA - Single Family FNMA /FHLMC UNIFORM INSTRUMENT FORM 3028 1 /01 <br />1342702 (0103) G <br />Page 1 of 10 Initials: . <br />VMP MORTGAGE FORMS - (800)521 - 72915 " —� UNION TITLE COMPARY <br />6801 EAST 0 STREET <br />LINCOLN NE 68510 <br />n10 3 /bw <br />n <br />n <br />2 <br />Z <br />n <br />= <br />0 <br />7 <br />(n <br />O <br />n N <br />\t <br />F� <br />o --� <br />r n <br />c7 <br />--i m <br />c> <br />O <br />O -Tl <br />r1 <br />O <br />-•� Z <br />�_ <br />= rn <br />M <br />` <br />n Co <br />M <br />o <br />� <br />r � <br />Cn <br />CD <br />r- n <br />CD <br />� <br />W <br />.rte <br />M <br />Cn <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />O <br />N C:L <br />O y <br />CD �.. <br />F—► CC* <br />H <br />N co <br />c.n <br />N M <br />co O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 26th, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" isFrancis W. Johnson, Jr. and Laurie K. Johnson, as husband and <br />wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company <br />Lender is a Commercial Bank <br />organized and existing under the laws of the State of Nebraska <br />Lender's address is PO Box 82535 Lincoln NE 68501- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Union Bank and Trust Company <br />(E) "Note" means the promissory note signed by Borrower and dated November 26th, 2001 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND EIGHT HUNDRED <br />FIFTY AND 00 /100 Dollars <br />(U.S. $ 119, 850. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than December 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />01 -10- 000186 <br />NEBRASKA - Single Family FNMA /FHLMC UNIFORM INSTRUMENT FORM 3028 1 /01 <br />1342702 (0103) G <br />Page 1 of 10 Initials: . <br />VMP MORTGAGE FORMS - (800)521 - 72915 " —� UNION TITLE COMPARY <br />6801 EAST 0 STREET <br />LINCOLN NE 68510 <br />n10 3 /bw <br />